Gavop's guide to buying homeowners insurance in Horsepasture, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Horsepasture, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1000, Sedgefield Dr, Scenicview Dr, Sunnybrook Cir, McKinley Dr, County 837, Co Rd 684, Joyce Rd, Bradenshire Dr, Co Rd 1825 | $133,500 | $110,000 | $125,000-$150,000 | $66,500 | $60,000 | $75,000-$100,000 |
| Elf Trl, Co Rd 758, Pin Oak Ln, Red Oak Rd, Bassett Heights Rd Exd, State Rte 627, Healms Rd, Co Rd 1200, Floyd Henley Rd, Dan-Wythe Dr | $128,000 | $110,000 | $125,000-$150,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Mrs Turner Rd, Main St, Amber Dr, State Rte 57 W Alt, Hunters Green Dr, Honey Dr, Joseph Martin Hwy, Dyer St, Shift Wood Dr, Pace Airport Rd | $90,500 | $70,000 | $75,000-$100,000 | $80,500 | $70,000 | $75,000-$100,000 |
| South St, Cameron Rd, Madison Rd, Rte 627, Watkins Dr, Askin St, Co Rd 867, Shadyview Rd, Co Rd 1212, Lenoir St | $90,000 | $70,000 | $50,000-$75,000 | $84,500 | $70,000 | $75,000-$100,000 |
| L Philpott Hwy, Harbour Park Ln, Hendricks Ct, New Jerusalem Church Rd, Co Rd 680, Co Rd 808, Parkway Dr, Fairystone Park Hwy, Co Rd 868, Cisco Ct | $115,500 | $100,000 | $100,000-$125,000 | $113,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $738 |
| Superior Protection Discount | -$91 | $820 |
| Fire & Security Discount | -$82 | $830 |
| Hail Resistant Roof Discount | -$18 | $893 |
| Newly Constructed Home Discount | -$201 | $711 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $1,000 | $1,006 | $2,006 | $731 | $1,731 | $275 |
| Horsepasture, VA | $2,000 | $901 | $2,901 | $655 | $2,655 | $246 |
| Martinsville, VA | $400 | $782 | $1,182 | $569 | $969 | $214 |
| Collinsville, VA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Westfield, NC | $200 | $662 | $862 | $481 | $681 | $181 |
| Summerfield, NC | $2,000 | $1,037 | $3,037 | $753 | $2,753 | $283 |
| Walkertown, NC | $400 | $745 | $1,145 | $541 | $941 | $204 |
| Blairs, VA | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Boone, VA | $100 | $703 | $803 | $511 | $611 | $192 |
| Caswell County, NC | $2,000 | $595 | $2,595 | $433 | $2,433 | $163 |
| Cave Spring, VA | $400 | $723 | $1,123 | $525 | $925 | $198 |
| Plum Creek, VA | $700 | $59 | $759 | $43 | $743 | $16 |
| Home Insurance Company Horsepasture, VA | Homeowners Insurance Agency Horsepasture, VA | Address | Popularity Score | Distance from Horsepasture (miles) |
|---|---|---|---|---|
| Travelers | Aaron And Associates | 1115 Franklin Tpke Ste 6, Danville, VA, 24540 | 32.7 | |
| Nationwide | Shelton Insurance And Financial Inc | 223 Central Ave Ste A, Christiansburg, VA, 24068 | 43.3 | |
| Nationwide | Beveridge & Associates | 2350 Electric Rd, Roanoke, VA, 24018-2309 | 42.5 | |
| Travelers | Fieldale Insurance Agency Inc | 51 Marshall Way, Fieldale, VA, 24089 | 5.7 | |
| Liberty Mutual Independent | Burch-Hodges-Stone Inc | 231 E Church St, Martinsville, VA, 24112 | 7.8 | |
| Liberty Mutual Independent | Marsh & Mclennan Agency Llc | 1 S Jefferson St, Roanoke, VA, 24011 | 44.7 | |
| Farmers | Terry Gross | 349a Piney Forest Rd, Danville, VA, 24540 | 31.7 | |
| Allstate | Stuart L. Thomas | 101 Cleveland Ave Ste 2, Martinsville, VA, 24112 | 7.7 | |
| State Farm | Dianne Waller | 779 S Main Street, Gretna, VA, 24557-2021 | 40.8 | |
| Erie | Judkins Insurance Agency Llc | 808 Main Street, Ridgeway, VA, 24148 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,340 | $650 |
| Henry County, VA | $94,300 | $1,018 | $700 | $1,460 | $760 |
| Horsepasture, VA | $85,500 | $912 | $610 | $1,250 | $640 |
| Martinsville, VA | $90,100 | $792 | $540 | $1,130 | $590 |
| Collinsville, VA | $106,600 | $912 | $660 | $1,290 | $630 |
| Westfield, NC | $109,200 | $670 | $480 | $920 | $440 |
| Summerfield, NC | $349,000 | $1,049 | $760 | $1,490 | $730 |
| Walkertown, NC | $126,900 | $754 | $510 | $1,040 | $530 |
| Blairs, VA | $134,200 | $697 | $480 | $970 | $490 |
| Boone, VA | $188,200 | $711 | $510 | $990 | $480 |
| Caswell County, NC | $104,700 | $603 | $410 | $860 | $450 |
| Cave Spring, VA | $200,300 | $732 | $520 | $1,050 | $530 |
| Plum Creek, VA | $26,200 | $60 | $40 | $80 | $40 |