Gavop's guide to buying homeowners insurance in Park County, WY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $188,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $246,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $287,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $427,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $694 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$65 | $742 |
| Hail Resistant Roof Discount | -$16 | $791 |
| Newly Constructed Home Discount | -$178 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Park County | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Park County, WY | $1,000 | $797 | $1,797 | $579 | $1,579 | $218 |
| Cody, WY | $100 | $826 | $926 | $600 | $700 | $226 |
| Meeteetse, WY | $2,500 | $1,030 | $3,530 | $749 | $3,249 | $282 |
| Ralston, WY | $500 | $1,095 | $1,595 | $796 | $1,296 | $299 |
| Cooke City, MT | $1,000 | $1,173 | $2,173 | $852 | $1,852 | $320 |
| Silver Gate, MT | $500 | $1,488 | $1,988 | $1,081 | $1,581 | $407 |
| Powell, WY | $2,000 | $898 | $2,898 | $653 | $2,653 | $245 |
| Red Lodge, MT | $400 | $1,147 | $1,547 | $834 | $1,234 | $313 |
| Home Insurance Company Park County, WY | Homeowners Insurance Agency Park County, WY | Address | Popularity Score | Distance from Park County (miles) |
|---|---|---|---|---|
| State Farm | Jen Talich | 1108 Beck Ave, Cody, WY, 82414-3624 | 26.2 | |
| Allstate | Patrick Manning | 1139 Rumsey Ave, Cody, WY, 82414 | 26.2 | |
| State Farm | Jen Talich | 1108 Beck Avenue, Cody, WY, 82414-3624 | 26.2 | |
| Travelers | Meeker Insurance Agency Llc | 927 12th St, Cody, WY, 82414 | 26.3 | |
| Travelers | Bw Insurance Agency Inc | 1130 Sheridan Ave, Cody, WY, 82414 | 26.2 | |
| Farmers | John Dave Balling | 1808 Sheridan Ave, Cody, WY, 82414 | 26.8 | |
| State Farm | David Blevins | 249 N Clark St, Powell, WY, 82435-1935 | 45.1 | |
| Liberty Mutual Independent | Wyoming Financial-Cody | 1220 Sunshine Ave, Cody, WY, 82414 | 26.3 | |
| Farmers | Allen Nettles | 114 N Bent St, Powell, WY, 82435 | 45.0 | |
| Travelers | Bw Insurance Agency Inc | 1130 Sheridan Ave, Cody, WY, 82414 | 26.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $740 | $1,510 | $770 |
| Park County, WY | $236,200 | $807 | $550 | $1,110 | $560 |
| Park County, WY | $236,200 | $807 | $590 | $1,150 | $560 |
| Cody, WY | $263,600 | $836 | $600 | $1,150 | $550 |
| Meeteetse, WY | $183,000 | $1,043 | $710 | $1,430 | $720 |
| Ralston, WY | $218,400 | $1,108 | $810 | $1,530 | $720 |
| Cooke City, MT | $266,700 | $1,187 | $900 | $1,550 | $650 |
| Silver Gate, MT | $375,000 | $1,506 | $1,140 | $1,970 | $830 |
| Powell, WY | $203,200 | $909 | $650 | $1,250 | $600 |
| Red Lodge, MT | $252,800 | $1,161 | $880 | $1,520 | $640 |