Gavop's guide to buying homeowners insurance in Mason County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $172,500 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $200,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $201,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $330,500 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $836 |
| Superior Protection Discount | -$88 | $895 |
| Fire & Security Discount | -$88 | $895 |
| Hail Resistant Roof Discount | -$29 | $954 |
| Newly Constructed Home Discount | -$256 | $728 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mason County | $1,000 | $971 | $1,971 | $706 | $1,706 | $265 |
| Mason County, TX | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Mason, TX | $200 | $1,549 | $1,749 | $1,126 | $1,326 | $423 |
| Mason East, TX | $1,500 | $1,647 | $3,147 | $1,197 | $2,697 | $450 |
| Menard East, TX | $200 | $1,473 | $1,673 | $1,071 | $1,271 | $403 |
| Menard, TX | $2,500 | $1,210 | $3,710 | $880 | $3,380 | $331 |
| San Saba, TX | $200 | $1,501 | $1,701 | $1,091 | $1,291 | $410 |
| San Saba County, TX | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Menard West, TX | $200 | $1,273 | $1,473 | $925 | $1,125 | $348 |
| Kingsland, TX | $2,500 | $954 | $3,454 | $693 | $3,193 | $261 |
| Buchanan Lake Village, TX | $100 | $1,536 | $1,636 | $1,116 | $1,216 | $420 |
| Sunrise Beach Village, TX | $1,500 | $2,358 | $3,858 | $1,714 | $3,214 | $644 |
| Home Insurance Company Mason County, TX | Homeowners Insurance Agency Mason County, TX | Address | Popularity Score | Distance from Mason County (miles) |
|---|---|---|---|---|
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 35.3 | |
| Farmers | Nathaniel Turner | 260 Thompson Dr Ste 3, Kerrville, TX, 78028 | 45.6 | |
| Liberty Mutual Independent | Garrett Insurance Agency Inc | 712 Hill Country Dr Ste 202, Kerrville, TX, 78028 | 45.9 | |
| Travelers | Bierschwale Rees Insurance | 1105 Llano N, Fredericksburg, TX, 78624 | 36.6 | |
| Farmers | Kyle Allen | 411 Fort Mckavitt St Ste A, Mason, TX, 76856 | 3.2 | |
| State Farm | Michael Thomas | 1107 W Wallace St, San Saba, TX, 76877-4220 | 45.4 | |
| Travelers | Baskin Insurance Agency | 104 E Wallace, San Saba, TX, 76877 | 45.7 | |
| Allstate | Paul Hinson | 141 W Water St, Kerrville, TX, 78028 | 45.2 | |
| Travelers | Bierschwale Rees Insurance | 1105 N. Llano P.O.Box 1549 Fredricksburg, Fredericksburg, TX, 78624 | 36.6 | |
| Liberty Mutual Independent | Garrett Insurance Agency Inc | 819 Water St Ste 100, Kerrville, TX, 78028 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Mason County, TX | $156,400 | $983 | $650 | $1,510 | $860 |
| Mason County, TX | $156,400 | $983 | $650 | $1,510 | $860 |
| Mason, TX | $111,300 | $1,568 | $1,030 | $2,410 | $1,380 |
| Mason East, TX | $137,900 | $1,667 | $1,100 | $2,570 | $1,470 |
| Menard East, TX | $93,900 | $1,491 | $980 | $2,300 | $1,320 |
| Menard, TX | $48,100 | $1,225 | $810 | $1,890 | $1,080 |
| San Saba, TX | $99,900 | $1,519 | $1,000 | $2,340 | $1,340 |
| San Saba County, TX | $97,000 | $1,006 | $660 | $1,550 | $890 |
| Menard West, TX | $57,500 | $1,288 | $850 | $1,980 | $1,130 |
| Kingsland, TX | $105,400 | $966 | $640 | $1,490 | $850 |
| Buchanan Lake Village, TX | $108,100 | $1,555 | $1,030 | $2,390 | $1,360 |
| Sunrise Beach Village, TX | $372,200 | $2,387 | $1,580 | $3,680 | $2,100 |