How Can I Make My Riverside, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Riverside, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Riverside, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $72,500 $60,000 $50,000-$75,000
2 Bedroom $137,000 $110,000 $125,000-$150,000
3 Bedroom $197,500 $180,000 $175,000-$200,000
4 Bedroom $352,000 $310,000 $300,000-$350,000
5 Bedroom $329,500 $300,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Riverside, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$116 $655
Superior Protection Discount -$77 $694
Fire & Security Discount -$54 $717
Hail Resistant Roof Discount -$15 $756
Newly Constructed Home Discount -$177 $594

Choose your Riverside, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,295
Hail Damage $4,806
Wind Damage $6,305
Expensive Claims
Fire $46,910
Smoke $16,051

Identify Top Home Insurance Agents near Riverside, CA | Back to Top

Home Insurance Company Riverside, CA Homeowners Insurance Agency Riverside, CA Address Popularity Score Distance from Riverside (miles)
State Farm Adam Guss 60 Plaza Sq Ste 200, Orange, CA, 92866-1473
32.1
Farmers Jennifer Rich 23161 Mill Creek Dr Ste 100, Laguna Hills, CA, 92653
31.9
Liberty Mutual Independent Martplan Insurance Agency Inc 1001 W Whittier Blvd, La Habra, CA, 90631
36.3
Farmers Monique Lahti 2086 S E St Ste 103, San Bernardino, CA, 92408
9.0
State Farm Luis Acosta 11441 Atlantic Ave, Lynwood, CA, 90262-3827
49.6
State Farm Dave Delille 804 W 6th St, Corona, CA, 92882-3237
15.0
State Farm Sheila Vietro 19 Suffolk Ave, Sierra Madre, CA, 91024-2570
44.5
Travelers Loomis Insurance Services 8175 Limonite Ave Ste B, Riverside, CA, 92509
8.4
State Farm Matt Dorough 13 Corporate Plaza Dr Ste 102, Newport Beach, CA, 92660-7919
38.8
State Farm Jean Sullivan 6511 Brockton Ave, Riverside, CA, 92506-2036
4.3

Compare Rates for Riverside, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Riverside County, CA $304,500 $789 $580 $1,070 $490
Riverside, CA $295,500 $771 $570 $1,050 $480
Lakeland Village, CA $229,000 $641 $470 $870 $400
Anaheim-Santa Ana-Garden Grove, CA $541,500 $1,604 $1,190 $2,180 $990
Orange County, CA $620,500 $1,368 $1,010 $1,860 $850
Industry, CA $444,400 $1,297 $960 $1,760 $800
La Habra, CA $473,200 $1,317 $970 $1,790 $820
Phelan, CA $194,300 $599 $440 $810 $370
Cypress, CA $576,500 $1,517 $1,120 $2,060 $940
Downey-Norwalk, CA $437,900 $1,263 $930 $1,720 $790
East San Gabriel, CA $705,200 $1,076 $800 $1,460 $660
Bell, CA $352,000 $892 $660 $1,210 $550

Research Home Insurance Companies Reviews in Riverside, CA Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: July 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I am satisfied with my homeowners insurance because they have great customer service. They are easy to get a hold of and even easier to work with.

Date: October 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I am never on hold and I get a customer service agent right away. They always welcome me and always say I am a great customer and makes me motivated to keep using them.

Date: September 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Everything is covered for my house. My roof and exterior is covered, as well as all the interior. Also, my personal belongings are covered in case of a theft occurring.


Date: September 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Our house is covered in case of a fire and a break in. We have property valued at 300,000 and items in the house valued at 50,000.


Date: August 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I like the emails I get with updates about my premiums and the calls I get from time to time. It is nice to get all these forms of communication to know I can count on them.

Date: August 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
my premium is amazing. When shopping around for quotes I found that my premium is about half as much as every other company I checked, and I checked a bunch.

Date: August 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
It takes a while to get through most days and then to reopen a canceled policy they need at the information again which is a bit of pain. Besides that, they are usually friendly.

Date: June 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
You cannot cancel a policy from the website or app, and sometimes it is down and we have to reset our password to get into our information. Also, it is very vague sometimes as for where our actual policy is and how much it costs.

Date: December 03, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
We don't really have an interaction or communication with our insurance company unless something is wrong or we need a specific document from them. They don't send us junk mail all the time which is nice.

Date: December 01, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I like how easy it is to access the mobile app or use the website. Also, I feel it is very secured so none of my information can be taken or used inappropriately.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
We were paying around $1,200 a year for the house and the same amount coverage that we now get for $600. We have also bundled our home and auto and motorcycle so everything is in one place now and that is very nice.

State Farm Home Insurance Reviews

Date: April 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I have just got home insurance but we have had no issues as of yet!

Date: December 31, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
Policy offerings appear about the same as other companies.I am satisfied with the offerings and the options.Easy to understand the choices.


Date: December 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I'd give Statefarm a 5 for customer service. They always return calls promptly. All of our questions/concerns are handled well. All of our claims have been taken care of in a satisfactory manner. The office even goes above and beyond, sending holiday/birthday cards. Wonderful customer service.

Date: November 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
We are insured for natural disasters - we've had siding and roofing replaced after a hail storm. We have a trampoline and I believe that is also insured.


Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I wish they were easier to get in touch with. I have to wait a while but when I get someone, they are very nice and easy to work with

Date: September 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
It's a very good premium that covers a good bit and isn't to much for me to have to pay for each month

Date: August 27, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
they have a pretty good policy for what we have and it covers a good enough bit to make me happy


Date: June 15, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Communication
The customer service is very good and would definitely recommend for anyone, I just wish it was faster

Date: June 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
it's not very difficult to go through and it covers all the questions, for the most part, of what I would have about the website

Century National Home Insurance Reviews

Date: September 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
the interaction is very good because it has all the means to communicate with them or look for information, website, social networks, contact phones and email, that makes the interaction faster and more direct.

Date: June 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
The customer service is very effective, and very fast, but sometimes it is very cumbersome to try to communicate, the lines are almost always collapsed or I do not know what kind of problems they have that is sometimes very expensive to communicate

Date: May 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
It covers everything related to humidity, gas leakage, fire, theft, electrical faults, carpet maintenance among others. I like it in general because it covers basic needs.


Date: January 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is a fair value, other companies charge more, others charge less but cover fewer things, but this company gives me the convenience of payments

Date: January 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like it because it is easy to manage, but the payments process it very slowly, and the mobile application is very heavy, and makes my phone go slow, I de-paint it and install it every time I use it.

GEICO Home Insurance Reviews

Date: September 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The premium is in line with market standards although the annual increases suck. I would like to see a flat rate without increments for those who do not use the coverage.

Date: May 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I like the customer service, the price is OK, the website is good, I do not like the app that much and I would like to see more chat as mentioned above.

Date: March 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
The website is Ok, I would like the app to be more user-friendly and break down the coverage into dollars per item. They need to get the app in the lie with today's world-class standards.

Date: January 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The structure of the home,detached garage, tool shed and fence.Personal property protection.


Date: November 28, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
Customer service is generally good, the wait times are not too bad compared to other companies that offer services. I would like more online chat support versus the telephone support that they seem to favor.

Allstate Home Insurance Reviews

Date: July 08, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
They have the best price and with this. Sometimes I can talk to customer service about the price and a deal can be worked out.

Date: December 22, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
All insurances are about the same. Price is the only difference. I have shopped around and First American has better prices. I have not found any differences in what other companies have to offer at all.


Nationwide Home Insurance Reviews

Date: February 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I think their premiums are a little high compared to other home insurance policies. But, they have a greater reputation and so I trust them more with my home.

Farmer's Insurance Home Insurance Reviews

Date: November 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I've generally had good experiences with Farmers Insurance's customer service. My personal agent does a good job of answering her voicemails and getting back to me promptly.

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