How Can I Make My Hereford, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Hereford, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Hereford, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,000 $30,000 $25,000-$50,000
2 Bedroom $67,500 $60,000 $50,000-$75,000
3 Bedroom $102,500 $100,000 $100,000-$125,000
4 Bedroom $103,000 $90,000 $100,000-$125,000
5 Bedroom $102,500 $90,000 $100,000-$125,000

Choose the Best Hereford, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $1,100
Freelancer 500-549 Credit Score >$150,000 No Pets, Non-Smoker $720
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $190

Choose the Right Deductible for your Hereford, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $540 $740 $470 $670 $70
Deaf Smith County, TX $2,500 $440 $940 $370 $2,870 $-1,930
Hereford, TX $1,000 $330 $830 $290 $1,290 $-460
Deaf Smith County, TX $400 $380 $780 $320 $720 $60
Castro County, TX $1,000 $290 $790 $240 $1,240 $-450
Parmer County, TX $400 $440 $840 $360 $760 $80
Randall County, TX $2,000 $640 $1,140 $520 $2,520 $-1,380
Farwell-Bovina, TX $100 $430 $530 $360 $460 $70
Happy, TX $1,000 $390 $890 $320 $1,320 $-430
Bishop Hills, TX $200 $1,150 $1,350 $980 $1,180 $170
Olton, TX $2,500 $320 $820 $270 $2,770 $-1,950
Broadview, NM $200 $350 $550 $280 $480 $70
Kress, TX $1,500 $220 $720 $170 $1,670 $-950

Identify Top Home Insurance Agents near Hereford, TX | Back to Top

Home Insurance Company Hereford, TX Homeowners Insurance Agency Hereford, TX Address Popularity Score Distance from Hereford (miles)
State Farm Jeff Bara 1203 S Grand St, Amarillo, TX, 79104-2735
42.9
Liberty Mutual Joel A. White 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101
41.4
State Farm Shavon Sisson 615 S 25 Mile Ave, Hereford, TX, 79045-5005
0.5
State Farm Jason Chafe 1722 S Western St, Amarillo, TX, 79106-5927
38.9
State Farm Russ Glaze 5001 Lexington Sq, Amarillo, TX, 79119-6576
35.0
Farmers Cody Chandler 240 Main St, Hereford, TX, 79045
0.5
State Farm Penny Cunningham 7935 Sw 45th Ave, Amarillo, TX, 79119-6491
35.5
Farmers Jera Harris 1220 S Georgia St Ste F, Amarillo, TX, 79102
39.9
State Farm Michael Fox 6801 Bell St Ste 200, Amarillo, TX, 79109-7021
35.7
State Farm Jeff Torbert 801 Main St, Hereford, TX, 79045-5263
0.2

Compare Rates for Hereford, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $730 $480 $1,120 $640
Deaf Smith County, TX $81,400 $410 $270 $630 $360
Hereford, TX $80,100 $450 $300 $690 $390
Deaf Smith County, TX $81,400 $410 $270 $630 $360
Castro County, TX $64,600 $290 $190 $450 $260
Parmer County, TX $90,000 $370 $240 $570 $330
Randall County, TX $137,600 $580 $380 $890 $510
Farwell-Bovina, TX $92,800 $420 $280 $650 $370
Happy, TX $83,100 $360 $240 $550 $310
Bishop Hills, TX $232,000 $1,020 $670 $1,570 $900
Olton, TX $60,100 $350 $230 $540 $310
Broadview, NM $82,200 $390 $280 $560 $280
Kress, TX $48,600 $290 $190 $450 $260

Research Home Insurance Companies Reviews in Hereford, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 03, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
They have a great selection of policies and I am glad that I got one that suits my needs. I may have gone overboard as a first time homebuyer but oh well, you can't be too careful!


Date: January 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The customer service with State Farm has always been friendly and helpful. They always do their best to answer my questions.

Date: November 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The customer service is great. I can speak with our agent any time I call. He is very friendly and easy to talk to.

Farmer's Insurance Home Insurance Reviews

Date: February 07, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I pay $130 as my premium per year. and I have a $500 deductible. I think it is cheaper compare to other insurance companies.