How Can I Make My Hereford, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hereford, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Hereford, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $102,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Hereford, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $878 |
| Superior Protection Discount | -$103 | $930 |
| Fire & Security Discount | -$103 | $930 |
| Hail Resistant Roof Discount | -$31 | $1,002 |
| Newly Constructed Home Discount | -$289 | $744 |
Choose the Right Deductible for your Hereford, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Deaf Smith County | $2,500 | $1,027 | $3,527 | $746 | $3,246 | $281 |
| Hereford, TX | $1,000 | $1,021 | $2,021 | $742 | $1,742 | $279 |
| Deaf Smith County, TX | $400 | $1,027 | $1,427 | $746 | $1,146 | $281 |
| Castro County, TX | $1,000 | $999 | $1,999 | $726 | $1,726 | $273 |
| Parmer County, TX | $400 | $1,021 | $1,421 | $742 | $1,142 | $279 |
| Randall County, TX | $2,000 | $1,382 | $3,382 | $1,004 | $3,004 | $378 |
| Farwell-Bovina, TX | $100 | $1,546 | $1,646 | $1,124 | $1,224 | $423 |
| Happy, TX | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Bishop Hills, TX | $200 | $1,841 | $2,041 | $1,338 | $1,538 | $503 |
| Olton, TX | $2,500 | $1,295 | $3,795 | $941 | $3,441 | $354 |
| Broadview, NM | $200 | $836 | $1,036 | $607 | $807 | $228 |
| Kress, TX | $1,500 | $1,374 | $2,874 | $999 | $2,499 | $376 |
Identify Top Home Insurance Agents near Hereford, TX | Back to Top
| Home Insurance Company Hereford, TX | Homeowners Insurance Agency Hereford, TX | Address | Popularity Score | Distance from Hereford (miles) |
|---|---|---|---|---|
| State Farm | Jeff Bara | 1203 S Grand St, Amarillo, TX, 79104-2735 | 42.9 | |
| Liberty Mutual | Joel A. White | 112 Sw 8th Ave. Suite 301c, Amarillo, TX, 79101 | 41.4 | |
| State Farm | Shavon Sisson | 615 S 25 Mile Ave, Hereford, TX, 79045-5005 | 0.5 | |
| State Farm | Jason Chafe | 1722 S Western St, Amarillo, TX, 79106-5927 | 38.9 | |
| State Farm | Russ Glaze | 5001 Lexington Sq, Amarillo, TX, 79119-6576 | 35.0 | |
| Farmers | Cody Chandler | 240 Main St, Hereford, TX, 79045 | 0.5 | |
| State Farm | Penny Cunningham | 7935 Sw 45th Ave, Amarillo, TX, 79119-6491 | 35.5 | |
| Farmers | Jera Harris | 1220 S Georgia St Ste F, Amarillo, TX, 79102 | 39.9 | |
| State Farm | Michael Fox | 6801 Bell St Ste 200, Amarillo, TX, 79109-7021 | 35.7 | |
| State Farm | Jeff Torbert | 801 Main St, Hereford, TX, 79045-5263 | 0.2 |
Compare Rates for Hereford, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Deaf Smith County, TX | $88,000 | $1,039 | $690 | $1,600 | $910 |
| Hereford, TX | $86,200 | $1,033 | $680 | $1,590 | $910 |
| Deaf Smith County, TX | $88,000 | $1,039 | $690 | $1,600 | $910 |
| Castro County, TX | $80,300 | $1,011 | $670 | $1,560 | $890 |
| Parmer County, TX | $86,200 | $1,033 | $680 | $1,590 | $910 |
| Randall County, TX | $157,600 | $1,399 | $920 | $2,150 | $1,230 |
| Farwell-Bovina, TX | $110,600 | $1,565 | $1,030 | $2,410 | $1,380 |
| Happy, TX | $71,800 | $1,375 | $910 | $2,120 | $1,210 |
| Bishop Hills, TX | $212,900 | $1,863 | $1,230 | $2,870 | $1,640 |
| Olton, TX | $61,200 | $1,311 | $870 | $2,020 | $1,150 |
| Broadview, NM | $151,300 | $846 | $580 | $1,200 | $620 |
| Kress, TX | $74,600 | $1,391 | $920 | $2,140 | $1,220 |
Research Home Insurance Companies Reviews in Hereford, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
They have a great selection of policies and I am glad that I got one that suits my needs. I may have gone overboard as a first time homebuyer but oh well, you can't be too careful!
Date: January 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service with State Farm has always been friendly and helpful. They always do their best to answer my questions.
Date: November 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service is great. I can speak with our agent any time I call. He is very friendly and easy to talk to.
Farmer's Insurance Home Insurance Reviews
Date: February 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I pay $130 as my premium per year. and I have a $500 deductible. I think it is cheaper compare to other insurance companies.