How Can I Make My Elgin, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Elgin, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Elgin, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,000 $50,000 $50,000-$75,000
2 Bedroom $124,000 $110,000 $125,000-$150,000
3 Bedroom $122,500 $100,000 $100,000-$125,000
4 Bedroom $141,000 $130,000 $150,000-$175,000
5 Bedroom $157,000 $140,000 $150,000-$175,000

Bundle your Elgin, TX Auto & Home Insurance from the Same Company | Back to Top

Elgin, TX Car Insurance Elgin, TX Home Insurance
Details Nissan, Murano S 4 Beds, 2 Baths, 2710 Square Feet worth $195000
Insurance Rates Individually $1,254.60 $1560
Savings from buying both from the same company $450.34

Choose the Right Deductible for your Elgin, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $560 $860 $480 $780 $80
Bastrop County, TX $1,000 $470 $970 $400 $1,400 $-430
Elgin, TX $1,000 $550 $1,050 $460 $1,460 $-410
Cedar Creek-Red Rock, TX $200 $600 $800 $510 $710 $90
Pflugerville, TX $2,000 $650 $1,150 $530 $2,530 $-1,380
Round Rock, TX $100 $710 $810 $600 $700 $110
Giddings, TX $2,000 $480 $980 $400 $2,400 $-1,420
West Lake Hills, TX $300 $1,670 $1,970 $1,370 $1,670 $300
Shady Hollow, TX $1,500 $1,540 $2,040 $1,280 $2,780 $-740
Carmine, TX $300 $460 $760 $370 $670 $90
Burleson County, TX $2,500 $490 $990 $420 $2,920 $-1,930
Schulenburg, TX $100 $720 $820 $590 $690 $130
Cooks Point, TX $1,500 $540 $1,040 $430 $1,930 $-890

Identify Top Home Insurance Agents near Elgin, TX | Back to Top

Home Insurance Company Elgin, TX Homeowners Insurance Agency Elgin, TX Address Popularity Score Distance from Elgin (miles)
Farmers Nancy Kuznieski 2312 Western Trails Blvd Ste 102b, Austin, TX, 78745
27.1
State Farm Jeff Coleman 111 E Main St, Pflugerville, TX, 78660-2733
19.1
Farmers Jason Eiser 102 Main St, Buda, TX, 78610
31.5
State Farm Josh Tollett 107 Ranch Road 620 S Ste 104, Lakeway, TX, 78734-3901
36.4
Farmers Julie Nguyen 1006 E Yager Ln Ste 202b, Austin, TX, 78753
19.8
State Farm Mark Handley 800 W Hwy 290, Dripping Springs, TX, 78620-4191
45.5
Travelers Bria Insurance & Risk Consultants 9015 Mountain Ridge Dr Ste 350, Austin, TX, 78759
25.1
State Farm Hank Gerdes 610 Main St Ste 1, Buda, TX, 78610-9464
32.7
State Farm Brandy Whiteside 3601 W Wm Cannon Dr Ste 100, Austin, TX, 78749-1545
29.5
Travelers Bradley & Bradley Insurance Agency 109 Polk, Kyle, TX, 78640
37.0

Compare Rates for Elgin, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $520 $340 $800 $460
Bastrop County, TX $121,200 $510 $340 $790 $450
Elgin, TX $115,700 $610 $400 $940 $540
Cedar Creek-Red Rock, TX $125,600 $680 $450 $1,050 $600
Pflugerville, TX $165,000 $830 $550 $1,280 $730
Round Rock, TX $168,100 $940 $620 $1,450 $830
Giddings, TX $109,200 $610 $400 $940 $540
West Lake Hills, TX $702,300 $1,550 $1,020 $2,390 $1,370
Shady Hollow, TX $277,500 $1,610 $1,060 $2,480 $1,420
Carmine, TX $86,000 $360 $240 $550 $310
Burleson County, TX $91,100 $520 $340 $800 $460
Schulenburg, TX $146,100 $660 $440 $1,020 $580
Cooks Point, TX $109,200 $500 $330 $770 $440