Gavop tells you how to get the best homeowners insurance in Richland, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $127,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $299,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $278,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $588 |
| Superior Protection Discount | -$65 | $653 |
| Fire & Security Discount | -$57 | $660 |
| Hail Resistant Roof Discount | -$14 | $703 |
| Newly Constructed Home Discount | -$165 | $552 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
| Home Insurance Company Richland, PA | Homeowners Insurance Agency Richland, PA | Address | Popularity Score | Distance from Richland (miles) |
|---|---|---|---|---|
| Travelers | Miller Insurance Associates | 550 Norristown Rd, Spring House, PA, 19477 | 24.1 | |
| Travelers | Allied Insurance Group Llc | 8133 Easton Rd Ste 202, Ottsville, PA, 18942 | 9.1 | |
| State Farm | Korey Pepkowski | 149 N Main St, Dublin, PA, 18917-2107 | 8.6 | |
| Travelers | Strausser Insurance Agency | 401 South 4th Street, Hamburg, PA, 19526 | 34.6 | |
| Allstate | Eric Bonilla | 1409 Easton Rd, Warrington, PA, 18976 | 17.3 | |
| Nationwide | John Holroyd | 1516 W. Street Rd, Warminster, PA, 18974-3113 | 19.3 | |
| Liberty Mutual Independent | National Penn Insurance | 800 Route 113, Souderton, PA, 18964 | 9.0 | |
| Travelers | Lacher & Associates Insurance Agency | 632 E Broad St, Souderton, PA, 18964 | 9.4 | |
| Erie | Sculley Protection Team Inc. | 1407 W Street Road Suite 1, Warminster, PA, 18974 | 19.6 | |
| Erie | Colon Insurance | 442 W. Walnut Street, Allentown, PA, 18102 | 12.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Bucks County, PA | $315,700 | $1,000 | $670 | $1,420 | $750 |
| Richland, PA | $229,800 | $717 | $490 | $1,030 | $540 |
| New Hanover, PA | $312,100 | $867 | $600 | $1,200 | $600 |
| Gilbertsville, PA | $258,700 | $910 | $620 | $1,260 | $640 |
| Colebrookdale, PA | $191,100 | $658 | $450 | $930 | $480 |
| Newtown Grant, PA | $350,500 | $1,145 | $810 | $1,590 | $780 |
| Parryville, PA | $123,500 | $650 | $450 | $920 | $470 |
| West Wyomissing, PA | $139,300 | $684 | $470 | $940 | $470 |
| Chester, PA | $67,300 | $846 | $580 | $1,210 | $630 |
| Cressona, PA | $109,200 | $617 | $440 | $880 | $440 |
| Greenville, DE | $667,400 | $1,816 | $1,430 | $2,420 | $990 |
| Mount Arlington, NJ | $296,600 | $867 | $600 | $1,240 | $640 |