Gavop shows you how to buy homeowners insurance in Colbert, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $226,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $667 |
| Superior Protection Discount | -$73 | $740 |
| Fire & Security Discount | -$65 | $748 |
| Hail Resistant Roof Discount | -$24 | $789 |
| Newly Constructed Home Discount | -$179 | $634 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,948 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Colbert, OK | Homeowners Insurance Agency Colbert, OK | Address | Popularity Score | Distance from Colbert (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 W Broadway St, Ardmore, OK, 73401 | 41.4 | |
| Farmers | Brittnee House | 614 N Washington Ave Ste C, Durant, OK, 74701 | 11.8 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 West Broadway, Ardmore, OK, 73401 | 41.4 | |
| State Farm | Paula Bush | 1414 12th Ave Nw, Ardmore, OK, 73401-1284 | 42.6 | |
| Allstate | Wayne Enyart | 512 12th Ave Nw, Ardmore, OK, 73401 | 41.8 | |
| State Farm | Emily Bush | 700 W Main St, Marietta, OK, 73448-2844 | 35.4 | |
| Liberty Mutual Independent | Butler Insurance Agency Inc | 121 S 1st St, Madill, OK, 73446 | 21.4 | |
| Travelers | Jordan Insurance Group | 619 Grand Ave, Ardmore, OK, 73401 | 41.7 | |
| Farmers | Joe Howell | 114 N Main St, Coalgate, OK, 74538 | 49.6 | |
| State Farm | Wendall Ritchey | 1122 W Broadway St, Ardmore, OK, 73401-2834 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,110 | $1,110 |
| Bryan County, OK | $98,900 | $1,186 | $820 | $1,670 | $850 |
| Colbert, OK | $83,400 | $813 | $590 | $1,160 | $570 |
| Sherwood Shores, TX | $74,000 | $1,387 | $920 | $2,140 | $1,220 |
| Savoy, TX | $65,700 | $1,339 | $880 | $2,060 | $1,180 |
| Sadler, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| Bokchito, OK | $60,200 | $936 | $660 | $1,320 | $660 |
| Caney, OK | $70,000 | $1,025 | $750 | $1,410 | $660 |
| Westminster, TX | $146,700 | $1,695 | $1,120 | $2,610 | $1,490 |
| East Love, OK | $94,500 | $1,239 | $840 | $1,760 | $920 |
| Atoka, OK | $78,600 | $1,102 | $750 | $1,530 | $780 |
| Gene Autry, OK | $83,100 | $1,141 | $810 | $1,610 | $800 |
| Aubrey, TX | $148,200 | $1,699 | $1,120 | $2,620 | $1,500 |