Gavop's guide to buying homeowners insurance in Athens County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Athens County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Monticello Dr, Twp Rd 468C, Bassett Rd, Robinson Rd, Park Lane Dr, Twp Hwy 231, Lexington, Braun St, Co Rd 83, S High St | $107,000 | $90,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Ludlow St, Co Rd 79, S Blackburn Rd, Twp Hwy 434, Zion Rd, Dog Hollow Rd, Foster Pl, Twp Hwy 59, Twp Hwy 534, Steinmeyer Rd | $111,500 | $100,000 | $125,000-$150,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Twp Hwy 566, E Carpenter St, Brister Rd, Maple Ln, Jago Valley Rd, Koker Ln, Boudinot Ln, Twp Rd 83, Twp Hwy 655, Twp Hwy 301 | $121,000 | $100,000 | $100,000-$125,000 | $104,000 | $90,000 | $100,000-$125,000 |
| McGrath Rd, Dunfee Rd, Co Rd 47, Co Rd 26, Twp Hwy 313, Elizabeth, Fairfax St, Water St, Co Rd 97, Co Rd 66 | $99,500 | $90,000 | $100,000-$125,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Twp Hwy 667, Davis Rd, Twp Hwy 141, District 29 Rd, Dorr Run Rd, Joy Rd, Angel Rd, Hawk Rd, Rodehaver, Clinton St | $84,500 | $70,000 | $75,000-$100,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Monk Rd, Whites Rd, Twp Hwy 522A, Twp Hwy 51, Binderbasin Rd, Co Rd 2, Broad St, McDougal Rd, Lake Hope Dr, Mac Combs St | $106,000 | $80,000 | $100,000-$125,000 | $91,000 | $90,000 | $75,000-$100,000 |
| Reynolds Ave, Twp Hwy 49, Shelley Dr, Potter Rd, Twp Hwy 143A, Co Rd 104, Russell Cemetery Rd, Ohio Ave, Fady Rd, Twp Hwy 608 | $85,500 | $70,000 | $75,000-$100,000 | $74,000 | $60,000 | $50,000-$75,000 |
| Co Rd 96, W Green Dr, State Rte 329, Co Rd 94, Salem Rd, Church House Rd, Long St, Buckeye Rd, S May Ave, Hamilton Dr | $113,000 | $100,000 | $100,000-$125,000 | $44,000 | $40,000 | $25,000-$50,000 |
| Pleasantview Ave, Patton St, Twp Hwy 212, Co Rd 22, Twp Hwy 471, State Rte 690, W Beechwood Dr, (Twp Hwy 529), N 3rd St, Twp Hwy 176 | $119,000 | $100,000 | $75,000-$100,000 | $79,500 | $60,000 | $75,000-$100,000 |
| Pennington Ln, Twp Hwy 672, Pete Smith Rd, Co Rd 7, Co Rd 19A, Wooten Rd, Houston Rd, Hebbardsville Rd, Scenic Ln, Twp Hwy 511 | $149,500 | $140,000 | $125,000-$150,000 | $156,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $531 |
| Superior Protection Discount | -$65 | $583 |
| Fire & Security Discount | -$45 | $603 |
| Hail Resistant Roof Discount | -$13 | $635 |
| Newly Constructed Home Discount | -$162 | $486 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Athens County | $2,500 | $640 | $3,140 | $465 | $2,965 | $175 |
| Athens County, OH | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Corning, OH | $300 | $488 | $788 | $355 | $655 | $133 |
| Mason, WV | $2,500 | $539 | $3,039 | $392 | $2,892 | $147 |
| Vienna, WV | $400 | $637 | $1,037 | $463 | $863 | $174 |
| Ravenswood, WV | $2,000 | $677 | $2,677 | $492 | $2,492 | $185 |
| Lewis, WV | $300 | $573 | $873 | $417 | $717 | $157 |
| Leon, WV | $700 | $557 | $1,257 | $405 | $1,105 | $152 |
| Baltimore, OH | $200 | $683 | $883 | $496 | $696 | $187 |
| Harbor Hills, OH | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Muskingum, OH | $400 | $749 | $1,149 | $544 | $944 | $205 |
| Home Insurance Company Athens County, OH | Homeowners Insurance Agency Athens County, OH | Address | Popularity Score | Distance from Athens County (miles) |
|---|---|---|---|---|
| Erie | Scites Insurance Agency Llc | 462 2nd Avenue, Gallipolis, OH, 45631 | 37.2 | |
| State Farm | Shawna Stump | 328 W Union St, Athens, OH, 45701-2312 | 4.0 | |
| Allstate | Brett Harmon | 1292 Linden Ave, Zanesville, OH, 43701 | 42.9 | |
| Liberty Mutual Independent | Affiliated Insurance Llc | 601 Market St, Zanesville, OH, 43701 | 42.0 | |
| Liberty Mutual Independent | Sheward Insurance Agency | 738 E Main St, Jackson, OH, 45640 | 37.2 | |
| State Farm | Maureen Cefalu | 422 North Broad Street, Lancaster, OH, 43130-3030 | 39.8 | |
| State Farm | Chuck Winderl | 501 Richland Ave, Athens, OH, 45701-3704 | 3.6 | |
| Allstate | Ritch Coe | 444 2nd Ave, Gallipolis, OH, 45631 | 37.2 | |
| State Farm | Reg Winland | 2810 Maple Ave Ste B, Zanesville, OH, 43701-1751 | 44.2 | |
| Nationwide | Christopher B Febes | 171 E Sixth Ave Ste A, Lancaster, OH, 43130-2504 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,020 | $510 |
| Athens County, OH | $116,500 | $648 | $470 | $900 | $430 |
| Athens County, OH | $116,500 | $648 | $450 | $930 | $480 |
| Corning, OH | $59,600 | $494 | $350 | $680 | $330 |
| Mason, WV | $63,800 | $546 | $370 | $750 | $380 |
| Vienna, WV | $126,800 | $644 | $430 | $910 | $480 |
| Ravenswood, WV | $100,500 | $685 | $460 | $950 | $490 |
| Lewis, WV | $83,400 | $580 | $420 | $820 | $400 |
| Leon, WV | $68,100 | $564 | $380 | $770 | $390 |
| Baltimore, OH | $126,100 | $691 | $480 | $970 | $490 |
| Harbor Hills, OH | $172,800 | $787 | $560 | $1,110 | $550 |
| Muskingum, OH | $157,300 | $758 | $520 | $1,080 | $560 |