Gavop's guide to buying homeowners insurance in Lynn County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lynn County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd Ff, Co Rd 1, Standefer St, Ave H, Hiricheta Dr, Ranch Rd 2370, N 1st St, Stadium Dr, Co Rd 25, Main St | $133,500 | $110,000 | $125,000-$150,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Ave L, Studeman Ave, Co Rd 11, N 5th Ave, 2nd St, Co Rd A, Co Rd G, Lockwood St, S 5th St, Co Rd 185 | $140,000 | $130,000 | $150,000-$175,000 | $102,500 | $90,000 | $75,000-$100,000 |
| Co Rd 21, Co Rd 16, Co Rd Aa, Co Rd II, 16th St, Co Rd Ee, Co Rd X, FM 213, FM 2192, Co Rd M | $103,500 | $90,000 | $100,000-$125,000 | $132,000 | $120,000 | $125,000-$150,000 |
| US Hwy 380, Ave M, Ave K, 11th St, Co Rd 13, Co Rd I, Co Rd O, Miles St, Co Rd R, Co Rd 29 | $145,500 | $120,000 | $125,000-$150,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Co Rd 24, Ave O, Lockwood St, Lumsden Ave, Ave F, N 7th, Smith Ave, Co Rd J, Sam Rd, 1st St | $102,000 | $100,000 | $75,000-$100,000 | $76,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $858 |
| Superior Protection Discount | -$90 | $908 |
| Fire & Security Discount | -$80 | $918 |
| Hail Resistant Roof Discount | -$30 | $968 |
| Newly Constructed Home Discount | -$249 | $748 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lynn County | $700 | $986 | $1,686 | $716 | $1,416 | $269 |
| Lynn County, TX | $1,000 | $986 | $1,986 | $716 | $1,716 | $269 |
| Tahoka, TX | $300 | $1,398 | $1,698 | $1,016 | $1,316 | $382 |
| New Home, TX | $2,500 | $1,589 | $4,089 | $1,155 | $3,655 | $434 |
| Lamesa Northeast, TX | $200 | $1,376 | $1,576 | $1,000 | $1,200 | $376 |
| Gail North, TX | $2,000 | $1,520 | $3,520 | $1,104 | $3,104 | $415 |
| Lubbock, TX | $400 | $1,440 | $1,840 | $1,046 | $1,446 | $393 |
| Brownfield, TX | $2,500 | $950 | $3,450 | $691 | $3,191 | $260 |
| Meadow, TX | $300 | $1,336 | $1,636 | $971 | $1,271 | $365 |
| Seagraves, TX | $1,500 | $1,296 | $2,796 | $942 | $2,442 | $354 |
| Levelland, TX | $200 | $1,026 | $1,226 | $745 | $945 | $280 |
| Crosbyton, TX | $2,500 | $1,264 | $3,764 | $918 | $3,418 | $345 |
| Home Insurance Company Lynn County, TX | Homeowners Insurance Agency Lynn County, TX | Address | Popularity Score | Distance from Lynn County (miles) |
|---|---|---|---|---|
| State Farm | Ana Borrego | 8001 Quaker Ave Ste G, Lubbock, TX, 79424-3368 | 24.1 | |
| Farmers | Michael Berg | 5811 64th St Unit A, Lubbock, TX, 79424 | 25.6 | |
| Liberty Mutual Independent | Bledsoe Insurance Agency Inc | 5143 69th St, Lubbock, TX, 79424 | 25.0 | |
| Farmers | Tyler Mcdonald | 5124 82nd St, Lubbock, TX, 79424 | 24.2 | |
| Farmers | Weston Taylor | 8605 Milwaukee Ave Ste 103, Lubbock, TX, 79424 | 24.6 | |
| Farmers | Carlton Freeman | 2738 82nd St, Lubbock, TX, 79423 | 23.8 | |
| State Farm | Kevin Watson | 3524 34th St, Lubbock, TX, 79410-2832 | 26.9 | |
| Travelers | Cam Fannin Insurance Agency Inc | 1810 50th St, Lubbock, TX, 79412 | 25.6 | |
| Travelers | Walker & Solomon Agency Inc | 1540 Ave J, Tahoka, TX, 79373 | 1.6 | |
| Farmers | Anthony Bevers | 5124 82nd St, Lubbock, TX, 79424 | 24.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lynn County, TX | $76,800 | $997 | $660 | $1,540 | $880 |
| Lynn County, TX | $76,800 | $997 | $660 | $1,540 | $880 |
| Tahoka, TX | $79,000 | $1,415 | $930 | $2,180 | $1,250 |
| New Home, TX | $121,400 | $1,608 | $1,060 | $2,480 | $1,420 |
| Lamesa Northeast, TX | $75,000 | $1,393 | $920 | $2,150 | $1,230 |
| Gail North, TX | $104,200 | $1,538 | $1,020 | $2,370 | $1,350 |
| Lubbock, TX | $124,200 | $1,457 | $960 | $2,240 | $1,280 |
| Brownfield, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Meadow, TX | $67,900 | $1,352 | $890 | $2,080 | $1,190 |
| Seagraves, TX | $61,300 | $1,312 | $870 | $2,020 | $1,150 |
| Levelland, TX | $87,700 | $1,038 | $690 | $1,600 | $910 |
| Crosbyton, TX | $56,100 | $1,279 | $840 | $1,970 | $1,130 |