How Can I Make My Woodlawn, MD Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Woodlawn, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Woodlawn, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $161,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $167,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $235,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $320,000 | $300,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Woodlawn, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $684 |
| Superior Protection Discount | -$72 | $724 |
| Fire & Security Discount | -$72 | $724 |
| Hail Resistant Roof Discount | -$16 | $779 |
| Newly Constructed Home Discount | -$231 | $565 |
Choose the Right Deductible for your Woodlawn, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $1,000 | $858 | $1,858 | $624 | $1,624 | $235 |
| Woodlawn, MD | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| Crownsville, MD | $300 | $1,224 | $1,524 | $890 | $1,190 | $335 |
| Garrett Park, MD | $700 | $2,427 | $3,127 | $1,763 | $2,463 | $663 |
| Colmar Manor, MD | $500 | $789 | $1,289 | $574 | $1,074 | $216 |
| Summerfield, MD | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Seat Pleasant, MD | $500 | $748 | $1,248 | $544 | $1,044 | $204 |
| Winterstown, PA | $700 | $728 | $1,428 | $529 | $1,229 | $199 |
| Perryville, MD | $300 | $830 | $1,130 | $603 | $903 | $227 |
| Jefferson, MD | $700 | $1,001 | $1,701 | $727 | $1,427 | $274 |
| West York, PA | $500 | $597 | $1,097 | $434 | $934 | $163 |
| Newington, VA | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
Identify Top Home Insurance Agents near Woodlawn, MD | Back to Top
| Home Insurance Company Woodlawn, MD | Homeowners Insurance Agency Woodlawn, MD | Address | Popularity Score | Distance from Woodlawn (miles) |
|---|---|---|---|---|
| Allstate | Marisa Alonso | 1717 Elton Rd Ste 207, Silver Spring, MD, 20903 | 23.2 | |
| State Farm | Sara Schultze | 13332 Clarksville Pike Ste A, Highland, MD, 20777-9701 | 14.1 | |
| Erie | J E Schenk & Associates Inc. | 3675 Park Avenue Suite 201, Ellicott City, MD, 21043 | 3.7 | |
| Liberty Mutual Independent | Gorges & Company Inc | 2345 York Rd, Timonium, MD, 21093 | 11.9 | |
| Liberty Mutual Independent | Herman E Wealcatch Inc | 37 Walker Ave Ste 200, Baltimore, MD, 21208 | 5.2 | |
| Allstate | Parrish Taylor | 9631 Liberty Rd Ste B, Randallstown, MD, 21133 | 6.2 | |
| Allstate | Jim Craig | 912 Light St, Baltimore, MD, 21230 | 7.5 | |
| State Farm | Scott Spedden | 5525 Twin Knolls Rd Ste 324, Columbia, MD, 21045-3274 | 7.7 | |
| State Farm | Chris Duncan | 1120 N Charles St Ste 102, Baltimore, MD, 21201-5593 | 7.1 | |
| State Farm | Phil Ates | 7307 Baltimore Boulevard, College Park, MD, 20740-3231 | 24.7 |
Compare Rates for Woodlawn, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Woodlawn, MD | $205,100 | $795 | $630 | $1,000 | $370 |
| Crownsville, MD | $375,700 | $1,239 | $980 | $1,560 | $580 |
| Garrett Park, MD | $810,000 | $2,456 | $1,940 | $3,090 | $1,150 |
| Colmar Manor, MD | $193,600 | $799 | $630 | $1,010 | $380 |
| Summerfield, MD | $233,200 | $732 | $580 | $920 | $340 |
| Seat Pleasant, MD | $169,300 | $757 | $600 | $950 | $350 |
| Winterstown, PA | $166,100 | $737 | $510 | $1,040 | $530 |
| Perryville, MD | $216,100 | $840 | $660 | $1,060 | $400 |
| Jefferson, MD | $298,300 | $1,013 | $800 | $1,280 | $480 |
| West York, PA | $103,600 | $604 | $420 | $860 | $440 |
| Newington, VA | $420,300 | $897 | $620 | $1,240 | $620 |
Research Home Insurance Companies Reviews in Woodlawn, MD Before Buying | Back to Top
Share a review on your home insurance company
Safeco Insurance Home Insurance Reviews
Date: December 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Overall the rates are better than other companies and I chose my current company based on the competetive quotes.
Date: July 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have not yet had to make a claim so my experience has been neutral. Anytime I have had a question about my rate my rep has responded quickly, which I appreciate.
Date: November 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Everything but the roof (which is covered by HOA) plus personal belongings and liability, as well as lodging should I not be able to stay in my home due to a catastrophe.
Progressive Home Insurance Reviews
Date: January 07, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
The customer service for Progressive has been a 5 so far. I only needed to call them to start my policy but they are nice and proficient.
Date: November 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Now that we have had insurance for about 6 months; we expected the premium to be cut in half. However, Progressive said they could not do that. ... So we have to find a new company. We were told it would decrease after all the updates to our home. It did not. We are in the process of finding another company.
USAA Home Insurance Reviews
Date: February 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
My company provides me with an experience that relies on me being in the service and offers great prices because of that.
Date: January 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
USAA has phenomenal customer service and is always readily available to address needs and concerns quickly. i always feel like I am priority and like they want to make things right for me. I always feel respected.
Ashley Swegle Agency Home Insurance Reviews
Date: October 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My insurance does not include flood insurance, but just about everything else. Unlike most policies in my area, my insurance acts normal even when a named storm comes. I pay a flat deductable. Most policies in my area change to a percentage of the insured value as the deductable when named storms come through.
Allstate Home Insurance Reviews
Date: June 09, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The premium keeps going up each year and I am ready to start looking for another company. The deductible is a choice. You can choose how high you want it so ours is pretty high.
Erie Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
i think it's sort of standard for home insurance. we were young when we bought our home, so got the least coverage.
we have since had it reappraised and have upped our coverage a bit
State Farm Home Insurance Reviews
Date: October 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Things with them have been overall well. I have not had to make any claims thankfully so any time dealing with them has been about my policy. No problems with them and I have been happy.