Gavop tells you how to get the best homeowners insurance in Owenton, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $101,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $93,000 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $217,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $551 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$72 | $584 |
| Hail Resistant Roof Discount | -$20 | $636 |
| Newly Constructed Home Discount | -$177 | $479 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Owenton, KY | Homeowners Insurance Agency Owenton, KY | Address | Popularity Score | Distance from Owenton (miles) |
|---|---|---|---|---|
| Travelers | Downey Insurance Group Inc | 35 S Main St, New Castle, KY, 40050 | 18.3 | |
| Liberty Mutual Independent | Garrett-Stotz Company | 1601 Alliant Ave, Louisville, KY, 40299 | 42.7 | |
| State Farm | Greg Haus | 100 Cannons Ln, Louisville, KY, 40206-2725 | 48.2 | |
| State Farm | Mayrene Mcpherson | 10214 Westport Rd, Louisville, KY, 40241-2148 | 41.7 | |
| State Farm | Terri Sparks | 6401 Dutchmans Pkwy, Louisville, KY, 40205-3339 | 47.4 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Rd, Louisville, KY, 40291 | 47.4 | |
| Travelers | C Don Cook Insurance Service | 9553 U S Highway 42, Prospect, KY, 40059 | 43.3 | |
| Allstate | Rand Insurance Agency | 120 Park Ln, Carrollton, KY, 41008 | 18.3 | |
| State Farm | Gina Hopper | 115 N Locust Hill Dr Ste 107, Lexington, KY, 40509-1517 | 42.0 | |
| Travelers | Insurance Associates | 41 N Main, New Castle, KY, 40050 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,250 | $610 |
| Owen County, KY | $99,100 | $657 | $450 | $930 | $480 |
| Owenton, KY | $98,900 | $656 | $450 | $930 | $480 |
| Villa Hills, KY | $209,100 | $787 | $530 | $1,130 | $600 |
| California, KY | $101,600 | $792 | $570 | $1,120 | $550 |
| Ten Broeck, KY | $417,900 | $1,780 | $1,190 | $2,550 | $1,360 |
| Blue Ridge Manor, KY | $151,300 | $962 | $680 | $1,380 | $700 |
| Richlawn, KY | $263,800 | $1,227 | $880 | $1,750 | $870 |
| Dent, OH | $181,500 | $674 | $450 | $920 | $470 |
| Turpin Hills, OH | $312,800 | $1,017 | $730 | $1,400 | $670 |
| Bright, IN | $168,600 | $793 | $550 | $1,100 | $550 |
| Kingsley, KY | $255,600 | $1,209 | $880 | $1,660 | $780 |
| Hamilton County, OH | $145,800 | $713 | $480 | $990 | $510 |