How Can I Make My Hillsboro, OR Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hillsboro, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Hillsboro, OR Home Insurance Coverage Levels | Back to Top
| Hillsboro, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW Tork Pl, SW Hennig St, NW Deerfield Way, SE Luna Way, SW Lois St, NW 208th Ln, Yew Ct, SW Pecan St, SW Blaine St, SE 61st Ave | $207,000 | $180,000 | $150,000-$175,000 | $159,500 | $140,000 | $125,000-$150,000 |
| NE Orenco Station Pkwy W, NE Sunrise Ln, NE 76th Ave, SE Cypress St, NE Arthur Ave, NW 4th Way, NW Jackson School Rd, NW Galliard Loop, S 18th Pl, SE Nathan Ct | $193,000 | $180,000 | $175,000-$200,000 | $274,000 | $250,000 | $250,000-$300,000 |
| SE Sweet Meadow Ln, SW Cone Pl, NW Lippert Ln, NE 49th Ave, SE Camwal Dr, SE 62nd Ave, S Palmetto Way, NE Lincoln St, NW Five Oaks Rd, SW 199th Ave | $234,000 | $210,000 | $175,000-$200,000 | $162,000 | $150,000 | $125,000-$150,000 |
| NE Sturgess Ave, NW 210th Ln, SW Teufel Hill Rd, NW 176th Pl, SW Rosedale Rd, NW Cornell Rd Eb, NE 7th Ave, NW 172nd Ter, NE 9th Pl, NW Derrington Ct | $175,000 | $140,000 | $175,000-$200,000 | $118,000 | $100,000 | $100,000-$125,000 |
| SW Horton Way, SW Doma Ln, NE Stephanie Ct, SE Clearbrook St, NW 10th Ct, SW Beckman Pl, SW 213th Pl, NW Roydon Ter, NW Oak Dr, SW 17th Ave | $357,000 | $330,000 | $400,000-$500,000 | $196,000 | $170,000 | $150,000-$175,000 |
| NW Kotrik Pl, SE Wrenfield St, NE Latte Way, SW Parkin Ln, SE 29th Ct, SW 224th Ave, NE 63rd Ave, SE 64th Ct, SE Currin Dr, SW River Rd | $333,000 | $290,000 | $250,000-$300,000 | $154,000 | $140,000 | $125,000-$150,000 |
| NE 5th Ave, SW Green Slope Rd, S Dogwood Ct, SE 74th Ave, SW Blaine Ter, SE Roanoke Ct N, NE Campus Dr, SE Imlay Ave, S 12th Ave, NW Sheffield Ave | $230,000 | $190,000 | $250,000-$300,000 | $185,000 | $160,000 | $175,000-$200,000 |
| Kodiak Ct, SE Bluebonnet Ct, NE Grant St, NE 14th Ave, SW 200th Ct, SW Marty Ln, NW Domaine Pl, SE 29th Ct, NW Brickstone Ct, S Linden St | $197,500 | $160,000 | $175,000-$200,000 | $187,000 | $170,000 | $150,000-$175,000 |
| NW Wahkeena Ln, NW Butler Rd, SW Imperial St, Belgium Ct, NE Rocky Brook St, NE 63rd Way, NW Plastics Dr, NE Danbury Ave, SE del Rio Ct, NW Dixie Mountain Rd | $423,000 | $390,000 | $300,000-$350,000 | $210,500 | $190,000 | $200,000-$250,000 |
| NE Amber Ave, NW Zimmerman Ln, NW Aerts Rd, NW Gordon Rd, NW Rolling Hill Dr, NW Dairy Creek Rd, NW 8th Avenue Dr, SE Scarlet Pl, NE Tralee Ct, SE Cascade Ct | $343,500 | $280,000 | $250,000-$300,000 | $201,500 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Hillsboro, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $542 |
| Superior Protection Discount | -$59 | $601 |
| Fire & Security Discount | -$59 | $601 |
| Hail Resistant Roof Discount | -$20 | $641 |
| Newly Constructed Home Discount | -$178 | $482 |
Choose the Right Deductible for your Hillsboro, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $700 | $721 | $1,421 | $524 | $1,224 | $197 |
| Hillsboro, OR | $2,000 | $653 | $2,653 | $474 | $2,474 | $178 |
| Skyline, OR | $300 | $1,308 | $1,608 | $951 | $1,251 | $357 |
| Vancouver, WA | $700 | $744 | $1,444 | $540 | $1,240 | $203 |
| Yamhill, OR | $300 | $639 | $939 | $465 | $765 | $175 |
| Jennings Lodge, OR | $2,500 | $598 | $3,098 | $435 | $2,935 | $163 |
| Five Corners, WA | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Barlow, OR | $2,500 | $597 | $3,097 | $434 | $2,934 | $163 |
| Labish Village, OR | $300 | $522 | $822 | $379 | $679 | $143 |
| Nehalem, OR | $2,000 | $684 | $2,684 | $497 | $2,497 | $187 |
| Wheeler, OR | $100 | $644 | $744 | $468 | $568 | $176 |
| Oceanside, OR | $2,500 | $1,287 | $3,787 | $936 | $3,436 | $352 |
Identify Top Home Insurance Agents near Hillsboro, OR | Back to Top
| Home Insurance Company Hillsboro, OR | Homeowners Insurance Agency Hillsboro, OR | Address | Popularity Score | Distance from Hillsboro (miles) |
|---|---|---|---|---|
| State Farm | Trevor Yates | 201 N Meridian St Ste A, Newberg, OR, 97132-2752 | 15.9 | |
| Travelers | Fox Insurance Agency | 8040 Sw Hall Blvd Ste 100, Beaverton, OR, 97008 | 8.3 | |
| State Farm | Kathy Buzalsky | 12901 Se 97th Ave Ste 300, Clackamas, OR, 97015-7906 | 19.5 | |
| Liberty Mutual Independent | Barnes & Reynolds Inc | 10211 Sw Barbur Blvd Ste 202a, Portland, OR, 97219 | 11.6 | |
| State Farm | Rich Ulring | 1513 Sw Marlow Ave, Portland, OR, 97225-5144 | 7.6 | |
| Farmers | Cody Felder | 8625 Sw Cascade Ave Ste 310, Beaverton, OR, 97008 | 8.9 | |
| Allstate | Scott Walters | 3807 Sw Hall Blvd, Beaverton, OR, 97005 | 6.9 | |
| Liberty Mutual Independent | Hecht & Hecht Insurance Agency Inc | 425 Ne Hancock St Fl 1, Portland, OR, 97212 | 13.4 | |
| State Farm | Alan Hrabal | 14095 Nw Cornell Rd, Portland, OR, 97229-5405 | 5.6 | |
| State Farm | Scott Brennan | 14475 Sw Allen Blvd Suite C, Beaverton, OR, 97005-4418 | 6.6 |
Compare Rates for Hillsboro, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $930 | $490 |
| Washington County, OR | $331,700 | $729 | $530 | $1,000 | $470 |
| Hillsboro, OR | $282,300 | $661 | $480 | $940 | $460 |
| Skyline, OR | $570,900 | $1,324 | $970 | $1,840 | $870 |
| Vancouver, WA | $260,400 | $753 | $540 | $1,040 | $500 |
| Yamhill, OR | $253,500 | $647 | $440 | $920 | $480 |
| Jennings Lodge, OR | $257,400 | $605 | $410 | $840 | $430 |
| Five Corners, WA | $232,400 | $689 | $470 | $970 | $500 |
| Barlow, OR | $215,600 | $604 | $410 | $860 | $450 |
| Labish Village, OR | $155,200 | $528 | $360 | $760 | $400 |
| Nehalem, OR | $291,200 | $692 | $500 | $960 | $460 |
| Wheeler, OR | $257,900 | $652 | $480 | $910 | $430 |
| Oceanside, OR | $558,800 | $1,303 | $900 | $1,850 | $950 |
Research Home Insurance Companies Reviews in Hillsboro, OR Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My experience with Farmers has been average. They were efficient in giving me a quote and they weren't too pushy on having me purchase their products.
Date: November 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
Farmers Insurance has been my provider for this residence for over 20 years. Although I have had no issues with them so far, I have had limited communications with them as they have not extended in reaching out and making their services personal. I would after so many years, a note of appreciation would definitely be welcomed.
MetLife Home Insurance Reviews
Date: October 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
We are renting, so currently have a Renter's Policy. This covers our contents in the event of theft or fire. Also, there is compensation for short-term housing.
Progressive Home Insurance Reviews
Date: July 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
It has been so long since I have reviewed my policy that I do not recall the deductible, but I am guessing it is about $1,000, which is fine for me.
Horace Mann Educators Corporation Home Insurance Reviews
Date: May 22, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
Their premiums are extremely competitive compared to other home insurance policies. I have not found lower premiums with any other insurance companies. They are much cheaper.
Nationwide Home Insurance Reviews
Date: February 20, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
I do believe I could get a better price if I checked around with other companies but due to the customer service I have not done so. Also I don't know if every company could offer coverage that is as good.
GEICO Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I literally compared quotes from every single provider in our area and they had the best deal on basic but complete coverage out of every one.
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
If you finance your home with a mortgage, your lender most likely will require you to have home insurance coverage to protect your home in case of damage cause by unforeseen circumstances.