Gavop's guide to buying homeowners insurance in Windsor Locks, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $136,500 | $110,000 | $150,000-$175,000 |
| 3 Bedroom | $211,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $328,000 | $300,000 | $250,000-$300,000 |
| 5 Bedroom | $202,500 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $788 |
| Home and Two Car | -$146 | $711 |
| Home and Three Car | -$206 | $651 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Windsor Locks, CT | $1,000 | $847 | $1,847 | $615 | $1,615 | $231 |
| Thompsonville, CT | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Southbridge Town, MA | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| North Canaan, CT | $100 | $1,023 | $1,123 | $743 | $843 | $279 |
| Brooklyn, CT | $1,000 | $789 | $1,789 | $573 | $1,573 | $216 |
| Sunderland, MA | $100 | $1,148 | $1,248 | $834 | $934 | $314 |
| North Brookfield, MA | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| Leverett, MA | $500 | $1,376 | $1,876 | $1,000 | $1,500 | $376 |
| North Branford, CT | $700 | $902 | $1,602 | $655 | $1,355 | $246 |
| Lyme, CT | $200 | $2,016 | $2,216 | $1,465 | $1,665 | $551 |
| Danielson, CT | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Home Insurance Company Windsor Locks, CT | Homeowners Insurance Agency Windsor Locks, CT | Address | Popularity Score | Distance from Windsor Locks (miles) |
|---|---|---|---|---|
| Allstate | Kevin P. Trahan | 140 Norwich Rd, Plainfield, CT, 6374 | 41.4 | |
| Liberty Mutual Independent | Gerardi Insurance Service Inc | 16 Pomfret St, Putnam, CT, 6260 | 38.2 | |
| Liberty Mutual Independent | Granby Insurance Agency Inc | 29 Hartford Ave, Granby, CT, 6035 | 7.0 | |
| State Farm | Paul Delskey | 122 Prospect Hill Road, East Windsor, CT, 06088-9586 | 2.4 | |
| Liberty Mutual Independent | Carillo & Howland Inc | 363 South Center St. , Windsor Locks, CT, 6096 | 1.7 | |
| Travelers | Tranquist Insurance Group Llc | 420 Center St Fl 1, Wallingford, CT, 6492 | 33.8 | |
| Liberty Mutual Independent | Rabbett Insurance Agency | 233 Addison Rd, Windsor, CT, 6095 | 4.8 | |
| Liberty Mutual Independent | Wellstone Insurance | 800 Cottage Grove Rd, Bloomfield, CT, 6002 | 8.9 | |
| Travelers | Insurance Problem Solvers Llc | 3 Fay St, West Haven, CT, 6516 | 47.8 | |
| Nationwide | Michael J Eremita | 303 Burnside Avesuite 7, East Hartford, CT, 06108-2318 | 10.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,770 | $930 |
| Hartford County, CT | $235,300 | $1,076 | $760 | $1,540 | $780 |
| Windsor Locks, CT | $190,400 | $857 | $630 | $1,210 | $580 |
| Thompsonville, CT | $176,700 | $817 | $600 | $1,130 | $530 |
| Southbridge Town, MA | $188,200 | $777 | $550 | $1,080 | $530 |
| North Canaan, CT | $194,800 | $1,035 | $730 | $1,480 | $750 |
| Brooklyn, CT | $223,400 | $798 | $530 | $1,130 | $600 |
| Sunderland, MA | $282,000 | $1,162 | $780 | $1,590 | $810 |
| North Brookfield, MA | $238,200 | $1,042 | $740 | $1,450 | $710 |
| Leverett, MA | $348,500 | $1,393 | $1,020 | $1,990 | $970 |
| North Branford, CT | $281,800 | $913 | $650 | $1,290 | $640 |
| Lyme, CT | $513,900 | $2,040 | $1,450 | $2,840 | $1,390 |
| Danielson, CT | $147,600 | $863 | $610 | $1,230 | $620 |