Gavop's guide to buying homeowners insurance in Chippewa County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chippewa County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 327th St, 138th St, E Mills St, River View Dr, Morning Side Dr, Lawrence St, Sands Rd, 253rd St, 276th Ave, Riverside Dr | $170,000 | $160,000 | $150,000-$175,000 | $142,500 | $130,000 | $100,000-$125,000 |
| 202nd Ave, Morris St, 40th St, W Prairie Dr, Mohawk Dr, West Rd, E Garden St, Fairview Ave, 240 St, 190th St | $124,000 | $100,000 | $100,000-$125,000 | $118,000 | $100,000 | $100,000-$125,000 |
| Future St, S Front St, 242nd Ave, 178th Ave, W Central St, 118th St, 310th St, 343rd St, 155th Ave, 210th Ave | $211,000 | $180,000 | $175,000-$200,000 | $101,500 | $80,000 | $100,000-$125,000 |
| 365th St, Emery St, Center St, Bay Shore Dr, Co Hwy Ss, 35th Ave, Westwood Ct, Golfview Dr, Co Hwy Ss, 1st Ave | $98,000 | $80,000 | $100,000-$125,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Valleyview Rd, N Elm St, Wissota View Dr, Ivy St, 24th Ave, 242nd St, Holmes Ave, Madison St, 1st Ave E, 22nd Ave | $213,500 | $200,000 | $175,000-$200,000 | $141,500 | $120,000 | $150,000-$175,000 |
| Ten Mile Dr, Poplar St, 260th Ave, 118th St, Vance Dr, E Ridgeway Dr, N Broadway St, Dockside Way, Co Rd T, Prairie Ln | $176,500 | $160,000 | $175,000-$200,000 | $135,500 | $130,000 | $125,000-$150,000 |
| 281st St, 70th St, 165th St, 25th Ave, 290th St, Boat Landing Rd, 2nd Ave E, 72nd St, Jenkins St, Lilac St | $150,000 | $130,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Irvine Ave, Ridgewood Dr, Van Dresser St, N Park Rd, Gower Rd, Meyer Rd, 64th Ave, 82nd Ave, 305th St, Horgen St | $137,000 | $130,000 | $100,000-$125,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Cashman Dr, 87th Ave, 51st Ave, Prince St, E Wisconsin St, Basswood Rd, Co Hwy P, 29th Ave, E Garden St, 106th St | $218,500 | $190,000 | $175,000-$200,000 | $163,500 | $150,000 | $125,000-$150,000 |
| Fisk St, 166th St, Ravenswood Ct, 190th St, New Rd, 225th Ave, 222nd Ave, Court St, 240th St, Lotus St | $131,000 | $120,000 | $125,000-$150,000 | $158,500 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $519 |
| Superior Protection Discount | -$58 | $583 |
| Fire & Security Discount | -$45 | $595 |
| Hail Resistant Roof Discount | -$19 | $621 |
| Newly Constructed Home Discount | -$166 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chippewa County | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Chippewa County, WI | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Lake Hallie, WI | $200 | $630 | $830 | $458 | $658 | $172 |
| Sampson, WI | $2,500 | $701 | $3,201 | $510 | $3,010 | $192 |
| Wheaton, WI | $500 | $703 | $1,203 | $511 | $1,011 | $192 |
| Prairie Lake, WI | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Ridgeland, WI | $100 | $489 | $589 | $355 | $455 | $134 |
| Fairchild, WI | $700 | $402 | $1,102 | $292 | $992 | $110 |
| Ingram, WI | $300 | $380 | $680 | $276 | $576 | $104 |
| Birchwood, WI | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Catawba, WI | $500 | $575 | $1,075 | $418 | $918 | $157 |
| Woodville, WI | $1,500 | $572 | $2,072 | $416 | $1,916 | $156 |
| Home Insurance Company Chippewa County, WI | Homeowners Insurance Agency Chippewa County, WI | Address | Popularity Score | Distance from Chippewa County (miles) |
|---|---|---|---|---|
| Travelers | Ramseier Agency | 108 Mcrae St, Cadott, WI, 54727 | 10.5 | |
| Liberty Mutual Independent | Mower Insurance Agency Inc | 515 Prairie View Chippewa Falls, Chippewa Falls, WI, 54729 | 11.9 | |
| Liberty Mutual Independent | Mower Insurance Agency Inc | 515 Prairie View Rd, Chippewa Falls, WI, 54729 | 12.2 | |
| State Farm | Ken Mullen | 1123 15th Ave, Bloomer, WI, 54724-1612 | 10.2 | |
| State Farm | Jeff Flaig | 421 Island St, Chippewa Fls, WI, 54729-2324 | 10.7 | |
| Allstate | Dallman Insurance Agency | 106 Depot Street, Greenwood, WI, 54437 | 39.9 | |
| State Farm | Sue Mullen | 4905 County Highway J, Chippewa Fls, WI, 54729-3388 | 10.9 | |
| Allstate | Dallman Insurance Agency | 106 Depot St, Greenwood, WI, 54437 | 39.9 | |
| Liberty Mutual Independent | Mower Insurance Agency Inc | 515 W Prairie View Rd, Chippewa Falls, WI, 54729 | 12.2 | |
| Travelers | Ramseier Agency | 108 Mcrae St, Cadott, WI, 54727 | 10.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $940 | $480 |
| Chippewa County, WI | $154,900 | $640 | $430 | $910 | $480 |
| Chippewa County, WI | $154,900 | $640 | $460 | $920 | $460 |
| Lake Hallie, WI | $169,900 | $638 | $460 | $880 | $420 |
| Sampson, WI | $184,900 | $710 | $500 | $1,020 | $520 |
| Wheaton, WI | $186,800 | $712 | $510 | $1,010 | $500 |
| Prairie Lake, WI | $165,300 | $679 | $450 | $960 | $510 |
| Ridgeland, WI | $91,200 | $495 | $350 | $710 | $360 |
| Fairchild, WI | $67,900 | $407 | $270 | $570 | $300 |
| Ingram, WI | $62,500 | $385 | $260 | $540 | $280 |
| Birchwood, WI | $216,400 | $749 | $550 | $1,030 | $480 |
| Catawba, WI | $120,000 | $582 | $400 | $800 | $400 |
| Woodville, WI | $119,000 | $579 | $390 | $820 | $430 |