Overland Park, KS - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Overland Park, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Overland Park, KS Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $74,500 $60,000 $50,000-$75,000
2 Bedroom $201,500 $190,000 $175,000-$200,000
3 Bedroom $259,500 $220,000 $250,000-$300,000
4 Bedroom $386,500 $340,000 $350,000-$400,000
5 Bedroom $479,000 $400,000 $400,000-$500,000

Choose the Best Overland Park, KS Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Smoker $850
Full Time Job 550-599 Credit Score $75 to $100,000 2 Pets, Smoker $2,150
Freelancer 500-549 Credit Score $75 to $100,000 3 Pets, Smoker $620

Choose your Overland Park, KS Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,488
Hail Damage $4,476
Wind Damage $6,496
Expensive Claims
Fire $42,442
Smoke $16,051

Identify Top Home Insurance Agents near Overland Park, KS | Back to Top

Home Insurance Company Overland Park, KS Homeowners Insurance Agency Overland Park, KS Address Popularity Score Distance from Overland Park (miles)
State Farm Nick Rouse 9156 W 135th St, Overland Park, KS, 66221-2044
0.3
State Farm Bridget Meyer 8901 W 75th St, Overland Park, KS, 66204-2208
7.2
Allstate Scott Lowery 11810 Quivira Rd, Overland Park, KS, 66210
2.5
Travelers Ahi Group 2143 E 151st St, Olathe, KS, 66062
5.4
State Farm Michael Baca 4701 College Blvd Ste 208, Leawood, KS, 66211-1934
3.8
Travelers The Gerber Insurance Group 5200 W 94th Ter Ste 110, Prairie Village, KS, 66207
5.3
Travelers Mike Perz & Associates Llc 7304 W. 130th St., Suite 320 Overland Park, Overland Park, KS, 66213
1.2
State Farm Greg Aldridge 13501 W 87th Street Pkwy, Lenexa, KS, 66215-2408
6.3
Liberty Mutual Independent Snyder Insurance Services 7450 W 130th St Ste 230, Overland Park, KS, 66213
1.0
State Farm Henry Sandate 10281 W 87th St Ste 102, Overland Park, KS, 66212-4679
5.7

Compare Rates for Overland Park, KS Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kansas $127,400 $680 $530 $920 $390
Johnson County, KS $211,900 $1,040 $810 $1,400 $590
Overland Park, KS $224,300 $1,260 $980 $1,700 $720
Edwardsville, KS $126,800 $680 $530 $920 $390
Kansas City, KS $92,600 $520 $410 $700 $290
Lake Lotawana, MO $305,300 $980 $700 $1,380 $680
Peoria, KS $163,400 $770 $600 $1,040 $440
Lee, MO $205,000 $1,130 $800 $1,550 $750
McLouth, KS $98,300 $570 $440 $770 $330
Lecompton, KS $164,600 $660 $510 $890 $380
Sherman, MO $114,300 $500 $340 $710 $370
Grantville, KS $123,600 $520 $410 $700 $290
De Kalb, MO $76,300 $420 $280 $600 $320

Research Home Insurance Companies Reviews in Overland Park, KS Before Buying | Back to Top

Share a review on your home insurance company


Farm Bureau Home Insurance Reviews

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium rates usualy always stays the same and if the rates was to go up its never that much of an incress,un like some other companys,there rates may chang or incress every six monts

Date: October 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
everything in my home is insured ,all my funture,the house its self its coved for65000 also is covered from even earthquakes.


Date: September 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
like i say the people are great that work there they interact with others in a really great respectfull way,and they communicate great with others.

Date: August 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I like the companys services,because they have always has had good services.the workers there always treat people with respect kindness and with a smile and are very hard workers,and realy great people with good bussiness

Date: August 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
i lke the web site ,because you can go on it anytime and check out your policy,and also you can pull up showing what all it covers,and if ya wanna talk to and aggent,the site also has someone on line to chat with you or answer any questins you may have at that time

AAA Home Insurance Reviews

Date: September 07, 2018    Age: >60 years    Gender: Male    Marital Status: Unmarried

Customer Service
I've only had to file 1 claim, and it was handled quite well. The company responded quickly and efficiently, and the repairs were made, to my satisfaction, within 3 days.

Date: August 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like that the site gives me easy-to-access information about my accounts, and includes a bill paying option as well.

Date: August 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I can get through to my agent whenever I call. I've had the same agent for 20 years, so I feel a sense of continuity with her.

Date: February 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
My home is covered at replacement value, as are the contents of my home. I have medical liability and workers coverage as well.


Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I combined my homeowners and auto insurances, so I get a discount on both, as well as multiple other discounts. This is a better rate than my previous homeowner's policy with another company.

Allstate Home Insurance Reviews

Date: December 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
4 - I have never made a claim with my insurance company but they are always dependable and reach out frequently to see if I have any questions about my policy.

Date: October 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
The website and app are pretty user friendly. I don't like that the app requires a password less than 8 characters with numbers and letters. It makes it less secure and hard to remember my password.

Country Financial Home Insurance Reviews

Date: November 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
We are satisfied. But to be able to provide more services they can call their costumers and ask about their opinions and be more in touch with their costumers for a better service.