How Can I Make My Overland Park, KS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Overland Park, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Overland Park, KS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $201,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $259,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $386,500 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $479,000 | $400,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Overland Park, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$208 | $1,180 |
| Superior Protection Discount | -$139 | $1,250 |
| Fire & Security Discount | -$111 | $1,277 |
| Hail Resistant Roof Discount | -$28 | $1,361 |
| Newly Constructed Home Discount | -$333 | $1,055 |
Choose your Overland Park, KS Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Overland Park, KS | Back to Top
| Home Insurance Company Overland Park, KS | Homeowners Insurance Agency Overland Park, KS | Address | Popularity Score | Distance from Overland Park (miles) |
|---|---|---|---|---|
| State Farm | Nick Rouse | 9156 W 135th St, Overland Park, KS, 66221-2044 | 0.3 | |
| State Farm | Bridget Meyer | 8901 W 75th St, Overland Park, KS, 66204-2208 | 7.2 | |
| Allstate | Scott Lowery | 11810 Quivira Rd, Overland Park, KS, 66210 | 2.5 | |
| Travelers | Ahi Group | 2143 E 151st St, Olathe, KS, 66062 | 5.4 | |
| State Farm | Michael Baca | 4701 College Blvd Ste 208, Leawood, KS, 66211-1934 | 3.8 | |
| Travelers | The Gerber Insurance Group | 5200 W 94th Ter Ste 110, Prairie Village, KS, 66207 | 5.3 | |
| Travelers | Mike Perz & Associates Llc | 7304 W. 130th St., Suite 320 Overland Park, Overland Park, KS, 66213 | 1.2 | |
| State Farm | Greg Aldridge | 13501 W 87th Street Pkwy, Lenexa, KS, 66215-2408 | 6.3 | |
| Liberty Mutual Independent | Snyder Insurance Services | 7450 W 130th St Ste 230, Overland Park, KS, 66213 | 1.0 | |
| State Farm | Henry Sandate | 10281 W 87th St Ste 102, Overland Park, KS, 66212-4679 | 5.7 |
Compare Rates for Overland Park, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Johnson County, KS | $232,500 | $1,508 | $1,180 | $2,040 | $860 |
| Overland Park, KS | $248,100 | $1,388 | $1,080 | $1,870 | $790 |
| Edwardsville, KS | $118,800 | $1,264 | $990 | $1,710 | $720 |
| Kansas City, KS | $89,500 | $919 | $720 | $1,240 | $520 |
| Lake Lotawana, MO | $356,100 | $1,632 | $1,110 | $2,330 | $1,220 |
| Peoria, KS | $119,900 | $1,270 | $990 | $1,710 | $720 |
| Lee, MO | $234,500 | $1,290 | $920 | $1,790 | $870 |
| McLouth, KS | $107,000 | $1,200 | $940 | $1,620 | $680 |
| Lecompton, KS | $209,700 | $1,616 | $1,260 | $2,180 | $920 |
| Sherman, MO | $98,900 | $942 | $650 | $1,340 | $690 |
| Grantville, KS | $75,000 | $996 | $780 | $1,340 | $560 |
| De Kalb, MO | $82,500 | $882 | $610 | $1,220 | $610 |
Research Home Insurance Companies Reviews in Overland Park, KS Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: February 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
AAA Home Insurance Reviews
Date: September 07, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: January 09, 2020 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: April 03, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: December 06, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: December 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
American Family Home Insurance Reviews
Date: July 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: May 30, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Country Financial Home Insurance Reviews
Date: November 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Westfield Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: June 10, 2019 Age: 50 to 59 Gender: Married Marital Status: Male