Gavop's guide to buying homeowners insurance in Lee County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $122,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $188,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $171,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $718 |
| Superior Protection Discount | -$85 | $761 |
| Fire & Security Discount | -$59 | $786 |
| Hail Resistant Roof Discount | -$17 | $828 |
| Newly Constructed Home Discount | -$177 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Lee County, GA | $2,500 | $835 | $3,335 | $607 | $3,107 | $228 |
| Turner County, GA | $300 | $810 | $1,110 | $589 | $889 | $221 |
| Bridgeboro, GA | $2,000 | $620 | $2,620 | $451 | $2,451 | $170 |
| Pitts, GA | $400 | $566 | $966 | $411 | $811 | $155 |
| Montezuma, GA | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Ty Ty, GA | $500 | $786 | $1,286 | $572 | $1,072 | $215 |
| Sale City, GA | $700 | $769 | $1,469 | $559 | $1,259 | $210 |
| Tift County, GA | $500 | $778 | $1,278 | $566 | $1,066 | $213 |
| Unionville, GA | $700 | $356 | $1,056 | $258 | $958 | $97 |
| Rupert, GA | $400 | $803 | $1,203 | $584 | $984 | $220 |
| Omaha, GA | $1,000 | $321 | $1,321 | $233 | $1,233 | $88 |
| Home Insurance Company Lee County, GA | Homeowners Insurance Agency Lee County, GA | Address | Popularity Score | Distance from Lee County (miles) |
|---|---|---|---|---|
| Travelers | Cape Insurance Services | 1329 E Union St, Vienna, GA, 31092 | 28.8 | |
| State Farm | Tim Thomas | 1800 North Slappey Boulevard, Albany, GA, 31701-1436 | 15.1 | |
| State Farm | William Bailey | 138 S Lee St Ste B, Americus, GA, 31709-3697 | 18.1 | |
| Travelers | The Farmers Agency Inc | 114 N Johnson St, Ashburn, GA, 31714 | 30.2 | |
| Travelers | Brown Detherage Insurors | 1607 B Highway 19 South, Leesburg, GA, 31763 | 13.2 | |
| Travelers | Southwest Georgia Insurance Services | 501 S Main St, Moultrie, GA, 31768 | 49.1 | |
| Allstate | Southern Harvest | 101 N Broad St, Buena Vista, GA, 31803 | 40.7 | |
| Allstate | Marvin Gibson | 1509a Dawson Rd, Albany, GA, 31707 | 16.0 | |
| State Farm | Marty Mcdonald | 925 N Martin Luther King Jr Blvd, Americus, GA, 31719-2911 | 19.0 | |
| State Farm | Andy Christo | 2402 Dawson Rd Ste 1, Albany, GA, 31707-2380 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,430 | $740 |
| Lee County, GA | $156,800 | $845 | $610 | $1,190 | $580 |
| Lee County, GA | $156,800 | $845 | $580 | $1,170 | $590 |
| Turner County, GA | $72,700 | $820 | $600 | $1,120 | $520 |
| Bridgeboro, GA | $80,800 | $628 | $430 | $890 | $460 |
| Pitts, GA | $72,700 | $573 | $410 | $820 | $410 |
| Montezuma, GA | $76,300 | $820 | $580 | $1,140 | $560 |
| Ty Ty, GA | $109,000 | $796 | $530 | $1,110 | $580 |
| Sale City, GA | $105,700 | $778 | $530 | $1,080 | $550 |
| Tift County, GA | $112,200 | $788 | $560 | $1,090 | $530 |
| Unionville, GA | $45,200 | $360 | $250 | $500 | $250 |
| Rupert, GA | $112,300 | $813 | $590 | $1,110 | $520 |
| Omaha, GA | $41,100 | $325 | $220 | $460 | $240 |