How Can I Make My Port Arthur, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Port Arthur, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Port Arthur, TX Home Insurance Coverage Levels | Back to Top

Port Arthur, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
30th St, Elm St, Cherry St, 26th St, Guthrie Rd, Baker Ave, 35th St, 57th St, Magnolia Ave, Glazer Ave $108,000 $90,000 $100,000-$125,000 $74,500 $60,000 $50,000-$75,000
Locust Ave, Boulder Ave, Jimmy Johnson Blvd, Hill Terrace Dr, W 11th St, Friar Tuck Ln, 63rd St, Wooden Shoe Ct, Ditch, Pine St $75,000 $70,000 $50,000-$75,000 $86,000 $80,000 $75,000-$100,000
Sandalwood Dr, Kansas Ave, Stadium Rd, 65th St, E Parkway St, Philmont Ave, Bluebonnet Ave, Medical Triangle Dr, Windsor Ln, FM 3514 $149,000 $130,000 $100,000-$125,000 $115,500 $90,000 $100,000-$125,000
Williams Ave, Angie Ln, Canal St, Marion St, St Augustine Ave, Taylor Blvd, Roanoke Ave, 26th St, Clermont Ave, Moonstone Ave $121,500 $120,000 $125,000-$150,000 $58,500 $50,000 $50,000-$75,000
Azalea Ave, N Link St, Ave M, E Port Neches Ave, Elgin Ave, S 25th St, Windmill Ln, 61st St, Mire St, Rev Dr Ransom Howard $104,500 $90,000 $75,000-$100,000 $95,000 $90,000 $100,000-$125,000
Nashville Ave, Alice Ave, Glenwood Dr, Reservoir Ln, Pure Atlantic Rd, Flint Ave, Sycamore St, Neches Ave, Jefferson Blvd, N 34th St $142,000 $130,000 $125,000-$150,000 $152,500 $130,000 $125,000-$150,000
Pine Ln, Newton Ave, Holly St, Russell Dr, Cleveland Ave, Lakecrest Dr, N 31st St, S 15th St, Foley Ave, Springdale Dr $134,000 $110,000 $125,000-$150,000 $57,500 $50,000 $50,000-$75,000
Kings Row, Lawn St, Wood St, S 14th St, 23rd St, Topaz Ave, Cheryl Ct, George Ln, Port Arthur Beaumont Hwy, Cobblestone Ln $136,000 $110,000 $150,000-$175,000 $133,000 $110,000 $125,000-$150,000
Rice Farm Rd, 61st St, S 1st St, 41st St, Bourque Rd, Sabine Ave, Fairbanks Ave, W Svc Rd, Touraine Ave, David St $130,000 $120,000 $125,000-$150,000 $74,500 $70,000 $50,000-$75,000
Ava Ln, McKinley Ave, Pure Oil Rd, 10th Ave, Bella Villa, Kent Ave, Live Oak Cir, Avenue N, Ave K, Hall St $161,500 $140,000 $150,000-$175,000 $95,500 $90,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Port Arthur, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$218 $1,142
Superior Protection Discount -$136 $1,224
Fire & Security Discount -$109 $1,251
Hail Resistant Roof Discount -$41 $1,319
Newly Constructed Home Discount -$381 $979

Choose your Port Arthur, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,216
Physical Damage $2,488
Hail Damage $4,618
Wind Damage $6,624
Expensive Claims
Fire $46,016
Smoke $17,054

Identify Top Home Insurance Agents near Port Arthur, TX | Back to Top

Home Insurance Company Port Arthur, TX Homeowners Insurance Agency Port Arthur, TX Address Popularity Score Distance from Port Arthur (miles)
Farmers Zachary Farris 1105 Magnolia Ave, Port Neches, TX, 77651
2.6
Farmers James Carpenter 3154 Saba Ln Ste B, Port Neches, TX, 77651
0.7
Allstate Craig Rankin 4700 Highway 365 Ste B, Port Arthur, TX, 77642
1.7
State Farm Trey White 104 S Lhs Dr Ste D, Lumberton, TX, 77657-8696
26.3
Allstate Christina Guyote 902 S 27th St, Nederland, TX, 77627
2.3
Farmers Alton Martin 3112 Nall St, Port Neches, TX, 77651
1.9
Allstate Greg Roberts 1705 Strickland Dr, Orange, TX, 77630
15.7
Farmers Claudia Aguilar 2949 College St Ste 130, Beaumont, TX, 77701
12.8
State Farm Heather Montagne 3127 N 16th St, Orange, TX, 77630-2383
17.5
Farmers Russell Tegge 1028 Helena Ave, Nederland, TX, 77627
3.3

Compare Rates for Port Arthur, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Jefferson County, TX $101,300 $1,373 $910 $2,110 $1,200
Port Arthur, TX $98,100 $1,360 $900 $2,090 $1,190
Groves, TX $104,900 $965 $640 $1,490 $850
Bridge City-Orangefield, TX $163,100 $994 $660 $1,530 $870
LaBelle, TX $168,300 $958 $630 $1,470 $840
Rose City, TX $86,000 $1,452 $960 $2,240 $1,280
Silsbee, TX $91,100 $1,050 $690 $1,620 $930
Daisetta, TX $75,100 $1,394 $920 $2,150 $1,230
Westlake, LA $109,000 $1,313 $920 $1,890 $970
Lake Charles, LA $145,900 $1,456 $1,020 $2,100 $1,080
Hardin, TX $87,500 $1,459 $960 $2,250 $1,290
Liberty-Dayton, TX $97,600 $1,508 $1,000 $2,320 $1,320

Research Home Insurance Companies Reviews in Port Arthur, TX Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: January 05, 2020    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I would guess my premium an deductables are in line with other large companies that offer the same type of products again I haven't had a need to shop around a lot

Date: October 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
On the phone their customer service is pretty good, but when I go to the office the people there seem to treat me lower than them and have a total lack of respect.

Date: April 24, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My deductible with state farm compared to other companies is far more affordable In my opinion. I Love that I do not have to pay as much to make sure that I am covered.

Date: March 17, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The rate of the premium payable and other benefits along with the deductible charges are beneficial to us. I rate '5' as compared to other companies available in the market.

Date: February 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I'm sure my premiums are much higher with State Farm because they are always higher than their competition, but I haven't looked in to it yet.

Date: January 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Learn how these four insurance companies are setting the gold and that traditional homeowner's or renter's insurance policies don't suffice via the company's chatbot, Maya, or through a customer service representative

Date: December 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My insurance provider has all the offerings that I could need, since I don't need anything additional other than home insurance. I shopped around first and they offer the same basic coverings as any other provider.


RVOS Insurance Home Insurance Reviews

Date: November 19, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
When compared with other home owners coverage they quoted a much higher price and monthly payments. Some wanted the yearly premium up front.


Date: October 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I enjoy talking with the people that hold the insurance and every single interaction hs been good and positive for us.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Every single thing is covered with my home policy and we mad sure it wasa before we got it.


Date: August 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
This is the very lowest of any of the premiums we had got quoted from and it is super great.

Date: July 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Every time we have called and talked to anyone we have found that it is very nice and they are very helpful for us.

Date: January 21, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
I like the price of the company that we chose to go with and how cheap it is and able to be paid.

Pronto Insurance Home Insurance Reviews

Date: October 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I have never used the mobile app or website because I go through a local agent. I have no complaints and have never had to file against the policy. However, I also replaced roof in 2015 to a metal roof so got a discount based upon that upgrade.

Date: September 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
It covers dwelling, other structures, personal property, loss of use, personal liability, and medical pay to others. Also includes personal property replacement cost, specified additional amount of insurance for coverage of A. Dwelling and other structures


Date: July 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have compared to other companies and this is the best price I have been able to receive.

Date: May 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I go into the office and make my payments and do my business in the office. It is very comfortable to sit and talk with the agents and not only discuss business but personal conversations.

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I currently use a local agent to make my payments. I am very satisfied with the service from them because it is a very laid back atmosphere. The agent knew my parents and also knows me and has dealt with me. I absolutely love the service I receive.

Progressive Home Insurance Reviews

Date: January 01, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
It was cheaper than all the other options I looked through. I saved probably 1000 dollars a year compared to other companies.


Date: July 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
This is the first time I have had to have home insurance so I don't have any other provider to compare my current provider to. 5/5.


Date: June 11, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
At this point we have not had to use our insurance company so at this point I would give them a 3

Date: March 20, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
AS COMPARED WITH OTHER POLICIES STUDIED BY ME AND MY WIFE IS IN WHICH BEST IS ACCOMMODATED TO OUR NEEDS I GIVE YOU A 4

Allstate Home Insurance Reviews

Date: January 11, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Good,The nationwide average annual cost for home insurance for common coverage levels, based on a rate analysis by Insurance.

Date: September 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
We currently are using allstate as a provider for our home insurance. I would rate it a 5 as i am extremely satisfied with the service i have received over the years.

Date: June 08, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Male

Premium
The premium is one of the best aspects of my current plan but . I'm still not happy with it. I suspect the very nature of insurance means I won't be but thats life.

Date: March 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
their company policies are great compared to others out their.their rate is very low compared to others and they explain their policies very carefully.


Travelers Home Insurance Reviews

Date: May 22, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Customer Service
I think that Travelers has had excellent customer service. When I first took out my policy, they called me to make sure I did not have any questions and to go over my coverage.

Date: April 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have only ever had 1 homeowners insurance company and I know that a rate comparison company couldnt find anything better, so I am very happy with it.

Date: March 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
Travelers customer service is better than most I have dealt with. The staff is nowledgeable, courteous and polite.

Liberty Mutual Home Insurance Reviews

Date: April 20, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Liberty Mutual is a company that is based on providing the best benefits that can be provided to a house are very responsible when covering a damage when it is required

Date: March 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
i have not needed it yet and to tell you the truth i do not even know how much my deductible is.

Alfa Insurance Home Insurance Reviews

Date: April 01, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I am very confused to when it comes to the deduction part. I don't know if I pay my insurance the deduction or the the auto place im getting my car fixed at

Date: December 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They dont offer the best rates and deals compared to most big companies but do offer home town feeling. Would love if they did offer better deals to people who have been with them for a long period of time


Farmer's Insurance Home Insurance Reviews

Date: April 16, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think they are expensive. They are actually cancelling my service because they said I did not show proof from a claim I had in 2006. But they came out at that time and took pictures so I was very unhappy


Date: April 11, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
We have compared Farmers to other insurance companies and have found them to be competitive. There hasn't been any part of the policy that we felt was inadequate.


AAA Home Insurance Reviews

Date: April 13, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
We have not had to use the customer service department too often but when we have they have been extremely good.

Nationwide Home Insurance Reviews

Date: October 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I reduced my premium by switching to this company although I think the premium is still more than what I get out of it since I do get piece of mind but at a price

GEICO Home Insurance Reviews

Date: January 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
$1000 deductible. Not the best considering the hurricanes but the customer service is great and they respond very quickly to any claim that i do have

American Family Insurance Home Insurance Reviews

Date: November 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
The app has only a few minimum options. View and pay a bill. View insurance policy, but I think they should add more like to help connect to get any additional needs or questions answered.

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