Gavop shows you how to buy homeowners insurance in Warm Mineral Springs, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Warm Mineral Springs, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Umberto, Suarez St, la Rosas, Saragossa Ln, Loma Linda, Espanola Dr, Majorca Pl, Cortez Ln, Blanca, Sanchez Cir | $111,500 | $90,000 | $75,000-$100,000 | $145,000 | $120,000 | $125,000-$150,000 |
| Salt Creek Dr, San Luis St, la Paloma, Las Maria, San Jacinto Ave, Madero, Santurce Ave, Tobago Way, Lazy River Rd, Ellesmere Ct | $97,500 | $90,000 | $75,000-$100,000 | $151,500 | $140,000 | $125,000-$150,000 |
| Gallo Ave, Malaga Ln, Merril St, Sanchez, E Sydney Ave, San Paola St, Bullard St, Bermuda Way, Regency Ct, Nele St | $86,500 | $70,000 | $75,000-$100,000 | $121,500 | $100,000 | $100,000-$125,000 |
| Creekview Dr, Trico Rd, Agress Ave, Vivar, Ortiz Blvd, Ronda Ln, Vistoria Dr, Aero Ave, Rarotonga Rd, Perdido St | $55,500 | $50,000 | $50,000-$75,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Alta Mira St, Sarto Ln, Martinique Rd, Cantina, Villa Nueva Cir, Liguria Ave, Bayano St, Pirates Pt, Anador St, Quinn Ct | $81,000 | $70,000 | $50,000-$75,000 | $126,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $671 |
| Superior Protection Discount | -$71 | $718 |
| Fire & Security Discount | -$63 | $726 |
| Hail Resistant Roof Discount | -$24 | $766 |
| Newly Constructed Home Discount | -$197 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sarasota County | $700 | $1,230 | $1,930 | $894 | $1,594 | $336 |
| Warm Mineral Springs, FL | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Sarasota, FL | $400 | $1,285 | $1,685 | $934 | $1,334 | $351 |
| Burnt Store Marina, FL | $1,000 | $2,409 | $3,409 | $1,750 | $2,750 | $658 |
| The Meadows, FL | $400 | $2,083 | $2,483 | $1,514 | $1,914 | $569 |
| Whitfield, FL | $2,000 | $1,871 | $3,871 | $1,360 | $3,360 | $511 |
| Arcadia East, FL | $100 | $894 | $994 | $650 | $750 | $244 |
| Hardee County, FL | $2,000 | $787 | $2,787 | $572 | $2,572 | $215 |
| Cypress Lake, FL | $200 | $933 | $1,133 | $678 | $878 | $255 |
| Fort Myers Beach, FL | $1,500 | $927 | $2,427 | $674 | $2,174 | $253 |
| San Carlos Park, FL | $500 | $1,027 | $1,527 | $746 | $1,246 | $281 |
| Estero Island, FL | $2,500 | $929 | $3,429 | $675 | $3,175 | $254 |
| Home Insurance Company Warm Mineral Springs, FL | Homeowners Insurance Agency Warm Mineral Springs, FL | Address | Popularity Score | Distance from Warm Mineral Springs (miles) |
|---|---|---|---|---|
| Allstate | Christopher Costello | 4020 N Access Rd Ste 1, Englewood, FL, 34224 | 7.8 | |
| Travelers | Rowley Insurance Agency Inc | 262 S Indiana Ave, Englewood, FL, 34223 | 8.0 | |
| Allstate | Jeremy Henley | 15245 S Tamiami Trl Ste 11, Fort Myers, FL, 33908 | 43.9 | |
| Allstate | Wayne J. King | 651 S Indiana Ave, Englewood, FL, 34223 | 8.3 | |
| Allstate | Mark Hardin | 2559 N Toledo Blade Blvd, North Port, FL, 34289 | 7.5 | |
| Allstate | Dennis Fuller | 822 Pinebrook Rd, Venice, FL, 34285 | 9.8 | |
| State Farm | Bob Fuller | 14904 Tamiami Trl, North Port, FL, 34287-2717 | 3.0 | |
| State Farm | Stanley Dean | 1729 Tamiami Trl S, Venice, FL, 34293-1636 | 9.6 | |
| State Farm | Matt Smith | 1199 N Sumter Blvd, North Port, FL, 34286-8074 | 4.2 | |
| State Farm | Brian Chapman | 2040a Tamiami Trl, Pt Charlotte, FL, 33948-2178 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Sarasota County, FL | $215,300 | $1,245 | $970 | $1,670 | $700 |
| Warm Mineral Springs, FL | $104,900 | $789 | $620 | $1,060 | $440 |
| Sarasota, FL | $228,100 | $1,301 | $1,010 | $1,740 | $730 |
| Burnt Store Marina, FL | $310,600 | $2,438 | $1,900 | $3,270 | $1,370 |
| The Meadows, FL | $256,600 | $2,108 | $1,640 | $2,820 | $1,180 |
| Whitfield, FL | $223,000 | $1,894 | $1,480 | $2,540 | $1,060 |
| Arcadia East, FL | $74,900 | $905 | $710 | $1,210 | $500 |
| Hardee County, FL | $81,200 | $796 | $620 | $1,070 | $450 |
| Cypress Lake, FL | $137,200 | $944 | $740 | $1,270 | $530 |
| Fort Myers Beach, FL | $376,600 | $938 | $730 | $1,260 | $530 |
| San Carlos Park, FL | $157,100 | $1,039 | $810 | $1,390 | $580 |
| Estero Island, FL | $380,400 | $940 | $730 | $1,260 | $530 |