Gavop's guide to buying homeowners insurance in Batesville, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $207,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $181,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $802 |
| Superior Protection Discount | -$84 | $848 |
| Fire & Security Discount | -$65 | $867 |
| Hail Resistant Roof Discount | -$19 | $913 |
| Newly Constructed Home Discount | -$242 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Panola County | $2,000 | $871 | $2,871 | $633 | $2,633 | $238 |
| Batesville, MS | $2,000 | $921 | $2,921 | $669 | $2,669 | $252 |
| Sledge, MS | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Falcon, MS | $100 | $589 | $689 | $428 | $528 | $161 |
| Abbeville, MS | $1,000 | $1,211 | $2,211 | $880 | $1,880 | $331 |
| Tunica, MS | $200 | $1,472 | $1,672 | $1,070 | $1,270 | $402 |
| Grenada, MS | $100 | $891 | $991 | $647 | $747 | $243 |
| DeSoto County, MS | $700 | $1,283 | $1,983 | $932 | $1,632 | $351 |
| Hickory Flat, MS | $100 | $914 | $1,014 | $664 | $764 | $250 |
| Home Insurance Company Batesville, MS | Homeowners Insurance Agency Batesville, MS | Address | Popularity Score | Distance from Batesville (miles) |
|---|---|---|---|---|
| State Farm | Romaro Miller | 7164 Hacks Cross Rd Ste 119, Olive Branch, MS, 38654-3915 | 45.1 | |
| Allstate | William Stevenson Jr | 7164 Hacks Cross Rd Ste 111, Olive Branch, MS, 38654 | 45.1 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 44.3 | |
| State Farm | John Ball Burnett Jr | Court Square, Charleston, MS, 38921-2335 | 23.0 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 44.4 | |
| Allstate | Charles Calhoon | 456 Highway 6 E, Batesville, MS, 38606 | 1.1 | |
| Liberty Mutual Independent | Caldwell & Meacham Insurance | 401 W Main, Senatobia, MS, 38668 | 20.6 | |
| State Farm | Stephanie Morrison | 2485 Goodman Rd W, Horn Lake, MS, 38637-1308 | 44.6 | |
| State Farm | Eric Irmscher | 5293 Getwell Rd Ste B, Southaven, MS, 38672-9608 | 42.5 | |
| State Farm | Ryan T. England | 1055 Church Rd E, Southaven, MS, 38671-9702 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,640 | $810 |
| Panola County, MS | $73,800 | $881 | $640 | $1,240 | $600 |
| Batesville, MS | $134,700 | $932 | $680 | $1,280 | $600 |
| Sledge, MS | $45,500 | $703 | $510 | $970 | $460 |
| Falcon, MS | $32,500 | $596 | $400 | $840 | $440 |
| Abbeville, MS | $120,300 | $1,226 | $850 | $1,680 | $830 |
| Tunica, MS | $167,700 | $1,490 | $1,030 | $2,070 | $1,040 |
| Grenada, MS | $96,200 | $901 | $600 | $1,280 | $680 |
| DeSoto County, MS | $158,600 | $1,299 | $940 | $1,860 | $920 |
| Hickory Flat, MS | $74,700 | $925 | $630 | $1,300 | $670 |