How Can I Make My Oviedo, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Oviedo, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Oviedo, FL Home Insurance Coverage Levels | Back to Top
| Oviedo, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Osceola Bluff Ln, Curryville Rd, Hillstream Rd, Bluejay Ln, Onondago Dr, Gilldrake Ct, Stream View Way, Flanagan Loop, Aspenwood St, Meganser Way | $242,000 | $210,000 | $175,000-$200,000 | $267,500 | $240,000 | $200,000-$250,000 |
| Northwind Ct, Mapimi Ct, Hemmingway Ct, Scrub Oak Trl, Shoal Creek Ct, Smithson Dr, Terra Ln, Canoe Birch Pl, Wrenfield Ln, River Pine Ct | $241,500 | $200,000 | $200,000-$250,000 | $396,000 | $340,000 | $350,000-$400,000 |
| Willoughby Ct, Sweetspire Cir, Hollow Pine Dr, River Run Pt, Fort Christmas Rd, Carolina St, Crystal Cir, S Lake Jessup Ave, N Terrace Dr, N Noel Ct | $344,000 | $290,000 | $300,000-$350,000 | $561,500 | $520,000 | $600,000-$700,000 |
| Turnberry Dr, Norma Ave S, Langford Dr, W State Rd 46, Channel Side Ct, Pineview Dr, Grand Chenier Cove, Butterfly Forest Rd, Brumley Rd, Lake Charm Ct | $266,000 | $250,000 | $300,000-$350,000 | $429,000 | $350,000 | $350,000-$400,000 |
| Mazurka Dr, E Osceola Rd, Live Oak Ave, Catfish Creek Ct, Little Creek Ln, Lakepark Trl, Village Dr, Atrium Ct, Teague Ct, Nesmeth Ct | $122,000 | $110,000 | $100,000-$125,000 | $304,000 | $250,000 | $300,000-$350,000 |
| Green Turtle Ct, Windsail Pl, Happy Horse Pt, Means Ct, Pebble Beach Cir E, Kiwi Ct, Apollo Ct, Geneva Dr, Palamino Trl, Blessings Cove | $201,000 | $190,000 | $150,000-$175,000 | $243,000 | $210,000 | $250,000-$300,000 |
| Mapimi Dr, Green Branch Ct, Whistling Winds Pt, Neile Ct, Puma Trl, Lafayette Ct, Ave A, Cranston St, Shangri la Ln, Sioux Ct | $239,500 | $190,000 | $250,000-$300,000 | $551,000 | $440,000 | $600,000-$700,000 |
| Oak Hollow Ln, E State Rd 46, S Stone St, Burnett St, Willingham Rd, Rustic Oak Pl, Gammage Pt, Village Dr W, Old River Trl, Caribou Ct | $221,500 | $180,000 | $175,000-$200,000 | $472,500 | $410,000 | $400,000-$500,000 |
| Oviedo Grove Cir, End O the Trl, Willa Ct, Ebony Cove, Sabel Oak Pl, Shorewood Landing Ln, Alfonzo Cir, Dyson Dr, Canvasback Trl, Smith St | $195,500 | $170,000 | $200,000-$250,000 | $256,500 | $240,000 | $250,000-$300,000 |
| Stellar Dr, Horseman Dr, Yellow Tail Pl, Patel Pl, Prestwick Ct, Camellia St, Sunnyview Dr, Academy Pl, Hartlepool Ct, Shetland Ave | $285,000 | $250,000 | $200,000-$250,000 | $352,000 | $300,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Oviedo, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$249 | $1,214 |
| Superior Protection Discount | -$146 | $1,316 |
| Fire & Security Discount | -$161 | $1,301 |
| Hail Resistant Roof Discount | -$29 | $1,433 |
| Newly Constructed Home Discount | -$336 | $1,126 |
Choose your Oviedo, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Oviedo, FL | Back to Top
| Home Insurance Company Oviedo, FL | Homeowners Insurance Agency Oviedo, FL | Address | Popularity Score | Distance from Oviedo (miles) |
|---|---|---|---|---|
| State Farm | Jo Barsh | 317 West Rd, Ocoee, FL, 34761-5300 | 26.1 | |
| State Farm | Ian Markowitz | 3140 Howland Blvd Ste 100, Deltona, FL, 32725-2910 | 19.0 | |
| Allstate | Rob Cole | 1327 Winter Springs Blvd, Winter Springs, FL, 32708 | 7.9 | |
| State Farm | Carlos Martinez | 11778 E Colonial Dr Unit 11, Orlando, FL, 32817-4625 | 9.7 | |
| State Farm | Adam Williams | 7250 Red Bug Lake Rd Ste 1016, Oviedo, FL, 32765-9290 | 7.5 | |
| Travelers | All Florida Insurance Of Central Florida | 3228 W Sr 426 Ste 1032 , Oviedo, FL, 32765 | 8.9 | |
| State Farm | Fred Franz | 561 E Mitchell Hmk Rd Ste 100, Oviedo, FL, 32765-5526 | 4.7 | |
| Travelers | All Florida Insurance Of Central Florida | 3228 W Sr 426 Ste 1032, Oviedo, FL, 32765 | 8.9 | |
| Allstate | Mark Norcia | 1400 Hand Ave Ste G, Ormond Beach, FL, 32174 | 39.5 | |
| State Farm | John Psomas | 922 Lake Baldwin Ln Ste A, Orlando, FL, 32814-5900 | 15.0 |
Compare Rates for Oviedo, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Seminole County, FL | $201,900 | $1,424 | $1,110 | $1,910 | $800 |
| Oviedo, FL | $265,900 | $1,462 | $1,140 | $1,960 | $820 |
| Casselberry, FL | $110,400 | $815 | $640 | $1,090 | $450 |
| Mims, FL | $116,300 | $844 | $660 | $1,130 | $470 |
| Forest City, FL | $191,100 | $962 | $750 | $1,290 | $540 |
| Pine Hills, FL | $107,100 | $1,046 | $820 | $1,400 | $580 |
| Orlovista, FL | $82,700 | $806 | $630 | $1,080 | $450 |
| Windermere, FL | $575,100 | $851 | $660 | $1,140 | $480 |
| Astor, FL | $107,000 | $1,124 | $880 | $1,510 | $630 |
| Yalaha, FL | $192,600 | $1,697 | $1,320 | $2,270 | $950 |
| South and East Osceola, FL | $195,900 | $1,718 | $1,340 | $2,300 | $960 |
Research Home Insurance Companies Reviews in Oviedo, FL Before Buying | Back to Top
Share a review on your home insurance company
Assurant Specialty Property Home Insurance Reviews
Date: June 05, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
It seems that the premium I pay is the best available. I shopped around and I pay the best rate that I could find.
Date: November 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have called and emailed them a few times over the course of the years and they were always reliable and knowledgeable. I have no complaints really.
People's Trust Insurance Home Insurance Reviews
Date: March 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have been very satisfied with my insurance company. however, they are very helpful. I have called a few times to inquire on my policy and they are always very friendly and accommodating.
Date: February 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My insurance policy is comparable to other offerings that I quoted at the time. I don't remember them offering anything above and beyond what other carriers offered, but their offerings were adequate for my requirements.
GEICO Home Insurance Reviews
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
THE OFFERING IS GREAT AND PROVIDE A VARIETY OF OPTIONS THAT I REALLY LIKE COMPARED TO OTHER COMPANIES IN THE AREA
Date: January 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Much cheaper for the same coverage I had with State farm or Allstate. I am saving about $600 for full home and auto coverage.
Nationwide Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I haven't filed a current claim but my current policy seems sufficient. My replacement cost for the house is higher than the total purchase of my home by about 25% so it seems worthwhile.
Homeowner's Choice Home Insurance Reviews
Date: November 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
They are responsive and friendly and avaible anytime I call and ask for help.they fixed the mistakes really quickly.