How Can I Make My Miamisburg, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Miamisburg, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Miamisburg, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $135,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $291,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $342,500 | $290,000 | $300,000-$350,000 |
Bundle your Miamisburg, OH Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $612 |
| Home and Two Car | -$113 | $552 |
| Home and Three Car | -$166 | $499 |
Choose the Right Deductible for your Miamisburg, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Miamisburg, OH | $1,000 | $657 | $1,657 | $477 | $1,477 | $180 |
| West Elkton, OH | $400 | $521 | $921 | $378 | $778 | $142 |
| Bath, OH | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Wetherington, OH | $500 | $1,390 | $1,890 | $1,010 | $1,510 | $380 |
| Preble County, OH | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Maineville, OH | $200 | $750 | $950 | $545 | $745 | $205 |
| Midland, OH | $2,000 | $563 | $2,563 | $409 | $2,409 | $154 |
| Union County, IN | $300 | $651 | $951 | $473 | $773 | $178 |
| Delhi Hills, OH | $2,500 | $667 | $3,167 | $485 | $2,985 | $182 |
| Penn, OH | $300 | $706 | $1,006 | $513 | $813 | $193 |
| Villa Hills, KY | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
Identify Top Home Insurance Agents near Miamisburg, OH | Back to Top
| Home Insurance Company Miamisburg, OH | Homeowners Insurance Agency Miamisburg, OH | Address | Popularity Score | Distance from Miamisburg (miles) |
|---|---|---|---|---|
| Erie | Daymont-Souders Insurance Agency Inc. | 7227 Taylorsville Road, Dayton, OH, 45424 | 18.1 | |
| Erie | Patton Insurance Group | 8704 Highmount Dr , Springboro, OH, 45066 | 6.3 | |
| Travelers | Heyward Group Llc | 311 Wayne Ave, Dayton, OH, 45410 | 9.9 | |
| Allstate | Michael Steinke | 664 N Main St, Springboro, OH, 45066 | 4.5 | |
| Allstate | Andy Harmon | 2190 Hewitt Ave, Kettering, OH, 45440 | 7.9 | |
| State Farm | Chuck Shafer | 1840 Lyons Rd, Centerville, OH, 45458-1839 | 3.5 | |
| Nationwide | Larry Toler | 4010 Executive Park Dr, Cincinnati, OH, 45241-4013 | 24.6 | |
| State Farm | Mark Neal | 779 Central Ave, Carlisle, OH, 45005-3318 | 4.3 | |
| State Farm | David Cheatham | Ste A 3987 Hamilton Middletown Rd, Hamilton, OH, 45011-8344 | 18.8 | |
| State Farm | Gregg Glaser | 1413 Plaza Dr, Hamilton, OH, 45013-2141 | 23.8 |
Compare Rates for Miamisburg, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Montgomery County, OH | $112,100 | $637 | $430 | $900 | $470 |
| Miamisburg, OH | $136,400 | $665 | $450 | $940 | $490 |
| West Elkton, OH | $68,800 | $527 | $360 | $720 | $360 |
| Bath, OH | $114,900 | $644 | $470 | $910 | $440 |
| Wetherington, OH | $441,400 | $1,407 | $1,010 | $1,980 | $970 |
| Preble County, OH | $116,900 | $649 | $460 | $900 | $440 |
| Maineville, OH | $158,100 | $759 | $540 | $1,080 | $540 |
| Midland, OH | $81,700 | $570 | $410 | $820 | $410 |
| Union County, IN | $109,900 | $659 | $470 | $910 | $440 |
| Delhi Hills, OH | $141,700 | $675 | $490 | $920 | $430 |
| Penn, OH | $136,600 | $715 | $490 | $990 | $500 |
| Villa Hills, KY | $209,100 | $787 | $540 | $1,090 | $550 |
Research Home Insurance Companies Reviews in Miamisburg, OH Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: October 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
I know my agent by first name and now consider a friend. She has been helpng me and answering my questions for over a decade now.
State Farm Home Insurance Reviews
Date: January 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
My local state farm agent has utilized exceptional customer service. My agent and his team have always quickly responded to every need and issue I have encountered. They have even stayed after hours to assist in issues for me.
Progressive Home Insurance Reviews
Date: March 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I shopped around to many different providers and Progressive had the lowest premiums by quite a lot compare to other companies.