Gavop tells you how to get the best homeowners insurance in Morris County, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $134,500 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $255,500 | $210,000 | $300,000-$350,000 |
| 3 Bedroom | $238,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $505,000 | $430,000 | $400,000-$500,000 |
| 5 Bedroom | $712,000 | $590,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$207 | $1,087 |
| Superior Protection Discount | -$129 | $1,165 |
| Fire & Security Discount | -$129 | $1,165 |
| Hail Resistant Roof Discount | -$26 | $1,268 |
| Newly Constructed Home Discount | -$349 | $945 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $1,000 | $1,279 | $2,279 | $929 | $1,929 | $349 |
| Morris County, NJ | $2,000 | $1,279 | $3,279 | $929 | $2,929 | $349 |
| East Hanover, NJ | $300 | $991 | $1,291 | $720 | $1,020 | $271 |
| Cranford, NJ | $700 | $965 | $1,665 | $701 | $1,401 | $264 |
| Kearny, NJ | $500 | $989 | $1,489 | $718 | $1,218 | $270 |
| Ramsey, NJ | $700 | $988 | $1,688 | $718 | $1,418 | $270 |
| Haworth, NJ | $400 | $2,020 | $2,420 | $1,468 | $1,868 | $552 |
| Edgewater, NJ | $1,000 | $1,824 | $2,824 | $1,325 | $2,325 | $498 |
| East Amwell, NJ | $500 | $1,253 | $1,753 | $910 | $1,410 | $342 |
| Delaware, PA | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
| Sun Valley, PA | $200 | $688 | $888 | $500 | $700 | $188 |
| Lattingtown, NY | $2,000 | $1,026 | $3,026 | $746 | $2,746 | $280 |
| Home Insurance Company Morris County, NJ | Homeowners Insurance Agency Morris County, NJ | Address | Popularity Score | Distance from Morris County (miles) |
|---|---|---|---|---|
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 4.1 | |
| Travelers | Julius A Rose Inc | 611 Broadway, Bayonne, NJ, 7002 | 26.2 | |
| Farmers | Charles Trautman | 58 Maple Ave, Morristown, NJ, 7960 | 5.7 | |
| Farmers | Junior Pierreantoine | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 5.3 | |
| Allstate | Berk Demirbulakli | 706 Rt 15 South St 109, Lake Hopatcong, NJ, 7849 | 7.3 | |
| State Farm | Joe Ciraulo | 15 Commerce Blvd Ste 102, Succasunna, NJ, 07876-1343 | 5.4 | |
| Farmers | Mario Vargas | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 5.3 | |
| Farmers | Diane Gipson | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 5.3 | |
| Farmers | Ruth Blanchard | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 5.3 | |
| Liberty Mutual Independent | E A Boniakowski Agency Inc | 929 N Washington Ave, Green Brook, NJ, 8812 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,490 | $770 |
| Morris County, NJ | $438,100 | $1,294 | $930 | $1,770 | $840 |
| Morris County, NJ | $438,100 | $1,294 | $890 | $1,820 | $930 |
| East Hanover, NJ | $557,500 | $1,003 | $680 | $1,410 | $730 |
| Cranford, NJ | $463,800 | $977 | $660 | $1,380 | $720 |
| Kearny, NJ | $318,700 | $1,001 | $680 | $1,410 | $730 |
| Ramsey, NJ | $555,200 | $1,000 | $690 | $1,390 | $700 |
| Haworth, NJ | $645,500 | $2,045 | $1,490 | $2,880 | $1,390 |
| Edgewater, NJ | $560,000 | $1,846 | $1,350 | $2,570 | $1,220 |
| East Amwell, NJ | $392,800 | $1,268 | $910 | $1,790 | $880 |
| Delaware, PA | $155,700 | $667 | $490 | $950 | $460 |
| Sun Valley, PA | $145,300 | $696 | $500 | $950 | $450 |
| Lattingtown, NY | $1,112,000 | $1,039 | $740 | $1,430 | $690 |