Gavop's guide to buying homeowners insurance in Roger Mills County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $112,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $197,500 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $252,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $787 |
| Superior Protection Discount | -$85 | $863 |
| Fire & Security Discount | -$66 | $882 |
| Hail Resistant Roof Discount | -$19 | $929 |
| Newly Constructed Home Discount | -$256 | $692 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roger Mills County | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Roger Mills County, OK | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Cheyenne, OK | $100 | $1,235 | $1,335 | $898 | $998 | $338 |
| Hammon, OK | $1,000 | $1,032 | $2,032 | $750 | $1,750 | $282 |
| Ellis County, OK | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Northwest Washita, OK | $100 | $1,112 | $1,212 | $808 | $908 | $304 |
| Canadian, TX | $2,000 | $1,613 | $3,613 | $1,172 | $3,172 | $441 |
| Shattuck, OK | $300 | $1,030 | $1,330 | $749 | $1,049 | $282 |
| Higgins, TX | $2,000 | $1,431 | $3,431 | $1,040 | $3,040 | $391 |
| Arapaho, OK | $500 | $1,279 | $1,779 | $930 | $1,430 | $350 |
| Northwest Greer, OK | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Home Insurance Company Roger Mills County, OK | Homeowners Insurance Agency Roger Mills County, OK | Address | Popularity Score | Distance from Roger Mills County (miles) |
|---|---|---|---|---|
| State Farm | Stephenie Collins | 1001 W Gary Blvd, Clinton, OK, 73601-2723 | 45.3 | |
| Farmers | Rickey Squires | 223 N Madison Ave, Elk City, OK, 73644 | 27.9 | |
| Allstate | Brittain & Associates | 301 S 6th St, Clinton, OK, 73601 | 45.7 | |
| Farmers | Joe Bell | 107 Janets Way # 107, Elk City, OK, 73644 | 26.7 | |
| State Farm | Cindy Box | 520 S 30th St, Clinton, OK, 73601-3631 | 44.1 | |
| State Farm | Lisa Prentiss | 303 S 4th Street, Sayre, OK, 73662-2999 | 29.5 | |
| Allstate | Stuart Keffer Schoe | 312 S Main , Shattuck, OK, 73858 | 41.8 | |
| Allstate | Cheyenne Ins Agency | 425 Broadway, Cheyenne, OK, 73628 | 7.7 | |
| State Farm | Lisa Prentiss | 303 S 4th St, Sayre, OK, 73662-2999 | 29.5 | |
| Farmers | Valerie Miller Lutcf | 800 W Gary Blvd, Clinton, OK, 73601 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,100 | $1,100 |
| Roger Mills County, OK | $106,100 | $948 | $640 | $1,300 | $660 |
| Roger Mills County, OK | $106,100 | $948 | $690 | $1,310 | $620 |
| Cheyenne, OK | $95,900 | $1,250 | $890 | $1,790 | $900 |
| Hammon, OK | $72,200 | $1,045 | $750 | $1,470 | $720 |
| Ellis County, OK | $83,700 | $815 | $550 | $1,160 | $610 |
| Northwest Washita, OK | $81,300 | $1,126 | $780 | $1,590 | $810 |
| Canadian, TX | $128,200 | $1,633 | $1,080 | $2,510 | $1,430 |
| Shattuck, OK | $72,000 | $1,043 | $700 | $1,480 | $780 |
| Higgins, TX | $85,300 | $1,448 | $960 | $2,230 | $1,270 |
| Arapaho, OK | $101,300 | $1,295 | $950 | $1,790 | $840 |
| Northwest Greer, OK | $57,500 | $910 | $610 | $1,260 | $650 |