Gavop's guide to buying homeowners insurance in Fort Bend County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $161,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $186,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $259,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $325,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$193 | $1,095 |
| Superior Protection Discount | -$116 | $1,172 |
| Fire & Security Discount | -$103 | $1,185 |
| Hail Resistant Roof Discount | -$26 | $1,262 |
| Newly Constructed Home Discount | -$258 | $1,030 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fort Bend County | $1,000 | $1,272 | $2,272 | $925 | $1,925 | $348 |
| Fort Bend County, TX | $1,000 | $1,272 | $2,272 | $925 | $1,925 | $348 |
| Orchard-Kendleton, TX | $400 | $1,538 | $1,938 | $1,118 | $1,518 | $420 |
| Iago, TX | $1,500 | $1,376 | $2,876 | $1,000 | $2,500 | $376 |
| Rosharon, TX | $400 | $1,337 | $1,737 | $971 | $1,371 | $365 |
| West Columbia, TX | $700 | $1,398 | $2,098 | $1,016 | $1,716 | $382 |
| Brookside Village, TX | $100 | $1,752 | $1,852 | $1,273 | $1,373 | $479 |
| Liverpool, TX | $2,500 | $1,427 | $3,927 | $1,037 | $3,537 | $390 |
| Eagle Lake, TX | $300 | $1,364 | $1,664 | $992 | $1,292 | $373 |
| Galena Park, TX | $700 | $950 | $1,650 | $691 | $1,391 | $260 |
| Hempstead, TX | $100 | $957 | $1,057 | $695 | $795 | $261 |
| La Marque, TX | $1,000 | $953 | $1,953 | $693 | $1,693 | $261 |
| Home Insurance Company Fort Bend County, TX | Homeowners Insurance Agency Fort Bend County, TX | Address | Popularity Score | Distance from Fort Bend County (miles) |
|---|---|---|---|---|
| State Farm | Polo Garcia | 19875 Southwest Fwy Ste 205, Sugar Land, TX, 77479-3502 | 5.8 | |
| Allstate | Jeff Hermes | 1650 Highway 6 Ste 180, Sugar Land, TX, 77478 | 10.0 | |
| State Farm | Lisa Reyes-Mccurry | 20501 Katy Fwy Ste 130, Katy, TX, 77450-1940 | 18.0 | |
| State Farm | John Bowers | 1650 Highway 6 Ste 450, Sugar Land, TX, 77478-4928 | 10.0 | |
| State Farm | Steve Yang | 12705 S Kirkwood Rd Ste 213, Stafford, TX, 77477-3813 | 13.7 | |
| State Farm | Robin Haynes | 8190 Barker Cypress Rd Ste 700, Cypress, TX, 77433-2280 | 26.0 | |
| Allstate | Ray Rosales | 7830 W Grand Pkwy S Ste 250, Richmond, TX, 77406 | 9.6 | |
| Travelers | The Oconnor Agency | 1500 S Dairy Ashord Ste 106, Houston, TX, 77077 | 18.5 | |
| State Farm | Sam Ewing | 5615 Kirby Dr Ste 800, Houston, TX, 77005-2451 | 25.1 | |
| State Farm | Joseph Andrade | 3020 N Fry Rd, Katy, TX, 77449-6240 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Fort Bend County, TX | $233,300 | $1,288 | $850 | $1,980 | $1,130 |
| Fort Bend County, TX | $233,300 | $1,288 | $850 | $1,980 | $1,130 |
| Orchard-Kendleton, TX | $108,700 | $1,557 | $1,030 | $2,400 | $1,370 |
| Iago, TX | $75,000 | $1,393 | $920 | $2,150 | $1,230 |
| Rosharon, TX | $68,000 | $1,353 | $890 | $2,080 | $1,190 |
| West Columbia, TX | $79,000 | $1,415 | $930 | $2,180 | $1,250 |
| Brookside Village, TX | $174,600 | $1,773 | $1,170 | $2,730 | $1,560 |
| Liverpool, TX | $84,400 | $1,444 | $950 | $2,220 | $1,270 |
| Eagle Lake, TX | $72,800 | $1,381 | $910 | $2,130 | $1,220 |
| Galena Park, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Hempstead, TX | $147,600 | $968 | $640 | $1,490 | $850 |
| La Marque, TX | $97,500 | $965 | $640 | $1,490 | $850 |