How Can I Make My Fort Bend County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Fort Bend County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Fort Bend County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $66,000 $60,000 $50,000-$75,000
2 Bedroom $161,500 $130,000 $125,000-$150,000
3 Bedroom $186,500 $170,000 $175,000-$200,000
4 Bedroom $259,500 $220,000 $200,000-$250,000
5 Bedroom $325,500 $280,000 $300,000-$350,000

Choose the Best Fort Bend County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $600
Full Time Job 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $980
Unemployed 800-850 Credit Score No Income 3 Pets, Non-Smoker $1,220

Choose the Right Deductible for your Fort Bend County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $470 $570 $400 $500 $70
Fort Bend County, TX $1,000 $700 $1,200 $560 $1,560 $-360
Fort Bend County, TX $1,000 $700 $1,200 $590 $1,590 $-390
Orchard-Kendleton, TX $400 $500 $900 $400 $800 $100
Iago, TX $1,500 $170 $670 $140 $1,640 $-970
Rosharon, TX $400 $370 $770 $300 $700 $70
West Columbia, TX $700 $370 $870 $310 $1,010 $-140
Brookside Village, TX $100 $680 $780 $570 $670 $110
Liverpool, TX $2,500 $420 $920 $340 $2,840 $-1,920
Eagle Lake, TX $300 $310 $610 $270 $570 $40
Galena Park, TX $700 $290 $790 $260 $960 $-170
Hempstead, TX $100 $620 $720 $520 $620 $100
La Marque, TX $1,000 $360 $860 $310 $1,310 $-450

Identify Top Home Insurance Agents near Fort Bend County, TX | Back to Top

Home Insurance Company Fort Bend County, TX Homeowners Insurance Agency Fort Bend County, TX Address Popularity Score Distance from Fort Bend County (miles)
State Farm Polo Garcia 19875 Southwest Fwy Ste 205, Sugar Land, TX, 77479-3502
5.8
Allstate Jeff Hermes 1650 Highway 6 Ste 180, Sugar Land, TX, 77478
10.0
State Farm Lisa Reyes-Mccurry 20501 Katy Fwy Ste 130, Katy, TX, 77450-1940
18.0
State Farm John Bowers 1650 Highway 6 Ste 450, Sugar Land, TX, 77478-4928
10.0
State Farm Steve Yang 12705 S Kirkwood Rd Ste 213, Stafford, TX, 77477-3813
13.7
State Farm Robin Haynes 8190 Barker Cypress Rd Ste 700, Cypress, TX, 77433-2280
26.0
Allstate Ray Rosales 7830 W Grand Pkwy S Ste 250, Richmond, TX, 77406
9.6
Travelers The Oconnor Agency 1500 S Dairy Ashord Ste 106, Houston, TX, 77077
18.5
State Farm Sam Ewing 5615 Kirby Dr Ste 800, Houston, TX, 77005-2451
25.1
State Farm Joseph Andrade 3020 N Fry Rd, Katy, TX, 77449-6240
19.9

Compare Rates for Fort Bend County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Fort Bend County, TX $179,800 $970 $640 $1,490 $850
Fort Bend County, TX $179,800 $790 $520 $1,220 $700
Orchard-Kendleton, TX $106,800 $520 $340 $800 $460
Iago, TX $34,000 $170 $110 $260 $150
Rosharon, TX $85,900 $410 $270 $630 $360
West Columbia, TX $87,500 $360 $240 $550 $310
Brookside Village, TX $152,000 $640 $420 $990 $570
Liverpool, TX $92,500 $440 $290 $680 $390
Eagle Lake, TX $64,600 $340 $220 $520 $300
Galena Park, TX $72,600 $420 $280 $650 $370
Hempstead, TX $120,300 $570 $380 $880 $500
La Marque, TX $85,300 $480 $320 $740 $420

9 Ways to Get Discounts on Homeowners Insurance in Fort Bend County, TX

What Makes Your Fort Bend County, TX Home Insurance Cheap or Expensive