Gavop's guide to buying homeowners insurance in Desloge, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Desloge, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fish Pond Dr, Unid Goose Lake 2, Algonquin Dr, N Trailwood St, Old Saint Louis Rd, E Evergreen, Carver Rd, Brickey Rd, N Park St, Centerline Dr | $110,500 | $100,000 | $75,000-$100,000 | $115,000 | $90,000 | $125,000-$150,000 |
| Sports Cpmplex Rd, Darrells Cole Dr, Hillview Dr, Spring Hollow Rd, Meridith Dr, Lakeshore Dr, Hwy K, Kane Ln, Coolidge St, Willett Rd | $76,000 | $70,000 | $75,000-$100,000 | $165,000 | $140,000 | $175,000-$200,000 |
| E South St, Riverview Ct, S Kirby Ave, Hwy C, Flemings St, Pecan Orchard Rd, Stormy Ln, Shawnee Dr, Conway Rd, Eagle Ln | $51,500 | $50,000 | $25,000-$50,000 | $108,500 | $90,000 | $100,000-$125,000 |
| McKee St, Westover Rd, Cedar Springs Ln, State Hwy 8, Fairview Ln, Old Timber Dr, Farmer Rd, Turley Rd, Pawnee Dr, Rhodes St | $107,500 | $100,000 | $100,000-$125,000 | $192,000 | $160,000 | $150,000-$175,000 |
| Newton St, Estes St, Wren Dr, Jackson Ave, Rivercrest Dr, Dogwood Ct, Crow Ln, Vo-Tec Rd, Bobwhite Ln, Plattin Creek Rd | $96,500 | $80,000 | $75,000-$100,000 | $154,500 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $714 |
| Home and Two Car | -$133 | $651 |
| Home and Three Car | -$196 | $588 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Francois County | $1,000 | $930 | $1,930 | $675 | $1,675 | $254 |
| Desloge, MO | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| Caledonia, MO | $500 | $837 | $1,337 | $608 | $1,108 | $229 |
| Big River, MO | $1,500 | $900 | $2,400 | $654 | $2,154 | $246 |
| St. Mary, MO | $100 | $832 | $932 | $605 | $705 | $227 |
| Byrnes Mill, MO | $400 | $1,202 | $1,602 | $874 | $1,274 | $329 |
| Crooked Creek, MO | $1,000 | $854 | $1,854 | $620 | $1,620 | $233 |
| Lemay, MO | $500 | $962 | $1,462 | $699 | $1,199 | $263 |
| Union, MO | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Marissa, IL | $500 | $570 | $1,070 | $414 | $914 | $156 |
| Home Insurance Company Desloge, MO | Homeowners Insurance Agency Desloge, MO | Address | Popularity Score | Distance from Desloge (miles) |
|---|---|---|---|---|
| Travelers | Siebert Insurance Agency | 520 Gravois Rd, Fenton, MO, 63026 | 44.2 | |
| Travelers | Midtown Insurance Group | 12166 Old Big Bend Ste 210, Kirkwood, MO, 63122 | 48.1 | |
| Allstate | Steven Misuraca | 516 Meramec Station Rd, Valley Park, MO, 63088 | 47.1 | |
| Travelers | Independent Brokers Agency | 8714 Gravois, St Louis, MO, 63123 | 48.4 | |
| Allstate | Lisa M. Clemente | 110a Holloway Rd, Ballwin, MO, 63011 | 49.7 | |
| Farmers | Brian Hermann | 120 N Central Ave, Eureka, MO, 63025 | 43.8 | |
| State Farm | Tom Wehde | 14540 Manchester Rd, Manchester, MO, 63011-3959 | 49.5 | |
| Allstate | Timothy Underwood | 536 Old Smizer Mill Rd, Fenton, MO, 63026 | 44.3 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 44.5 | |
| State Farm | Scott Brase | 1500 Professional Dr, Imperial, MO, 63052-3866 | 34.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,540 | $760 |
| St. Francois County, MO | $110,200 | $941 | $650 | $1,340 | $690 |
| Desloge, MO | $96,500 | $785 | $560 | $1,110 | $550 |
| Caledonia, MO | $73,800 | $847 | $600 | $1,210 | $610 |
| Big River, MO | $145,400 | $911 | $620 | $1,300 | $680 |
| St. Mary, MO | $72,600 | $842 | $610 | $1,200 | $590 |
| Byrnes Mill, MO | $200,900 | $1,217 | $880 | $1,670 | $790 |
| Crooked Creek, MO | $78,000 | $864 | $580 | $1,220 | $640 |
| Lemay, MO | $120,700 | $973 | $650 | $1,370 | $720 |
| Union, MO | $162,000 | $801 | $570 | $1,110 | $540 |
| Marissa, IL | $79,900 | $577 | $390 | $800 | $410 |