Gavop shows you how to buy homeowners insurance in Golden Gate, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $90,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $209,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $259,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $197,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $861 |
| Superior Protection Discount | -$101 | $912 |
| Fire & Security Discount | -$71 | $943 |
| Hail Resistant Roof Discount | -$20 | $993 |
| Newly Constructed Home Discount | -$223 | $790 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collier County | $2,000 | $1,463 | $3,463 | $1,063 | $3,063 | $400 |
| Golden Gate, FL | $2,500 | $1,001 | $3,501 | $728 | $3,228 | $274 |
| Verona Walk, FL | $400 | $2,682 | $3,082 | $1,949 | $2,349 | $733 |
| Pelican Bay, FL | $700 | $926 | $1,626 | $673 | $1,373 | $253 |
| Immokalee, FL | $100 | $1,479 | $1,579 | $1,075 | $1,175 | $404 |
| Villas, FL | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Gateway, FL | $300 | $1,173 | $1,473 | $852 | $1,152 | $321 |
| Everglades, FL | $2,000 | $993 | $2,993 | $722 | $2,722 | $271 |
| Clewiston, FL | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Pioneer, FL | $200 | $1,142 | $1,342 | $830 | $1,030 | $312 |
| Punta Gorda, FL | $2,500 | $1,230 | $3,730 | $894 | $3,394 | $336 |
| Home Insurance Company Golden Gate, FL | Homeowners Insurance Agency Golden Gate, FL | Address | Popularity Score | Distance from Golden Gate (miles) |
|---|---|---|---|---|
| Travelers | Al Deleon & Associates Inc | 4060 Tamiami Trail N Ste 5, Naples, FL, 34103 | 6.0 | |
| Travelers | Prestige Insurance Consultants Inc | 5020 Tamiami Trail N Ste 106, Naples, FL, 34103 | 6.2 | |
| Allstate | Dan Herrington | 80 Goodlette Rd S, Naples, FL, 34102 | 6.0 | |
| Travelers | Kast Insurance | 2950 Immokalee Rd Suite 4, Naples, FL, 34110 | 7.2 | |
| Allstate | Suntrust Agency Inc. | 3825 Beck Blvd Ste 704, Naples, FL, 34114 | 2.4 | |
| Travelers | Proactive Insurance Management Llc | 5633 Strand Blvd #318 , Naples, FL, 34110 | 6.9 | |
| Travelers | William Holzinger Insurance | 3825 Beck Blvd Ste 702, Naples, FL, 34114 | 2.4 | |
| Travelers | Fhc Insurance | 9655 Tamiami Trail N Ste 203, Naples, FL, 34108 | 8.0 | |
| Allstate | Ted Todd | 2481 Del Prado Blvd N Ste 117, Cape Coral, FL, 33909 | 38.3 | |
| State Farm | Scott Hansen | 2930 Immokalee Rd Ste 1, Naples, FL, 34110-1408 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Collier County, FL | $316,200 | $1,481 | $1,150 | $1,980 | $830 |
| Golden Gate, FL | $180,800 | $1,013 | $790 | $1,360 | $570 |
| Verona Walk, FL | $358,600 | $2,715 | $2,120 | $3,640 | $1,520 |
| Pelican Bay, FL | $852,300 | $937 | $730 | $1,260 | $530 |
| Immokalee, FL | $274,300 | $1,497 | $1,170 | $2,010 | $840 |
| Villas, FL | $140,300 | $959 | $750 | $1,290 | $540 |
| Gateway, FL | $289,800 | $1,187 | $930 | $1,590 | $660 |
| Everglades, FL | $215,200 | $1,005 | $780 | $1,350 | $570 |
| Clewiston, FL | $72,400 | $746 | $580 | $1,000 | $420 |
| Pioneer, FL | $111,700 | $1,156 | $900 | $1,550 | $650 |
| Punta Gorda, FL | $215,400 | $1,245 | $970 | $1,670 | $700 |