Gavop's guide to buying homeowners insurance in Lenawee County, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $180,000 | $160,000 | $125,000-$150,000 |
| 4 Bedroom | $287,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $271,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $633 |
| Superior Protection Discount | -$74 | $663 |
| Fire & Security Discount | -$81 | $655 |
| Hail Resistant Roof Discount | -$22 | $714 |
| Newly Constructed Home Discount | -$191 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lenawee County | $1,000 | $727 | $1,727 | $529 | $1,529 | $199 |
| Lenawee County, MI | $1,500 | $727 | $2,227 | $529 | $2,029 | $199 |
| Sylvan, MI | $400 | $913 | $1,313 | $663 | $1,063 | $249 |
| Summit, MI | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Ann Arbor, MI | $1,500 | $925 | $2,425 | $672 | $2,172 | $253 |
| Blackman charter, MI | $500 | $659 | $1,159 | $479 | $979 | $180 |
| Harbor View, OH | $2,000 | $525 | $2,525 | $381 | $2,381 | $143 |
| Putnam, MI | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Tompkins, MI | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Ingham, MI | $100 | $794 | $894 | $577 | $677 | $217 |
| Girard, MI | $2,500 | $779 | $3,279 | $566 | $3,066 | $213 |
| Home Insurance Company Lenawee County, MI | Homeowners Insurance Agency Lenawee County, MI | Address | Popularity Score | Distance from Lenawee County (miles) |
|---|---|---|---|---|
| Allstate | Bill Jones | 32667 Ford Rd, Garden City, MI, 48135 | 46.7 | |
| Allstate | Sean Terry | 29444 Joy Rd, Livonia, MI, 48150 | 49.2 | |
| State Farm | Ryan Wagner | 11770 Newburgh Rd, Livonia, MI, 48150-1061 | 46.9 | |
| Allstate | Joseph Pacut | 21134 Ecorse Rd, Taylor, MI, 48180 | 49.1 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 45.4 | |
| State Farm | Frank Sutika | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 49.5 | |
| Allstate | Leandra Champnella | 24234 Michigan Ave, Dearborn, MI, 48124 | 49.4 | |
| Farmers | Kenneth Wesa | 42193 Ann Arbor Rd E, Plymouth, MI, 48170 | 44.7 | |
| State Farm | Lisa Lindbloom | 29510 Ford Rd, Garden City, MI, 48135-2318 | 48.0 | |
| State Farm | Chris Muzzy | 2045 S Custer Rd, Monroe, MI, 48161-1830 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,090 | $570 |
| Lenawee County, MI | $124,900 | $736 | $510 | $1,010 | $500 |
| Lenawee County, MI | $124,900 | $736 | $510 | $1,050 | $540 |
| Sylvan, MI | $243,700 | $924 | $630 | $1,310 | $680 |
| Summit, MI | $121,600 | $701 | $470 | $990 | $520 |
| Ann Arbor, MI | $271,600 | $936 | $670 | $1,300 | $630 |
| Blackman charter, MI | $98,000 | $667 | $470 | $930 | $460 |
| Harbor View, OH | $70,000 | $531 | $370 | $760 | $390 |
| Putnam, MI | $193,100 | $714 | $480 | $990 | $510 |
| Tompkins, MI | $135,500 | $774 | $530 | $1,100 | $570 |
| Ingham, MI | $157,900 | $804 | $540 | $1,100 | $560 |
| Girard, MI | $145,500 | $788 | $540 | $1,090 | $550 |