Gavop shows you how to buy homeowners insurance in Laguna Woods, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Laguna Woods, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sparrow Hill Ln, Catania, Cll de la Plata, Palermo, Collingwood, Giotto, Cmt Tecate, W Pso del Lago, Cremona, Monte Hermosa | $260,000 | $240,000 | $250,000-$300,000 | $292,000 | $260,000 | $250,000-$300,000 |
| Torino, Chickadee Ln, Padova, Cherrywood, Via Buena Vis, Cmt Viento, Ronda del Rossmoor, Santa Maria Ave, Night Heron Ln, Via Mariposa E | $187,000 | $150,000 | $150,000-$175,000 | $332,500 | $310,000 | $250,000-$300,000 |
| Grandbriar, Bahia Blanca E, Briar Creek Ln, Hubble, Genova, Via Puerta, Ave Carmel, San Tropez Ct, Southhampton Ct, Fulmar Ln | $238,500 | $200,000 | $200,000-$250,000 | $441,000 | $400,000 | $400,000-$500,000 |
| Calzado, Lindengrove, Flintstone, Monte Hermoso, Brazo, Bianco, Ave Copete, Ramblewood, Verona, Via San Rafael | $239,500 | $190,000 | $250,000-$300,000 | $420,500 | $390,000 | $350,000-$400,000 |
| Songbird Ln, Cmt Tasquillo, Carriage Hill Ln, Treviso, Jasmine Creek Ln, Spoonbill Dr, Donatello, Woodswallow Ln, Skygate, Plaza Pointe Dr | $380,000 | $340,000 | $300,000-$350,000 | $540,000 | $500,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $571 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$46 | $618 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$193 | $471 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Laguna Woods, CA | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Stanton, CA | $200 | $856 | $1,056 | $622 | $822 | $234 |
| La Habra, CA | $700 | $1,301 | $2,001 | $945 | $1,645 | $356 |
| La Mirada, CA | $200 | $1,330 | $1,530 | $967 | $1,167 | $364 |
| Pico Rivera, CA | $1,500 | $966 | $2,466 | $702 | $2,202 | $264 |
| South San Gabriel, CA | $200 | $1,372 | $1,572 | $997 | $1,197 | $375 |
| Glendora, CA | $1,500 | $1,375 | $2,875 | $999 | $2,499 | $376 |
| Fontana, CA | $400 | $819 | $1,219 | $595 | $995 | $224 |
| Avalon, CA | $1,000 | $1,857 | $2,857 | $1,350 | $2,350 | $508 |
| Bradbury, CA | $400 | $558 | $958 | $406 | $806 | $153 |
| South Bay Cities, CA | $1,000 | $1,315 | $2,315 | $956 | $1,956 | $359 |
| Home Insurance Company Laguna Woods, CA | Homeowners Insurance Agency Laguna Woods, CA | Address | Popularity Score | Distance from Laguna Woods (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Rich | 23161 Mill Creek Dr Ste 100, Laguna Hills, CA, 92653 | 1.3 | |
| State Farm | Paul Hernandez | 12214 La Mirada Blvd, La Mirada, CA, 90638-1306 | 26.9 | |
| Travelers | Kcal Insurance Agency | 2048 S Hacienda Blvd, Hacienda Heights, CA, 91745 | 30.1 | |
| Travelers | Stratum Insurance Agency Llc | 18818 Teller Ave Ste 140, Irvine, CA, 92612 | 8.3 | |
| Travelers | Sun Coast General Insurance Agency Inc | 23042 Mill Creek Dr, Laguna Hills, CA, 92653 | 1.4 | |
| State Farm | Tom Romano | 1226 E Main St, Alhambra, CA, 91801-4113 | 40.5 | |
| Liberty Mutual Independent | Wood Gutmann & Bogart Insurance Brokers | 15901 Red Hill Ave Ste 100, Tustin, CA, 92780 | 9.5 | |
| Farmers | Michael Rey | 27130 Paseo Espada Ste B523, San Juan Capistrano, CA, 92675 | 8.5 | |
| Allstate | Jason Jang | 903 Crenshaw Blvd Ste 204, Los Angeles, CA, 90019 | 46.0 | |
| Travelers | Clarke Marine Insurance Agency | 245 Fischer Ave Ste D-8, Costa Mesa, CA, 92626 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Laguna Woods, CA | $246,600 | $664 | $490 | $900 | $410 |
| Stanton, CA | $339,000 | $866 | $640 | $1,180 | $540 |
| La Habra, CA | $473,200 | $1,317 | $970 | $1,790 | $820 |
| La Mirada, CA | $478,400 | $1,346 | $1,000 | $1,830 | $830 |
| Pico Rivera, CA | $380,200 | $977 | $720 | $1,330 | $610 |
| South San Gabriel, CA | $461,000 | $1,389 | $1,030 | $1,890 | $860 |
| Glendora, CA | $517,100 | $1,391 | $1,030 | $1,890 | $860 |
| Fontana, CA | $323,300 | $829 | $610 | $1,130 | $520 |
| Avalon, CA | $661,500 | $1,880 | $1,390 | $2,560 | $1,170 |
| Bradbury, CA | $1,687,500 | $565 | $420 | $770 | $350 |
| South Bay Cities, CA | $979,700 | $1,331 | $990 | $1,810 | $820 |