Gavop's guide to buying homeowners insurance in Brighton, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brighton, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glenfield Dr, McIntyre Dr, McKenney Dr, Livermore Dr, Doe Dr, Nicholas Dr, Maple Dr, Sycamore St, Ellie Dr, Mackall Dr | $126,500 | $110,000 | $100,000-$125,000 | $212,000 | $190,000 | $200,000-$250,000 |
| Kerr Dr, Dutch Ridge Rd, Grove Rd, McDevitt Rd, Hall Rd, Mason Ln, Morrow Ln, Duncan Cir, May Rd, Ericson Cir | $143,500 | $130,000 | $125,000-$150,000 | $184,000 | $160,000 | $200,000-$250,000 |
| Barrett Dr, Midway Dr, Wishart Dr, Anderson Dr, Orchard Dr, Yost Dr, Todd Rd, Lawrence Dr, Hill Dr, Colvin Rd | $171,000 | $160,000 | $150,000-$175,000 | $290,000 | $260,000 | $250,000-$300,000 |
| Crandon Cir, Grange Rd, Logan Dr, Achortown Rd, Barclay Hill Rd, Pine Meadow Ln, Bradys Ridge Rd, Pinkerton Dr, Ornida Dr, Center Dr | $200,000 | $170,000 | $200,000-$250,000 | $225,500 | $200,000 | $200,000-$250,000 |
| Terrace Ave, Magnolia Dr, Sebring Rd, Allen Dr, Fletcher Rd, Wheatfield Dr, Dutch Ridge Rd, Dappenbrook Dr, Grandvue Dr, Oak Grove Rd | $144,000 | $130,000 | $100,000-$125,000 | $248,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $527 |
| Superior Protection Discount | -$58 | $585 |
| Fire & Security Discount | -$58 | $585 |
| Hail Resistant Roof Discount | -$19 | $623 |
| Newly Constructed Home Discount | -$148 | $495 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaver County | $2,500 | $634 | $3,134 | $461 | $2,961 | $173 |
| Brighton, PA | $2,500 | $635 | $3,135 | $461 | $2,961 | $174 |
| Rochester, PA | $500 | $523 | $1,023 | $380 | $880 | $143 |
| Baldwin, PA | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Rankin, PA | $300 | $428 | $728 | $311 | $611 | $117 |
| Brackenridge, PA | $2,000 | $515 | $2,515 | $374 | $2,374 | $141 |
| Turtle Creek, PA | $300 | $474 | $774 | $345 | $645 | $130 |
| West Elizabeth, PA | $2,500 | $478 | $2,978 | $348 | $2,848 | $131 |
| Donegal, PA | $300 | $678 | $978 | $493 | $793 | $185 |
| Bruin, PA | $2,000 | $558 | $2,558 | $406 | $2,406 | $153 |
| Valley Grove, WV | $400 | $608 | $1,008 | $442 | $842 | $166 |
| Reynolds Heights, PA | $700 | $567 | $1,267 | $412 | $1,112 | $155 |
| Home Insurance Company Brighton, PA | Homeowners Insurance Agency Brighton, PA | Address | Popularity Score | Distance from Brighton (miles) |
|---|---|---|---|---|
| State Farm | Danielle Howard | 1500 Ardmore Blvd Ste 403, Pittsburgh, PA, 15221-4468 | 32.9 | |
| Travelers | Luckey Agency Inc | 362 Third St, Beaver, PA, 15009 | 4.2 | |
| Farmers | Rebecca Miller | 1206 Pennsylvania Ave, Monaca, PA, 15061 | 5.6 | |
| Nationwide | Swenson Insurance Inc | 234 Shady Avenue, Pittsburgh, PA, 15206-4316 | 29.4 | |
| Travelers | Driscoll Insurance And Financial Services Inc | 2738 South Park Rd, Bethel Park, PA, 15102 | 31.7 | |
| Erie | Peterson Insurance Associates Inc | 799 Virginia Avenue, Rochester, PA, 15074 | 4.9 | |
| State Farm | Bo Pierce | 6518 Route 22 Ste 462, Delmont, PA, 15626-2410 | 47.1 | |
| Farmers | Cheryl Portonova | 801 Midland Ave, Midland, PA, 15059 | 5.9 | |
| Allstate | Independent Associates Of Pa | 1252 W Sunbury Rd Po Box 250, West Sunbury, PA, 16061 | 32.7 | |
| Farmers | Paul Mabin | 201 State St, Baden, PA, 15005 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,060 | $520 |
| Beaver County, PA | $129,200 | $642 | $460 | $890 | $430 |
| Brighton, PA | $181,200 | $643 | $460 | $910 | $450 |
| Rochester, PA | $75,600 | $529 | $380 | $720 | $340 |
| Baldwin, PA | $125,400 | $608 | $420 | $860 | $440 |
| Rankin, PA | $45,100 | $433 | $290 | $600 | $310 |
| Brackenridge, PA | $72,700 | $521 | $380 | $720 | $340 |
| Turtle Creek, PA | $59,200 | $480 | $330 | $680 | $350 |
| West Elizabeth, PA | $60,600 | $484 | $330 | $690 | $360 |
| Donegal, PA | $140,400 | $686 | $490 | $970 | $480 |
| Bruin, PA | $88,600 | $565 | $380 | $800 | $420 |
| Valley Grove, WV | $80,900 | $615 | $440 | $850 | $410 |
| Reynolds Heights, PA | $92,000 | $574 | $400 | $800 | $400 |