Gavop's guide to buying homeowners insurance in McKees Rocks, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $73,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 4 Bedroom | $146,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $200,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $592 |
| Superior Protection Discount | -$64 | $649 |
| Fire & Security Discount | -$50 | $663 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$185 | $528 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegheny County | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| McKees Rocks, PA | $1,500 | $705 | $2,205 | $512 | $2,012 | $193 |
| Thornburg, PA | $200 | $991 | $1,191 | $720 | $920 | $271 |
| Ross, PA | $2,000 | $677 | $2,677 | $492 | $2,492 | $185 |
| McDonald, PA | $300 | $622 | $922 | $452 | $752 | $170 |
| Penn Hills, PA | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Jefferson, PA | $300 | $651 | $951 | $473 | $773 | $178 |
| Weirton, WV | $2,000 | $601 | $2,601 | $437 | $2,437 | $164 |
| Bethany, WV | $700 | $743 | $1,443 | $540 | $1,240 | $203 |
| Armstrong County, PA | $100 | $814 | $914 | $592 | $692 | $222 |
| Shadyside, OH | $1,000 | $596 | $1,596 | $433 | $1,433 | $163 |
| Home Insurance Company McKees Rocks, PA | Homeowners Insurance Agency McKees Rocks, PA | Address | Popularity Score | Distance from McKees Rocks (miles) |
|---|---|---|---|---|
| Nationwide | Swenson Insurance Inc | 234 Shady Avenue, Pittsburgh, PA, 15206-4316 | 7.5 | |
| Nationwide | Curotola Insurance Group Inc | 238 Moon Clinton Road, Moon Township, PA, 15108 | 9.1 | |
| Nationwide | Paul Insurance Agency Llc | 100 Broughton Rd, Bethel Park, PA, 15102 | 8.8 | |
| Travelers | Gallina And Sons | 1269 Washington Pike Collier Twp Office, Bridgeville, PA, 15017 | 6.8 | |
| State Farm | Dave Schneider | 100 Forbes Ave Ste 110, Pittsburgh, PA, 15222 | 3.7 | |
| Allstate | Aaron Buhl | 100 Allegheny Dr Ste 203, Warrendale, PA, 15086 | 13.7 | |
| State Farm | Joy Capozzi | 3111 Banksville Road, Pittsburgh, PA, 15216-2756 | 4.9 | |
| Nationwide | John J Laquatra | 191 Beall Dr, Pittsburgh, PA, 15236-2119 | 9.4 | |
| State Farm | Tad Paterra | 984 Greentree Rd, Pittsburgh, PA, 15220-3246 | 3.6 | |
| State Farm | Don Panigall | 6031 Saltsburg Rd, Verona, PA, 15147-3315 | 12.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,020 | $520 |
| Allegheny County, PA | $140,600 | $665 | $450 | $920 | $470 |
| McKees Rocks, PA | $39,600 | $713 | $490 | $1,010 | $520 |
| Thornburg, PA | $300,700 | $1,003 | $670 | $1,410 | $740 |
| Ross, PA | $166,200 | $685 | $490 | $980 | $490 |
| McDonald, PA | $114,500 | $630 | $430 | $890 | $460 |
| Penn Hills, PA | $89,800 | $824 | $550 | $1,140 | $590 |
| Jefferson, PA | $192,300 | $659 | $450 | $930 | $480 |
| Weirton, WV | $91,500 | $608 | $410 | $850 | $440 |
| Bethany, WV | $121,700 | $752 | $520 | $1,080 | $560 |
| Armstrong County, PA | $98,600 | $824 | $550 | $1,150 | $600 |
| Shadyside, OH | $92,500 | $603 | $410 | $860 | $450 |