Gavop tells you how to get the best homeowners insurance in Ayer, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $233,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $262,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $417,500 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $482,500 | $440,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $735 |
| Superior Protection Discount | -$85 | $769 |
| Fire & Security Discount | -$77 | $778 |
| Hail Resistant Roof Discount | -$26 | $829 |
| Newly Constructed Home Discount | -$171 | $684 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,295 | $2,295 | $941 | $1,941 | $354 |
| Ayer, MA | $1,000 | $844 | $1,844 | $614 | $1,614 | $231 |
| Framingham, MA | $1,500 | $1,326 | $2,826 | $963 | $2,463 | $362 |
| Woburn, MA | $100 | $1,426 | $1,526 | $1,037 | $1,137 | $390 |
| Winchendon, MA | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| Templeton, MA | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Millville, MA | $1,000 | $1,196 | $2,196 | $869 | $1,869 | $327 |
| Cumberland Hill, RI | $100 | $943 | $1,043 | $686 | $786 | $258 |
| Salisbury, MA | $1,500 | $938 | $2,438 | $682 | $2,182 | $256 |
| Hingham, MA | $200 | $1,024 | $1,224 | $744 | $944 | $280 |
| Brockton, MA | $2,500 | $985 | $3,485 | $716 | $3,216 | $269 |
| Home Insurance Company Ayer, MA | Homeowners Insurance Agency Ayer, MA | Address | Popularity Score | Distance from Ayer (miles) |
|---|---|---|---|---|
| Travelers | Nrt Insurance Agency Inc | 1601 Trapelo Rd Suite 24, Waltham, MA, 2451 | 18.9 | |
| Travelers | Stanton Insurance Agency Inc | 230 2nd Ave, Waltham, MA, 2451 | 19.8 | |
| Travelers | Bair Insurance | 6 Main Street, Charlton, MA, 1507 | 35.7 | |
| Travelers | Parent Prakop & Assoc Ins Agy | 733 Washington Street, Stoughton, MA, 2072 | 38.6 | |
| Liberty Mutual Independent | Westford Insurance Agency, Inc. | 224 Littleton Rd, Westford, MA, 1886 | 7.3 | |
| Travelers | Sartori Ins Agency Inc | 76 Bedford St Ste 37, Lexington, MA, 2420 | 18.9 | |
| Travelers | Anderson-Bagley & Mayo Insurance Agency Inc | 44 Main Street, Leominster, MA, 1453 | 9.7 | |
| Liberty Mutual Independent | Macdonald & Vaccaro | 9 Bedford St, Burlington, MA, 1803 | 19.8 | |
| Travelers | A & B Insurance Group Llc | 239 Littleton Rd Suite 4b, Westford, MA, 1886 | 7.2 | |
| Travelers | W E Noyes & Son Insurance Agency Inc | 73 Front Street, Shirley, MA, 1464 | 3.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,990 | $970 |
| Middlesex County, MA | $453,300 | $1,311 | $960 | $1,820 | $860 |
| Ayer, MA | $295,200 | $855 | $580 | $1,220 | $640 |
| Framingham, MA | $371,200 | $1,342 | $950 | $1,840 | $890 |
| Woburn, MA | $394,900 | $1,444 | $1,000 | $1,990 | $990 |
| Winchendon, MA | $188,100 | $777 | $540 | $1,080 | $540 |
| Templeton, MA | $197,700 | $795 | $550 | $1,130 | $580 |
| Millville, MA | $298,000 | $1,211 | $840 | $1,710 | $870 |
| Cumberland Hill, RI | $248,200 | $955 | $680 | $1,370 | $690 |
| Salisbury, MA | $333,800 | $950 | $640 | $1,320 | $680 |
| Hingham, MA | $710,700 | $1,037 | $740 | $1,470 | $730 |
| Brockton, MA | $237,000 | $997 | $690 | $1,380 | $690 |