Gavop shows you how to buy homeowners insurance in Transylvania County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $141,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $152,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $255,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $854 |
| Superior Protection Discount | -$89 | $903 |
| Fire & Security Discount | -$79 | $913 |
| Hail Resistant Roof Discount | -$30 | $963 |
| Newly Constructed Home Discount | -$268 | $725 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Transylvania County | $700 | $981 | $1,681 | $713 | $1,413 | $268 |
| Transylvania County, NC | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Jackson County, NC | $200 | $903 | $1,103 | $656 | $856 | $247 |
| Flat Rock, NC | $1,500 | $1,656 | $3,156 | $1,203 | $2,703 | $453 |
| Cullowhee, NC | $300 | $900 | $1,200 | $654 | $954 | $246 |
| Dana, NC | $1,500 | $791 | $2,291 | $575 | $2,075 | $216 |
| Greens Creek, NC | $300 | $860 | $1,160 | $625 | $925 | $235 |
| Asheville, NC | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
| Long Creek, SC | $300 | $860 | $1,160 | $625 | $925 | $235 |
| Nantahala, NC | $2,000 | $888 | $2,888 | $645 | $2,645 | $243 |
| Green Creek, NC | $300 | $907 | $1,207 | $659 | $959 | $248 |
| Old Fort, NC | $2,000 | $555 | $2,555 | $404 | $2,404 | $152 |
| Home Insurance Company Transylvania County, NC | Homeowners Insurance Agency Transylvania County, NC | Address | Popularity Score | Distance from Transylvania County (miles) |
|---|---|---|---|---|
| Travelers | Brevard Insurance Agency Inc | 32 E Jordan St, Brevard, NC, 28712 | 5.0 | |
| Allstate | Dalton Insurance Agency Of The Carolinas | 163 Main St Ste 1, Rosman, NC, 28772 | 4.6 | |
| Travelers | Brevard Insurance Agency Inc | 32 East Jordan St., Brevard, NC, 28712 | 4.9 | |
| State Farm | Meredith Baldridge | 120 E Main St Ste 202, Brevard, NC, 28712 | 5.1 | |
| Liberty Mutual Independent | Dan Gilbert Insurance | 3741 Hendersonville Rd, Fletcher, NC, 28732 | 23.4 | |
| Allstate | Nikolaos Rantzos | 104 New Hendersonville Hwy, Pisgah Forest, NC, 28768 | 7.8 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 36.4 | |
| State Farm | Jason Gurley | 93 Forest Gate Dr, Pisgah Forest, NC, 28768-7929 | 7.8 | |
| State Farm | Augie Tammariello | 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611 | 28.5 | |
| Erie | Peterson Insurance Group Inc. | 1 S Main Street Ext, Weaverville, NC, 28787 | 35.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,230 | $630 |
| Transylvania County, NC | $202,100 | $993 | $710 | $1,420 | $710 |
| Transylvania County, NC | $202,100 | $993 | $720 | $1,360 | $640 |
| Jackson County, NC | $177,200 | $914 | $650 | $1,310 | $660 |
| Flat Rock, NC | $398,400 | $1,676 | $1,140 | $2,400 | $1,260 |
| Cullowhee, NC | $218,700 | $911 | $660 | $1,290 | $630 |
| Dana, NC | $137,700 | $801 | $580 | $1,110 | $530 |
| Greens Creek, NC | $154,700 | $870 | $580 | $1,210 | $630 |
| Asheville, NC | $227,500 | $1,033 | $710 | $1,440 | $730 |
| Long Creek, SC | $127,800 | $870 | $640 | $1,240 | $600 |
| Nantahala, NC | $162,500 | $899 | $640 | $1,250 | $610 |
| Green Creek, NC | $167,500 | $918 | $670 | $1,270 | $600 |
| Old Fort, NC | $88,700 | $562 | $390 | $780 | $390 |