Gavop shows you how to buy homeowners insurance in Washington, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Washington, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Frampton West Dr, Georgetown W, Wicklow Hill Dr, Mount Vernon Rd, Rickett, N Commons Cir, Prestwick, Stanford S, 30 Mile Rd, Bunker Hill | $245,000 | $220,000 | $200,000-$250,000 | $203,000 | $170,000 | $200,000-$250,000 |
| Hartford Rd, Pleasant St, Grace, Meadowood Dr, Golden Oak Ct, Stanford, Rose Dr, Cider Dr, Glenwood Trl, Susan Dr | $133,500 | $120,000 | $150,000-$175,000 | $75,500 | $60,000 | $50,000-$75,000 |
| Old Coach Trl, Laurel Woods Dr, Chesapeake Ct, Nicholas Dr, Shady Ln, Quail Ridge, Hunters Ridge Dr, Fruitwood, Villa Dr, Bradbury Run | $276,000 | $240,000 | $300,000-$350,000 | $281,500 | $230,000 | $250,000-$300,000 |
| Tipperary Dr, S Crestline Dr, Villa Ct, Daske Dr, Peach Blossom Way, Brookfield Way, Merlene Dr, Stanford Blvd, Kildare Dr, Georgetown N | $230,500 | $210,000 | $200,000-$250,000 | $156,000 | $130,000 | $175,000-$200,000 |
| Augusta Dr, New Castle, Woodcock Ct, Copper Creek Dr W, Barton Dr, Fernwood Trl, Springfield Ct, Fritz Dr, Lakepointe Ct, Parkside Cir | $311,500 | $280,000 | $300,000-$350,000 | $206,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $673 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$64 | $737 |
| Hail Resistant Roof Discount | -$16 | $785 |
| Newly Constructed Home Discount | -$184 | $617 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Washington, MI | Homeowners Insurance Agency Washington, MI | Address | Popularity Score | Distance from Washington (miles) |
|---|---|---|---|---|
| Allstate | Steven Fedenis | 21908 23 Mile Rd, Macomb, MI, 48042 | 10.0 | |
| Farmers | Cheryl Van Deusen | 292 S Broadway St Ste 2a-2b, Lake Orion, MI, 48362 | 9.9 | |
| Allstate | Rebecca L. Rusak | 131 W 13 Mile Rd, Madison Heights, MI, 48071 | 17.2 | |
| Allstate | John Quagliotto | 52021 Van Dyke Ave, Shelby Township, MI, 48316 | 6.2 | |
| State Farm | Jeff Garlick | 415 W University Dr, Rochester, MI, 48307-1943 | 7.4 | |
| Farmers | Dianne Kunz | 8105 Smiley Ave Ste 102, Shelby Township, MI, 48316 | 6.0 | |
| State Farm | Ann Percy | 4101 John R Rd Ste 500, Troy, MI, 48085-3690 | 13.2 | |
| State Farm | Rob Peterson | 45200 Sterritt St Ste 103, Utica, MI, 48317-5844 | 9.6 | |
| Allstate | David Stevens | 36560 Moravian Dr, Clinton Township, MI, 48035 | 14.7 | |
| Allstate | Dusan Sinadinoski | 47587 Van Dyke Ave, Shelby Township, MI, 48317 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,090 | $540 |
| Macomb County, MI | $146,700 | $765 | $530 | $1,090 | $560 |
| Washington, MI | $260,600 | $801 | $580 | $1,140 | $560 |
| Auburn Hills, MI | $134,600 | $649 | $440 | $900 | $460 |
| Pontiac, MI | $56,300 | $619 | $410 | $860 | $450 |
| Ira, MI | $167,000 | $685 | $500 | $950 | $450 |
| Southfield, MI | $124,300 | $735 | $510 | $1,010 | $500 |
| Milford charter, MI | $265,500 | $809 | $580 | $1,110 | $530 |
| Elk, MI | $83,900 | $693 | $470 | $980 | $510 |
| Wayne, MI | $68,700 | $618 | $430 | $850 | $420 |
| Thetford, MI | $104,600 | $728 | $500 | $1,030 | $530 |
| Koylton, MI | $104,500 | $728 | $520 | $1,000 | $480 |
| Carsonville, MI | $64,000 | $654 | $460 | $940 | $480 |