How Can I Make My Irondequoit, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Irondequoit, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Irondequoit, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $190,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $166,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $204,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Irondequoit, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$208 | $1,017 |
| Superior Protection Discount | -$123 | $1,103 |
| Fire & Security Discount | -$135 | $1,091 |
| Hail Resistant Roof Discount | -$25 | $1,201 |
| Newly Constructed Home Discount | -$306 | $919 |
Choose the Right Deductible for your Irondequoit, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $700 | $605 | $1,305 | $439 | $1,139 | $165 |
| Irondequoit, NY | $1,000 | $1,211 | $2,211 | $880 | $1,880 | $331 |
| Brighton, NY | $200 | $634 | $834 | $461 | $661 | $173 |
| Rushville, NY | $700 | $585 | $1,285 | $425 | $1,125 | $160 |
| Galen, NY | $500 | $584 | $1,084 | $424 | $924 | $160 |
| Middlesex, NY | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
| Wyoming, NY | $200 | $583 | $783 | $424 | $624 | $159 |
| Mount Morris, NY | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Fayette, NY | $300 | $588 | $888 | $427 | $727 | $161 |
| Dansville, NY | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Orangeville, NY | $500 | $610 | $1,110 | $443 | $943 | $167 |
| Dalton, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
Identify Top Home Insurance Agents near Irondequoit, NY | Back to Top
| Home Insurance Company Irondequoit, NY | Homeowners Insurance Agency Irondequoit, NY | Address | Popularity Score | Distance from Irondequoit (miles) |
|---|---|---|---|---|
| Travelers | Robert Schacht Agency Ltd | 3445 Winton Pl Ste 113, Rochester, NY, 14623 | 7.9 | |
| State Farm | Mike Callan | 1555 E Henrietta Rd, Rochester, NY, 14623-3115 | 8.5 | |
| Erie | Rachel E Francisco | 2858 Dewey Avenue, Rochester, NY, 14616 | 3.6 | |
| Allstate | Rocco Distaffen | 251 W Ridge Rd, Rochester, NY, 14615 | 3.3 | |
| Liberty Mutual Independent | Strowe Agency Inc | 305 Packetts Landing, Fairport, NY, 14450 | 10.0 | |
| State Farm | John Manser | 2121 E Main St, Rochester, NY, 14609-7506 | 3.6 | |
| Travelers | Alexander Insurance Agency Inc | 315 Alexander Street, Rochester, NY, 14604 | 3.9 | |
| Travelers | First Niagara Insurance Agency | 777 Canal View Blvd Ste 100, Rochester, NY, 14623 | 7.7 | |
| Travelers | Consolidated Agency Inc | 1819 E Ridge Rd, Rochester, NY, 14622 | 0.6 | |
| Allstate | Mark Pogue | 2122 E Henrietta Rd, Rochester, NY, 14623 | 9.4 |
Compare Rates for Irondequoit, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,650 | $870 |
| Monroe County, NY | $142,300 | $612 | $440 | $880 | $440 |
| Irondequoit, NY | $118,600 | $1,226 | $880 | $1,680 | $800 |
| Brighton, NY | $171,800 | $642 | $460 | $910 | $450 |
| Rushville, NY | $101,800 | $592 | $400 | $850 | $450 |
| Galen, NY | $83,900 | $591 | $430 | $830 | $400 |
| Middlesex, NY | $136,700 | $622 | $420 | $890 | $470 |
| Wyoming, NY | $94,600 | $590 | $420 | $810 | $390 |
| Mount Morris, NY | $83,500 | $591 | $430 | $820 | $390 |
| Fayette, NY | $109,200 | $595 | $430 | $820 | $390 |
| Dansville, NY | $86,800 | $591 | $400 | $820 | $420 |
| Orangeville, NY | $133,000 | $617 | $430 | $880 | $450 |
| Dalton, NY | $89,400 | $590 | $400 | $840 | $440 |
Research Home Insurance Companies Reviews in Irondequoit, NY Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: August 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
i think compared with other bank policy its deductable and we can be affordable so we choose this scheme its a nice scheme
State Farm Home Insurance Reviews
Date: July 30, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Their rates are comparable if not lower in most cases. All insurance premiums seem high unless you have to make a claim. If your claim is accepted, the rates seem seem decent.
Erie Insurance Home Insurance Reviews
Date: June 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
The deductible is higher but I did this so I could get my rates lowers. The insurance is still very comparable and I would still recommend it to anybody needing great coverage.
Farmer's Insurance Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
my premium and deductible for auto and general business liability are in-line.. However, I would like more flexible plans where I can build savings with what I have paid into the insurance company without claims.