Gavop's guide to buying homeowners insurance in Medford, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $197,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $284,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $309,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $704,000 | $640,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $673 |
| Superior Protection Discount | -$82 | $739 |
| Fire & Security Discount | -$74 | $747 |
| Hail Resistant Roof Discount | -$25 | $797 |
| Newly Constructed Home Discount | -$230 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burlington County | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Medford, NJ | $2,500 | $811 | $3,311 | $590 | $3,090 | $222 |
| Greentree, NJ | $200 | $864 | $1,064 | $628 | $828 | $236 |
| Westampton, NJ | $1,000 | $769 | $1,769 | $558 | $1,558 | $210 |
| Woodbourne, PA | $300 | $1,533 | $1,833 | $1,114 | $1,414 | $419 |
| Morrisville, PA | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Upper Southampton, PA | $100 | $874 | $974 | $635 | $735 | $239 |
| Wyndmoor, PA | $700 | $823 | $1,523 | $598 | $1,298 | $225 |
| Logan, NJ | $400 | $714 | $1,114 | $519 | $919 | $195 |
| Woodstown, NJ | $2,500 | $914 | $3,414 | $664 | $3,164 | $250 |
| West Norriton, PA | $100 | $686 | $786 | $499 | $599 | $188 |
| Branchburg, NJ | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Home Insurance Company Medford, NJ | Homeowners Insurance Agency Medford, NJ | Address | Popularity Score | Distance from Medford (miles) |
|---|---|---|---|---|
| Travelers | Holmes & Mcdowell Inc | 34 W Main St, Holmdel, NJ, 7733 | 47.3 | |
| Allstate | Christian Friberg | 3219 Route 38, Mount Laurel, NJ, 8054 | 8.0 | |
| State Farm | Alex Escobar | 740 Route 18 North, East Brunswick, NJ, 08816-4906 | 45.3 | |
| Travelers | A & L Insurance Agency Llc | 717 Atlantic City Blvd, Beachwood, NJ, 8722 | 34.3 | |
| Allstate | Benjamin Prybutok | 142 Route 70, Medford, NJ, 8055 | 2.7 | |
| Allstate | Bruce Pressler | 1482a Route 38, Hainesport, NJ, 8036 | 8.1 | |
| Travelers | Ken Curtis Agency | 30 Washington St, Mount Holly, NJ, 8060 | 9.0 | |
| Allstate | David Basile | 3146 Rt 27 Ste 101, Kendall Park, NJ, 8824 | 42.1 | |
| State Farm | Jeff Jones | 432 Route 34 Ste 2, Matawan, NJ, 07747-2193 | 48.5 | |
| State Farm | George Sulock | 1895 Greentree Rd, Cherry Hill, NJ, 08003-2009 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,500 | $780 |
| Burlington County, NJ | $245,300 | $902 | $620 | $1,240 | $620 |
| Medford, NJ | $353,200 | $821 | $600 | $1,130 | $530 |
| Greentree, NJ | $301,300 | $874 | $590 | $1,200 | $610 |
| Westampton, NJ | $237,900 | $778 | $520 | $1,100 | $580 |
| Woodbourne, PA | $443,000 | $1,552 | $1,040 | $2,160 | $1,120 |
| Morrisville, PA | $196,800 | $666 | $480 | $920 | $440 |
| Upper Southampton, PA | $319,800 | $885 | $630 | $1,250 | $620 |
| Wyndmoor, PA | $296,100 | $833 | $570 | $1,140 | $570 |
| Logan, NJ | $202,100 | $722 | $500 | $990 | $490 |
| Woodstown, NJ | $237,100 | $925 | $680 | $1,320 | $640 |
| West Norriton, PA | $215,400 | $695 | $500 | $990 | $490 |
| Branchburg, NJ | $464,300 | $978 | $710 | $1,340 | $630 |