Gavop shows you how to buy homeowners insurance in Ashland County, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ashland County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Eichmann Rd, Billy Creek Rd, Simo Rd, Hill St, Deer Creek Rd, Potato River Rd, S Park Rd, Madison St, Wisconsin St, Bear Trap Rd | $106,000 | $90,000 | $100,000-$125,000 | $53,000 | $50,000 | $50,000-$75,000 |
| Mud Line Rd, Benjamin Blvd, Main St E, Blue Moon Rd, Cut Off Rd, S Line Rd, Monroe St, Old North Rd, Fo Rd 163, Stuhrman Rd | $87,500 | $70,000 | $50,000-$75,000 | $89,500 | $80,000 | $50,000-$75,000 |
| Vista Rd, River Rd, 11th Ave W, Parker Rd, Forest Rd 167, Creamery Rd, Straetz Rd, River St, Co Hwy D, Kron-Dahlin Ln | $128,000 | $110,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| N 14th Ave E, Seme Rd, Cherry Ln, Dahlstrom Rd, Wrege Rd, Stenman Rd, Co Hwy Gg, Schwilk Rd, State Hwy 137, North Rd | $124,000 | $100,000 | $100,000-$125,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Sosin Rd, Shangle Rd, Co Hwy X, Silver Brook Rd, Augustine Lake Rd, Lake Park Rd, Wadas Rd, Raven Ln, West Rd, Poynette St | $102,500 | $90,000 | $100,000-$125,000 | $108,500 | $100,000 | $75,000-$100,000 |
| Schlies Rd, Mackenberg Rd, Bell St, Woodbury Ln, Bennett Ave, Beaser Ave, Lake Shore Dr E, Fisher Rd, Apple Ln S, Turner Rd | $175,500 | $160,000 | $200,000-$250,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Poor Farm Rd, Flambeau Ln E, Co Forest Road 11, Ellis Ave, Levelius Rd, 3rd St W, Maple Ln E, Alder St, Iron St, Berweger Rd | $119,500 | $100,000 | $125,000-$150,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Nelson Rd, N Park Rd, Meder Lk Boat Lndg Rd, W Denomie St, Chicago Ave, Pine Plantation Rd, Mondamin Trl, Fort Rd, Crestview Ln, Illinois St | $110,500 | $100,000 | $100,000-$125,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Minnewawa Rd, Boat Landing Rd, 4th St W, Gilgen Rd, Chapple Ave, Ellis Ave S, Lakeshore Ln, Birch St, N Limits Rd, Terrace Dr | $135,000 | $120,000 | $100,000-$125,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Yonkovich Rd, Forest Rd 1285, Whitefish St, Butternut Lake Rd, Hardt Rd, Burns Rd, Schmenski Rd, Pine St, Mill St, Henn Rd | $115,500 | $100,000 | $100,000-$125,000 | $101,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $566 |
| Superior Protection Discount | -$61 | $613 |
| Fire & Security Discount | -$67 | $606 |
| Hail Resistant Roof Discount | -$20 | $653 |
| Newly Constructed Home Discount | -$155 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ashland County | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Ashland County, WI | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Sanborn, WI | $200 | $412 | $612 | $299 | $499 | $113 |
| Eileen, WI | $700 | $705 | $1,405 | $513 | $1,213 | $193 |
| Iron Belt, WI | $300 | $296 | $596 | $215 | $515 | $81 |
| Mason, WI | $1,500 | $660 | $2,160 | $480 | $1,980 | $180 |
| Knight, WI | $400 | $321 | $721 | $233 | $633 | $88 |
| Delta, WI | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Cable, WI | $300 | $617 | $917 | $448 | $748 | $168 |
| Oulu, WI | $2,500 | $663 | $3,163 | $482 | $2,982 | $181 |
| Park Falls, WI | $500 | $423 | $923 | $307 | $807 | $116 |
| Manitowish Waters, WI | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Home Insurance Company Ashland County, WI | Homeowners Insurance Agency Ashland County, WI | Address | Popularity Score | Distance from Ashland County (miles) |
|---|---|---|---|---|
| Erie | Nemec Insurance | 619 E Main Street, Ashland, WI, 54806 | 10.6 | |
| Erie | Headwaters Insurance | 12379 County Road W, Presque Isle, WI, 54557 | 47.2 | |
| Erie | Range Insurance & Financial Services | 502 Copper Street Suite 4, Hurley, WI, 54534 | 23.9 | |
| State Farm | Diana Skawinski | 1157 4th Ave S, Park Falls, WI, 54552-1951 | 44.4 | |
| State Farm | John Oberto | 221 Silver St, Hurley, WI, 54534-1253 | 24.0 | |
| State Farm | Harland Hanninen | 722 Lake Shore Dr E, Ashland, WI, 54806-1939 | 10.6 | |
| Allstate | Security State Ins | 7865 Us Highway 2, Iron River, WI, 54847 | 35.6 | |
| Travelers | Lbs Insurance Group | 303 Main Street, Ashland, WI, 54806 | 11.0 | |
| Travelers | Brown & Brown Of Wi Inc | 400 Silver St, Hurley, WI, 54534 | 23.9 | |
| Travelers | Holden Insurance Agency Inc | 409 W Main Street, Ashland, WI, 54806 | 11.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $940 | $470 |
| Ashland County, WI | $107,400 | $673 | $480 | $950 | $470 |
| Ashland County, WI | $107,400 | $673 | $450 | $960 | $510 |
| Sanborn, WI | $70,200 | $417 | $280 | $590 | $310 |
| Eileen, WI | $188,000 | $714 | $520 | $990 | $470 |
| Iron Belt, WI | $44,300 | $300 | $210 | $410 | $200 |
| Mason, WI | $159,100 | $668 | $460 | $950 | $490 |
| Knight, WI | $49,300 | $325 | $230 | $450 | $220 |
| Delta, WI | $254,200 | $789 | $560 | $1,120 | $560 |
| Cable, WI | $137,500 | $624 | $460 | $870 | $410 |
| Oulu, WI | $161,000 | $671 | $460 | $950 | $490 |
| Park Falls, WI | $73,000 | $428 | $310 | $600 | $290 |
| Manitowish Waters, WI | $343,600 | $897 | $600 | $1,250 | $650 |