Gavop's guide to buying homeowners insurance in Colleton County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $157,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $149,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $878 |
| Superior Protection Discount | -$106 | $952 |
| Fire & Security Discount | -$106 | $952 |
| Hail Resistant Roof Discount | -$21 | $1,037 |
| Newly Constructed Home Discount | -$307 | $751 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Colleton County | $700 | $1,045 | $1,745 | $759 | $1,459 | $286 |
| Colleton County, SC | $2,500 | $1,045 | $3,545 | $759 | $3,259 | $286 |
| Yemassee, SC | $300 | $501 | $801 | $364 | $664 | $137 |
| Green Pond, SC | $2,000 | $1,399 | $3,399 | $1,017 | $3,017 | $382 |
| Ehrhardt, SC | $500 | $496 | $996 | $360 | $860 | $136 |
| Port Royal, SC | $2,000 | $901 | $2,901 | $654 | $2,654 | $246 |
| Bamberg County, SC | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Holly Hill, SC | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Vance, SC | $500 | $475 | $975 | $345 | $845 | $130 |
| Wando, SC | $2,000 | $999 | $2,999 | $726 | $2,726 | $273 |
| Hilda, SC | $100 | $373 | $473 | $271 | $371 | $102 |
| Barnwell, SC | $1,500 | $617 | $2,117 | $448 | $1,948 | $168 |
| Home Insurance Company Colleton County, SC | Homeowners Insurance Agency Colleton County, SC | Address | Popularity Score | Distance from Colleton County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mccain Atkinson Insurance Inc | 18478 Heritage Hwy, Denmark, SC, 29042 | 43.9 | |
| State Farm | Urquit Morris | 1700 Ashley River Rd, Charleston, SC, 29407-5904 | 37.5 | |
| Allstate | Branchville Insurance Agency | 7643 Freedom Rd, Branchville, SC, 29432 | 30.0 | |
| Allstate | Stephen Helwig | 42 New Orleans Rd Ste 100, Hilton Head Island, SC, 29928 | 47.2 | |
| Travelers | The Steadman Agency | 465 Spruce Street, Walterboro, SC, 29488 | 6.0 | |
| Travelers | The Steadman Agency | 465 Spruce St, Walterboro, SC, 29488 | 6.0 | |
| Travelers | Freedom Tax & Insurance | 1455 Remount Rd, North Charleston, SC, 29406 | 38.4 | |
| Liberty Mutual Independent | Swamp Fox Agency | 1122 Pinopolis Rd, Moncks Corner, SC, 29461 | 44.1 | |
| Liberty Mutual Independent | Turbeville Insurance Agency | 670 Marina Dr Ste 301, Charleston, SC, 29492 | 42.1 | |
| Liberty Mutual Independent | C T Lowndes & Company | 330 N Lucas St, Walterboro, SC, 29488 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,350 | $650 |
| Colleton County, SC | $84,600 | $1,058 | $750 | $1,510 | $760 |
| Colleton County, SC | $84,600 | $1,058 | $760 | $1,490 | $730 |
| Yemassee, SC | $75,000 | $507 | $340 | $730 | $390 |
| Green Pond, SC | $247,400 | $1,416 | $960 | $1,970 | $1,010 |
| Ehrhardt, SC | $74,400 | $502 | $340 | $700 | $360 |
| Port Royal, SC | $211,500 | $911 | $670 | $1,260 | $590 |
| Bamberg County, SC | $65,800 | $823 | $600 | $1,140 | $540 |
| Holly Hill, SC | $71,800 | $816 | $580 | $1,130 | $550 |
| Vance, SC | $71,700 | $481 | $350 | $660 | $310 |
| Wando, SC | $386,200 | $1,011 | $740 | $1,430 | $690 |
| Hilda, SC | $59,100 | $378 | $260 | $540 | $280 |
| Barnwell, SC | $97,200 | $624 | $440 | $860 | $420 |