Gavop shows you how to buy homeowners insurance in Palos Verdes Estates, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $281,500 | $260,000 | $300,000-$350,000 |
| 2 Bedroom | $720,500 | $680,000 | $800,000-$900,000 |
| 3 Bedroom | $745,000 | $660,000 | $700,000-$800,000 |
| 4 Bedroom | $1,209,000 | $1,090,000 | More than 10,000,000 |
| 5 Bedroom | $1,138,500 | $940,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $779 |
| Superior Protection Discount | -$85 | $864 |
| Fire & Security Discount | -$95 | $855 |
| Hail Resistant Roof Discount | -$28 | $921 |
| Newly Constructed Home Discount | -$218 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $2,000 | $1,435 | $3,435 | $1,043 | $3,043 | $392 |
| Palos Verdes Estates, CA | $2,500 | $939 | $3,439 | $682 | $3,182 | $256 |
| Hawthorne, CA | $300 | $1,237 | $1,537 | $899 | $1,199 | $338 |
| South Whittier, CA | $2,000 | $1,162 | $3,162 | $844 | $2,844 | $318 |
| Fountain Valley, CA | $300 | $1,242 | $1,542 | $903 | $1,203 | $340 |
| Avocado Heights, CA | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
| Glendale, CA | $500 | $1,274 | $1,774 | $926 | $1,426 | $348 |
| West Puente Valley, CA | $2,500 | $830 | $3,330 | $603 | $3,103 | $227 |
| Rowland Heights, CA | $400 | $1,383 | $1,783 | $1,005 | $1,405 | $378 |
| Santa Susana, CA | $2,000 | $1,538 | $3,538 | $1,118 | $3,118 | $420 |
| East San Gabriel Valley, CA | $300 | $942 | $1,242 | $685 | $985 | $257 |
| Anaheim, CA | $1,500 | $1,408 | $2,908 | $1,023 | $2,523 | $385 |
| Home Insurance Company Palos Verdes Estates, CA | Homeowners Insurance Agency Palos Verdes Estates, CA | Address | Popularity Score | Distance from Palos Verdes Estates (miles) |
|---|---|---|---|---|
| Travelers | Conrey Insurance Brokers And Risk Managers | 17821 E 17th St Ste 100, Tustin, CA, 92780 | 33.1 | |
| Travelers | Access Avenue Insurance | 20381 Lake Forest Ave Ste B19, Lake Forest, CA, 92630 | 42.9 | |
| Travelers | Fuller Ins Agency | 5839 Pine Ave, Chino Hills, CA, 91709 | 42.8 | |
| State Farm | Stephanie Criona | 22330 Hawthorne Blvd Ste 201, Torrance, CA, 90505-2556 | 3.6 | |
| State Farm | Rick Castillon | 3136 W 182nd St, Torrance, CA, 90504-4036 | 6.7 | |
| State Farm | Carol Robinson | 2615 Pch Hwy Ste 221, Hermosa Beach, CA, 90254-2228 | 6.0 | |
| State Farm | Wanza Tolliver | 15223 Crenshaw Blvd Ste B, Gardena, CA, 90249-4048 | 8.3 | |
| Allstate | David Yang | 21720 S Vermont Ave Ste 102, Torrance, CA, 90502 | 6.8 | |
| State Farm | Neal Bracewell | 24406 Hawthorne Blvd, Torrance, CA, 90505-6507 | 2.7 | |
| State Farm | Rose Wentz | 201 W Foothill Blvd, Glendora, CA, 91741-3353 | 38.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Palos Verdes Estates, CA | $1,637,600 | $950 | $700 | $1,290 | $590 |
| Hawthorne, CA | $461,400 | $1,252 | $930 | $1,700 | $770 |
| South Whittier, CA | $419,800 | $1,176 | $870 | $1,600 | $730 |
| Fountain Valley, CA | $654,100 | $1,258 | $930 | $1,710 | $780 |
| Avocado Heights, CA | $435,800 | $890 | $660 | $1,210 | $550 |
| Glendale, CA | $675,300 | $1,289 | $950 | $1,750 | $800 |
| West Puente Valley, CA | $374,900 | $840 | $620 | $1,140 | $520 |
| Rowland Heights, CA | $594,400 | $1,400 | $1,040 | $1,900 | $860 |
| Santa Susana, CA | $521,900 | $1,557 | $1,150 | $2,120 | $970 |
| East San Gabriel Valley, CA | $452,600 | $953 | $710 | $1,300 | $590 |
| Anaheim, CA | $491,400 | $1,425 | $1,050 | $1,940 | $890 |