Gavop's guide to buying homeowners insurance in North Myrtle Beach, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| North Myrtle Beach, SC - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Surf Ct, Pecan St, 40th Ave S, Fairway Dr, Tilghman Forest Dr, Clipper Dr, Nassau Ct, Eagleton Ct, White Pointe Rd, Olde Hwy 17 | $113,500 | $110,000 | $100,000-$125,000 | $217,500 | $190,000 | $200,000-$250,000 |
| Birdie Dr, Divot Dr, Spoleto Ln, 14th Ave N, S Lake Cir, Pine Valley Rd, Barnwell St, Windy Heights Rd, S 3rd St, Timberidge Trl | $144,500 | $120,000 | $150,000-$175,000 | $144,500 | $120,000 | $125,000-$150,000 |
| Heron St, Walnut St, Riptide Cir, Hidden Ridge Ct, Evans Estate Dr, Marsh Pointe Pl, Pheasant Dr, Seafarer Way, S US Hwy 17, Water Front Ave | $277,000 | $230,000 | $250,000-$300,000 | $244,000 | $210,000 | $250,000-$300,000 |
| Townsend Rd, Ocean View Dr, 3rd Ave N, E Curlew St, Gann Ave, Acorn Way, Holly Berry Ct, Clubhouse Dr, Martin St, State Hwy 90 E | $273,500 | $230,000 | $300,000-$350,000 | $290,500 | $250,000 | $200,000-$250,000 |
| Cecile Dr, Calvary Rd, Chianni Ln, Dogwood Ln, Park St, Spinnaker Dr, Wiley Dr, N US Hwy 17, Oak Ridge Pl, W Pelican Rd | $115,500 | $100,000 | $75,000-$100,000 | $208,500 | $200,000 | $200,000-$250,000 |
| Dogwood Pl, 29th Ave N, Shady Arbor Loop, Old Sawmill Cir, 43rd Ave S, State Rd S-26-50, Green Dr, 17th Ave S, Spotted Owl Lndg, Futch St | $129,500 | $120,000 | $125,000-$150,000 | $226,500 | $190,000 | $200,000-$250,000 |
| Haven Dr, Hillsborough Dr, Ketch Ct, Shipyard Rd, Channel Point Ln, Beach Dr, Lake Egret Dr, Heather Ln, Duffy St, Tilgham Forest Dr | $228,500 | $190,000 | $200,000-$250,000 | $417,500 | $340,000 | $400,000-$500,000 |
| State Rd S-26-324, Old Bryan Dr, 30th Ave S, Midiron Ct, Birchwood St, Mashie Dr, Par Dr, International Rd, 36th Ave N, Culross Ct | $109,500 | $90,000 | $100,000-$125,000 | $216,000 | $190,000 | $200,000-$250,000 |
| Luster Leaf Cir, Fountain View Ct, 35th Ave S, Hilltop St, 18th Ave S, Little Egret Rd, Amber Ln, Wading Heron Rd, 7th Ave S, Tiffany Woods | $183,500 | $170,000 | $150,000-$175,000 | $155,500 | $130,000 | $125,000-$150,000 |
| Wax Myrtle Ct, Glenmoor Dr, Lalton Dr, Club Course Dr, Olympic St, Hunters Rest Dr, Norvell St, State Rd S-26-1144, Pearlie St, Victoria Ln | $170,500 | $140,000 | $150,000-$175,000 | $226,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $857 |
| Superior Protection Discount | -$105 | $941 |
| Fire & Security Discount | -$115 | $930 |
| Hail Resistant Roof Discount | -$31 | $1,014 |
| Newly Constructed Home Discount | -$240 | $805 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Horry County | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| North Myrtle Beach, SC | $700 | $1,033 | $1,733 | $750 | $1,450 | $282 |
| Briarcliffe Acres, SC | $500 | $2,488 | $2,988 | $1,808 | $2,308 | $680 |
| Calabash, NC | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| Loris, SC | $400 | $619 | $1,019 | $450 | $850 | $169 |
| Aynor, SC | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Varnamtown, NC | $400 | $923 | $1,323 | $671 | $1,071 | $252 |
| Plantersville, SC | $700 | $660 | $1,360 | $480 | $1,180 | $180 |
| Marion County, SC | $100 | $1,054 | $1,154 | $766 | $866 | $288 |
| Sandyfield, NC | $700 | $445 | $1,145 | $323 | $1,023 | $122 |
| Riegelwood, NC | $300 | $778 | $1,078 | $565 | $865 | $212 |
| Proctorville, NC | $1,000 | $590 | $1,590 | $429 | $1,429 | $161 |
| Home Insurance Company North Myrtle Beach, SC | Homeowners Insurance Agency North Myrtle Beach, SC | Address | Popularity Score | Distance from North Myrtle Beach (miles) |
|---|---|---|---|---|
| Travelers | Waccamaw Insurance Services Inc | 1813 N. Oak Street Myrtle Beach, Myrtle Beach, SC, 29577 | 10.0 | |
| Travelers | Waccamaw Insurance Services Inc | 1813 North Oak St, Myrtle Beach, SC, 29577 | 10.0 | |
| Allstate | Scott H. Todd | 1515 Highway 17 S, North Myrtle Beach, SC, 29582 | 3.1 | |
| State Farm | Wyman Wise | 3311 Highway 9 E, Little River, SC, 29566-6831 | 6.5 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Avenue North, Myrtle Beach, SC, 29577 | 7.9 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Ave North Myrtle Beach, Myrtle Beach, SC, 29577 | 7.9 | |
| State Farm | Bobby Kelly | 1341 44th Ave N Ste 101, Myrtle Beach, SC, 29577-5710 | 8.3 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 42.9 | |
| Allstate | Maurice C Stephens | 4763 Highway 17 Byp S, Myrtle Beach, SC, 29577 | 15.0 | |
| Travelers | Tilghman Insurance Agency | 201 Hwy 17 North, North Myrtle Beach, SC, 29582 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,350 | $650 |
| Horry County, SC | $166,500 | $1,006 | $680 | $1,380 | $700 |
| North Myrtle Beach, SC | $263,300 | $1,045 | $700 | $1,430 | $730 |
| Briarcliffe Acres, SC | $633,500 | $2,518 | $1,690 | $3,500 | $1,810 |
| Calabash, NC | $121,900 | $731 | $530 | $1,010 | $480 |
| Loris, SC | $97,500 | $627 | $430 | $870 | $440 |
| Aynor, SC | $131,900 | $752 | $500 | $1,070 | $570 |
| Varnamtown, NC | $172,000 | $934 | $640 | $1,340 | $700 |
| Plantersville, SC | $96,700 | $668 | $450 | $920 | $470 |
| Marion County, SC | $75,800 | $1,067 | $740 | $1,530 | $790 |
| Sandyfield, NC | $69,600 | $450 | $300 | $630 | $330 |
| Riegelwood, NC | $134,400 | $787 | $540 | $1,080 | $540 |
| Proctorville, NC | $95,000 | $597 | $420 | $850 | $430 |