Gavop shows you how to buy homeowners insurance in Roanoke, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Roanoke, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 643, Williams St, Co Rd 18, Yancey St, Co Rd 14, Recreation Dr, Pilgrim Dr, Lamar St, Dirt Rd, Mickle Dr | $86,000 | $70,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Country Club Rd, Davis Dr, Co Rd 686, Co Rd 871, Willow Ln, Co Rd 26, Co Rd 16, Co Rd 906, Co Rd 91, Co Rd 658 | $139,000 | $130,000 | $150,000-$175,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Co Rd 286, Co Rd 679, Peachtree St, Co Rd 657, Berry St, Highland Ave, Co Rd 867, Chemical St, East Ave, W Piedmont St | $122,000 | $110,000 | $75,000-$100,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Douglas Dr, Minnifield St, Co Rd 30, Seymour Dr, Co Rd 655, Lane Chapel Rd, Parris Cir, State Rte 22, Franklin St, Co Rd 860 | $159,000 | $140,000 | $150,000-$175,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Martha St, Holder St, Co Rd 34, Lamont St, Airport Rd, Co Rd 693, Clark St, Border St, Ziglar Blvd, Co Rd 87 | $91,000 | $70,000 | $75,000-$100,000 | $72,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $591 |
| Superior Protection Discount | -$63 | $641 |
| Fire & Security Discount | -$70 | $634 |
| Hail Resistant Roof Discount | -$14 | $690 |
| Newly Constructed Home Discount | -$190 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $1,000 | $742 | $1,742 | $539 | $1,539 | $203 |
| Roanoke, AL | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Troup County, GA | $300 | $839 | $1,139 | $609 | $909 | $229 |
| LaGrange, GA | $2,500 | $843 | $3,343 | $613 | $3,113 | $230 |
| Lone Oak, GA | $300 | $772 | $1,072 | $561 | $861 | $211 |
| Dadeville, AL | $2,500 | $894 | $3,394 | $650 | $3,150 | $244 |
| Cleburne County, AL | $500 | $879 | $1,379 | $639 | $1,139 | $240 |
| Alexander City, AL | $700 | $821 | $1,521 | $596 | $1,296 | $224 |
| Harris County, GA | $300 | $1,034 | $1,334 | $751 | $1,051 | $282 |
| Choccolocco, AL | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Fruithurst, AL | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| White Plains, AL | $2,500 | $1,121 | $3,621 | $815 | $3,315 | $306 |
| Home Insurance Company Roanoke, AL | Homeowners Insurance Agency Roanoke, AL | Address | Popularity Score | Distance from Roanoke (miles) |
|---|---|---|---|---|
| State Farm | Joe Stokes | 818 E Glenn Ave, Auburn, AL, 36830-5708 | 40.9 | |
| Travelers | Dormon & Reynolds Insurance Inc | 1227 Leighton Ave, Anniston, AL, 36207 | 43.1 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 47.9 | |
| State Farm | Steve Templeton | 1304 Ross St, Heflin, AL, 36264-1031 | 35.0 | |
| Nationwide | Mark Lee Insurance Agency Inc. | 320 Snow St Ste A, Oxford, AL, 36203 | 41.1 | |
| Allstate | Chad Lincoln | 1027 S Quintard Ave, Anniston, AL, 36201 | 41.8 | |
| Allstate | Jerry Mccullars | 1027 S Quintard Ave, Anniston, AL, 36201 | 41.8 | |
| State Farm | Mike Douglas | 408 Pelham Road North, Jacksonville, AL, 36265-2143 | 49.8 | |
| Travelers | West Insurance Agency Inc | 1211 West Hamric Drive, Oxford, AL, 36203 | 41.7 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Randolph County, AL | $85,200 | $751 | $530 | $1,030 | $500 |
| Roanoke, AL | $77,100 | $704 | $470 | $980 | $510 |
| Troup County, GA | $125,000 | $849 | $600 | $1,160 | $560 |
| LaGrange, GA | $126,100 | $854 | $590 | $1,190 | $600 |
| Lone Oak, GA | $106,300 | $781 | $560 | $1,120 | $560 |
| Dadeville, AL | $154,400 | $905 | $620 | $1,240 | $620 |
| Cleburne County, AL | $111,800 | $890 | $600 | $1,260 | $660 |
| Alexander City, AL | $100,000 | $831 | $600 | $1,140 | $540 |
| Harris County, GA | $194,800 | $1,046 | $720 | $1,430 | $710 |
| Choccolocco, AL | $135,800 | $843 | $560 | $1,160 | $600 |
| Fruithurst, AL | $82,400 | $875 | $600 | $1,230 | $630 |
| White Plains, AL | $125,800 | $1,135 | $820 | $1,600 | $780 |