Gavop's guide to buying homeowners insurance in Paramount, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
2 Bedroom | $191,500 | $170,000 | $200,000-$250,000 |
3 Bedroom | $158,500 | $150,000 | $150,000-$175,000 |
4 Bedroom | $297,000 | $240,000 | $300,000-$350,000 |
5 Bedroom | $500,500 | $470,000 | $400,000-$500,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$110 | $678 |
Superior Protection Discount | -$79 | $710 |
Fire & Security Discount | -$63 | $726 |
Hail Resistant Roof Discount | -$24 | $765 |
Newly Constructed Home Discount | -$166 | $623 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $6,337 |
Physical Damage | $2,319 |
Hail Damage | $4,900 |
Wind Damage | $6,305 |
Expensive Claims | |
Fire | $44,229 |
Smoke | $17,222 |
Home Insurance Company Paramount, CA | Homeowners Insurance Agency Paramount, CA | Address | Popularity Score | Distance from Paramount (miles) |
---|---|---|---|---|
State Farm | Keir Jones | 4105 E Broadway Ste 110, Long Beach, CA, 90803-1575 | 9.4 | |
Liberty Mutual Independent | Insurance Partners Inc | 2107 N Broadway Ste 108, Santa Ana, CA, 92706 | 19.4 | |
State Farm | Tita De Guzman | 1200 S Dmnd Bar Blvd Ste 212, Diamond Bar, CA, 91765-2298 | 21.6 | |
State Farm | Brian Hunt | 5693 Woodruff Ave, Lakewood, CA, 90713-1129 | 3.9 | |
Allstate | David Yang | 21720 S Vermont Ave Ste 102, Torrance, CA, 90502 | 8.5 | |
State Farm | Jim Caballero | 1919 W Redon Bh Blvd Ste 107, Gardena, CA, 90247-3655 | 7.6 | |
Allstate | Rey Cruz | 9800 Paramount Blvd, Downey, CA, 90240 | 4.6 | |
State Farm | John Galea | 1102 E. Chapman Ave, Fullerton, CA, 92831-3813 | 14.9 | |
State Farm | Tania Richardson | 17715 Crenshaw Blvd, Torrance, CA, 90504-4120 | 9.4 | |
Liberty Mutual Independent | Olympic Insurance Agency | 1906 W Burbank Blvd, Burbank, CA, 91506 | 21.6 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
Paramount, CA | $304,400 | $789 | $580 | $1,070 | $490 |
Carson, CA | $402,500 | $1,025 | $760 | $1,390 | $630 |
Lawndale, CA | $417,600 | $1,166 | $860 | $1,590 | $730 |
South San Gabriel, CA | $461,000 | $1,389 | $1,030 | $1,890 | $860 |
View Park-Windsor Hills, CA | $658,000 | $1,020 | $750 | $1,390 | $640 |
Fullerton, CA | $589,600 | $1,391 | $1,030 | $1,890 | $860 |
Rancho Palos Verdes, CA | $1,051,000 | $1,229 | $910 | $1,670 | $760 |
South San Jose Hills, CA | $322,800 | $717 | $530 | $970 | $440 |
Marina del Rey, CA | $466,800 | $1,423 | $1,050 | $1,940 | $890 |
Orange, CA | $604,300 | $1,418 | $1,050 | $1,930 | $880 |
Corona, CA | $401,600 | $922 | $680 | $1,250 | $570 |
Date: July 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried