How Can I Make My Pearl City, HI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Pearl City, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Pearl City, HI Home Insurance Coverage Levels | Back to Top
| Pearl City, HI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Leke Pl, Hoowae St, Hookano St, Kuini St, Pahiolo St, Kuahao Pl, Makamua St, Hoohoa Pl, Puu Alani Way, Kauhihau Pl | $427,000 | $360,000 | $300,000-$350,000 | $731,500 | $590,000 | $600,000-$700,000 |
| Apaakuma St, Hoolehua Pl, Hookena St, Kaluamoi Pl, Paaaina St, Wahinani St, Anini Way, Kiawe St, Kaahumanu St, Palamoi St | $520,500 | $430,000 | $500,000-$600,000 | $629,500 | $560,000 | $700,000-$800,000 |
| Kaahele St, Komo Mai Pl, Hookoe St, Hoolana Pl, Akiki Pl, Hoohalike St, Aupaka St, Kaumoli Pl, Nanakai St, Lania Way | $415,500 | $360,000 | $400,000-$500,000 | $811,500 | $730,000 | $800,000-$900,000 |
| Kaulahao St, Hoomoana St, Kuleana Pl, Kahaea Pl, Lulu St, Aloha Ave, Kilipohe St, Hookiekie St, Aniuniu St, Kanihi St | $481,500 | $400,000 | $400,000-$500,000 | $597,500 | $480,000 | $400,000-$500,000 |
| Nohoaupuni Pl, Hooui Pl, Lehua Ave, Hoohale St, Ainanui Loop, Akeukeu St, Hoomahie Loop, Hoohaaheo Pl, Hoomoana Pl, Ahakuka Pl | $411,500 | $360,000 | $350,000-$400,000 | $531,000 | $480,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Pearl City, HI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$269 | $1,148 |
| Superior Protection Discount | -$128 | $1,289 |
| Fire & Security Discount | -$142 | $1,275 |
| Hail Resistant Roof Discount | -$28 | $1,388 |
| Newly Constructed Home Discount | -$312 | $1,105 |
Choose the Right Deductible for your Pearl City, HI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $2,000 | $1,400 | $3,400 | $1,018 | $3,018 | $383 |
| Pearl City, HI | $2,500 | $1,400 | $3,900 | $1,017 | $3,517 | $383 |
| Halawa, HI | $100 | $990 | $1,090 | $720 | $820 | $271 |
| Waipio Acres, HI | $2,500 | $1,082 | $3,582 | $786 | $3,286 | $296 |
| Ewa Villages, HI | $100 | $1,052 | $1,152 | $764 | $864 | $287 |
| Kahaluu, HI | $1,500 | $2,117 | $3,617 | $1,539 | $3,039 | $579 |
| Waikane, HI | $100 | $1,962 | $2,062 | $1,426 | $1,526 | $536 |
| Kaneohe, HI | $700 | $1,259 | $1,959 | $915 | $1,615 | $344 |
| Maunawili, HI | $300 | $2,278 | $2,578 | $1,656 | $1,956 | $623 |
| Waimanalo, HI | $1,500 | $1,647 | $3,147 | $1,197 | $2,697 | $450 |
Identify Top Home Insurance Agents near Pearl City, HI | Back to Top
| Home Insurance Company Pearl City, HI | Homeowners Insurance Agency Pearl City, HI | Address | Popularity Score | Distance from Pearl City (miles) |
|---|---|---|---|---|
| State Farm | Dustin Kwok | 615 Piikoi St Ste 1411, Honolulu, HI, 96814-3141 | 10.3 | |
| State Farm | Dee Ann Lee | 600 Kapiolani Blvd Ste 210, Honolulu, HI, 96813-5139 | 9.5 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 9.6 | |
| State Farm | Jef Saragena | 677 Ala Moana Blvd Ste 310, Honolulu, HI, 96813-5415 | 9.5 | |
| Travelers | Insurance Solutions Llc | 615 Piikoi St Ste 1711, Honolulu, HI, 96814 | 10.3 | |
| State Farm | Kevin Takahashi | 1284 Kalani St Ste 108, Honolulu, HI, 96817-4939 | 7.6 | |
| State Farm | Rich Desa | 98-211 Pali Momi St Ste 101, Aiea, HI, 96701-4305 | 1.8 | |
| Allstate | Keala N Kamai | 450 Kamehameha Hwy Ste 8, Pearl City, HI, 96782 | 1.0 | |
| State Farm | Rayna Man | 590 Farrington Hwy Unit 521, Kapolei, HI, 96707-2034 | 9.1 | |
| State Farm | Darin Ono | 2969 Mapunapuna Pl Ste 111, Honolulu, HI, 96819-2000 | 5.6 |
Compare Rates for Pearl City, HI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Pearl City, HI | $626,300 | $1,417 | $1,050 | $2,070 | $1,020 |
| Halawa, HI | $671,400 | $1,002 | $740 | $1,460 | $720 |
| Waipio Acres, HI | $384,700 | $1,095 | $810 | $1,600 | $790 |
| Ewa Villages, HI | $495,200 | $1,064 | $790 | $1,550 | $760 |
| Kahaluu, HI | $842,200 | $2,143 | $1,590 | $3,130 | $1,540 |
| Waikane, HI | $750,000 | $1,986 | $1,470 | $2,900 | $1,430 |
| Kaneohe, HI | $697,000 | $1,274 | $940 | $1,860 | $920 |
| Maunawili, HI | $948,400 | $2,306 | $1,710 | $3,370 | $1,660 |
| Waimanalo, HI | $586,400 | $1,667 | $1,230 | $2,430 | $1,200 |
Research Home Insurance Companies Reviews in Pearl City, HI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 21, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
Never had a problem with them. I have had insurance with them for years and will most certainly recommend them to others
Date: July 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I would rate Allstate as a 4. They have been easy to get a hold of when I have questions about the payment or extra discounts and they respond fairly quickly.
Travelers Home Insurance Reviews
Date: August 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Travelers insurance company has a great premium and deductible. They were amongst the lowest that I found. they let you decide your deductible and coverage amount based on what you want to spend every month.