Gavop's guide to buying homeowners insurance in Bellmawr, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $95,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $181,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $152,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $354,500 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $552 |
| Superior Protection Discount | -$66 | $591 |
| Fire & Security Discount | -$66 | $591 |
| Hail Resistant Roof Discount | -$20 | $637 |
| Newly Constructed Home Discount | -$131 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Bellmawr, NJ | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Springdale, NJ | $300 | $811 | $1,111 | $590 | $890 | $222 |
| Glassboro, NJ | $700 | $696 | $1,396 | $506 | $1,206 | $190 |
| Alloway, NJ | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Lower Makefield, PA | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| East Rockhill, PA | $200 | $851 | $1,051 | $618 | $818 | $232 |
| Leisure Knoll, NJ | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Holiday Heights, NJ | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Somers Point, NJ | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Coopersburg, PA | $300 | $804 | $1,104 | $584 | $884 | $220 |
| West Freehold, NJ | $2,000 | $1,194 | $3,194 | $867 | $2,867 | $326 |
| Home Insurance Company Bellmawr, NJ | Homeowners Insurance Agency Bellmawr, NJ | Address | Popularity Score | Distance from Bellmawr (miles) |
|---|---|---|---|---|
| Allstate | Marc Ambrose | 400 Us Highway 130, East Windsor, NJ, 8520 | 40.7 | |
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 43.9 | |
| Allstate | Marc A Ludwig | 200 N Route 73 Unit 35, West Berlin, NJ, 8091 | 9.6 | |
| Farmers | Agency Plus By Marcy Maguire | 590s Highway 130, East Windsor, NJ, 8520 | 39.9 | |
| Allstate | Steven Lambusta | 4130 Quakerbridge Rd Bldg 2, Lawrenceville, NJ, 8648 | 36.5 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 4.1 | |
| Travelers | Taylor Sawyers Insurance Agency | 345 N Lincoln Ave Bldg B, Vineland, NJ, 8360 | 27.2 | |
| Travelers | Franchino Agency | 856 Route 206 Suite B11, Hillsborough, NJ, 8844 | 48.3 | |
| Travelers | Eagle Insurance Services Agency | 200 S White Horse Pike, Somerdale, NJ, 8083 | 4.6 | |
| State Farm | Shawn Kim | 102 Centre Blvd Ste C, Marlton, NJ, 08053-4129 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,480 | $730 |
| Camden County, NJ | $193,500 | $818 | $560 | $1,170 | $610 |
| Bellmawr, NJ | $165,400 | $657 | $470 | $930 | $460 |
| Springdale, NJ | $353,500 | $821 | $550 | $1,170 | $620 |
| Glassboro, NJ | $191,800 | $705 | $470 | $970 | $500 |
| Alloway, NJ | $195,800 | $848 | $570 | $1,200 | $630 |
| Lower Makefield, PA | $444,400 | $977 | $650 | $1,350 | $700 |
| East Rockhill, PA | $309,100 | $861 | $590 | $1,230 | $640 |
| Leisure Knoll, NJ | $162,800 | $775 | $560 | $1,110 | $550 |
| Holiday Heights, NJ | $180,100 | $815 | $560 | $1,170 | $610 |
| Somers Point, NJ | $217,600 | $748 | $550 | $1,070 | $520 |
| Coopersburg, PA | $208,300 | $814 | $550 | $1,130 | $580 |
| West Freehold, NJ | $373,000 | $1,208 | $820 | $1,680 | $860 |