How Can I Make My Hiram, GA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hiram, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hiram, GA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $103,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $157,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $253,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $198,500 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Hiram, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $723 |
| Superior Protection Discount | -$89 | $804 |
| Fire & Security Discount | -$62 | $830 |
| Hail Resistant Roof Discount | -$18 | $875 |
| Newly Constructed Home Discount | -$259 | $634 |
Choose your Hiram, GA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Hiram, GA | Back to Top
| Home Insurance Company Hiram, GA | Homeowners Insurance Agency Hiram, GA | Address | Popularity Score | Distance from Hiram (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Thompson Insurance | 8385 Cherokee Blvd Ste 100, Douglasville, GA, 30134 | 7.1 | |
| Farmers | Carole Worthan | 6717 Church St, Douglasville, GA, 30134 | 6.3 | |
| Allstate | Sarah Kieffer | 2991 N Druid Hills Rd Ne Ste C, Atlanta, GA, 30329 | 28.5 | |
| Farmers | Okafor Gregory | 2350 Spring Rd Se Ste 400, Smyrna, GA, 30080 | 18.7 | |
| Liberty Mutual Independent | Sovereign Risk Solutions | Governor' S Ridge Bldg 28 1640 Powers Ferry Rd Se, Marietta, GA, 30067 | 20.4 | |
| Allstate | Ryan Rice | 7421 Douglas Blvd Ste B, Douglasville, GA, 30135 | 7.5 | |
| Liberty Mutual Independent | Southern States Insurance Inc | 3130 Golf Ridge Blvd Suite 200, Douglasville, GA, 30135 | 8.8 | |
| Nationwide | Joseph Michael Nighbert | 742 Roswell Street Se, Marietta, GA, 30060-2135 | 17.9 | |
| State Farm | Tim Lee | 4815 Ridge Rd Ste 113, Douglasville, GA, 30134-6143 | 0.9 | |
| State Farm | John Crumblin | 1899 Lake Rd Ste 124, Hiram, GA, 30141-6006 | 5.4 |
Compare Rates for Hiram, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,400 | $680 |
| Paulding County, GA | $150,400 | $943 | $650 | $1,350 | $700 |
| Hiram, GA | $137,400 | $893 | $610 | $1,230 | $620 |
| Aragon, GA | $112,100 | $682 | $460 | $930 | $470 |
| Lake City, GA | $81,600 | $634 | $460 | $870 | $410 |
| Coweta County, GA | $190,700 | $1,036 | $740 | $1,470 | $730 |
| DeKalb County, GA | $176,000 | $995 | $670 | $1,370 | $700 |
| Cherokee County, GA | $220,200 | $1,106 | $750 | $1,580 | $830 |
| Brooks, GA | $297,800 | $966 | $660 | $1,340 | $680 |
| Hampton, GA | $143,300 | $802 | $550 | $1,100 | $550 |
| Woodland, AL | $92,000 | $938 | $680 | $1,330 | $650 |
| McDonough, GA | $169,000 | $975 | $650 | $1,380 | $730 |
| Heron Bay, GA | $191,300 | $1,115 | $810 | $1,570 | $760 |
Research Home Insurance Companies Reviews in Hiram, GA Before Buying | Back to Top
Share a review on your home insurance company
Safeco Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We have been extremely satisfied with our insurance company. We have a bundle policy through them and receive a discount for it. Our insurance is reasonably priced for the insurance we are receiving.
Progressive Home Insurance Reviews
Date: July 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Our premiums generally go down. We have had no claims, but for the length of time that we have been with the company the rates continue to drop for our continued service with them.
Country Financial Home Insurance Reviews
Date: May 27, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The premiums at Country Financial are not outrageous and are in line with other companies.We of course, always wish for a better premium and deductible.
Farmer's Insurance Home Insurance Reviews
Date: October 15, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Not very responsive when needed. In Florida we are constantly getting storms and with anything they take a long time to respond.