Gavop tells you how to get the best homeowners insurance in Lincoln, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $118,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $135,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $334,000 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $672 |
| Superior Protection Discount | -$83 | $746 |
| Fire & Security Discount | -$91 | $738 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$174 | $655 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,488 |
| Hail Damage | $4,524 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,553 |
| Home Insurance Company Lincoln, AL | Homeowners Insurance Agency Lincoln, AL | Address | Popularity Score | Distance from Lincoln (miles) |
|---|---|---|---|---|
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 0.9 | |
| Allstate | Eyal Ron | 3900 Montclair Rd Ste 280, Birmingham, AL, 35213 | 38.5 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 3.2 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 10.5 | |
| Allstate | Preston Rhodes | 2107 Martin St S Ste 102, Pell City, AL, 35128 | 10.0 | |
| Farmers | Keith Devine | 1140 Main St, Gardendale, AL, 35071 | 40.7 | |
| Allstate | Chad Lincoln | 1027 S Quintard Ave, Anniston, AL, 36201 | 16.3 | |
| Allstate | Brian Campbell | 2870 Old Rocky Ridge Rd Ste 140, Birmingham, AL, 35243 | 40.5 | |
| State Farm | Chester Lewis | 16641 Highway 280 Ste 300, Chelsea, AL, 35043-8354 | 35.3 | |
| Travelers | Union State Insurance Inc | 1920 1st Ave N, Pell City, AL, 35125 | 10.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,670 | $860 |
| Talladega County, AL | $95,200 | $921 | $670 | $1,280 | $610 |
| Lincoln, AL | $99,800 | $829 | $560 | $1,180 | $620 |
| Pell City, AL | $149,600 | $889 | $610 | $1,240 | $630 |
| Talladega County, AL | $95,200 | $921 | $630 | $1,310 | $680 |
| Odenville, AL | $140,800 | $1,210 | $870 | $1,710 | $840 |
| Weaver, AL | $106,200 | $1,026 | $750 | $1,450 | $700 |
| Attalla, AL | $78,000 | $709 | $510 | $1,000 | $490 |
| Altoona, AL | $70,700 | $792 | $580 | $1,130 | $550 |
| Ballplay, AL | $68,300 | $774 | $520 | $1,110 | $590 |
| Rosa, AL | $103,400 | $1,009 | $720 | $1,380 | $660 |
| Collinsville, AL | $84,900 | $748 | $510 | $1,060 | $550 |
| Forestdale, AL | $120,500 | $787 | $570 | $1,110 | $540 |