How Can I Make My Vestavia Hills, AL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Vestavia Hills, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Vestavia Hills, AL Home Insurance Coverage Levels | Back to Top
| Vestavia Hills, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Thrasher Ln, Osceola Dr, Green Glade Rd, Alta Vista Dr, Co Rd 370, Bower Ct, St Annes Cir, St Andrews Ln, Lancaster Cir, Co Rd 380 | $280,000 | $230,000 | $300,000-$350,000 | $433,500 | $410,000 | $400,000-$500,000 |
| Wedgewood Cir, Master Cir, Blackbird Cir, Maury Pl, Woodwind Cir, Overlook Cir, Vale Dr, Marwood Ln, Oakmont Rd, Bent River Cir | $259,500 | $210,000 | $250,000-$300,000 | $380,500 | $350,000 | $350,000-$400,000 |
| Cahaba Crest Dr, River Highlands Way, Al Lin Cir, Vanessa Dr, Stevens Creek Rd, Clearview Dr, Heatherwood Dr, Mill Springs Ct, Heatherwood Cir, Prestwick Dr | $425,500 | $370,000 | $350,000-$400,000 | $470,000 | $410,000 | $350,000-$400,000 |
| Goldmor Cir, Oakmont Cir, Mountain View Cir, Fern Cove Cir, Oak Glen Ln, Natalie Ln, Kanawha Cir, Hillandell Dr, Masters Ln, Wine Ridge Ln | $201,500 | $170,000 | $200,000-$250,000 | $269,000 | $220,000 | $200,000-$250,000 |
| Shadow Wood Park, Mineola Ln, Lake Cir, Swan Lake Cove, Bayhill Cir, Buttewoods Dr, Harwick Dr, Saint Annes Dr, Altadena Woods Dr, Indian Valley Rd | $210,500 | $180,000 | $200,000-$250,000 | $223,500 | $190,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Vestavia Hills, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $1,089 |
| Superior Protection Discount | -$128 | $1,153 |
| Fire & Security Discount | -$102 | $1,179 |
| Hail Resistant Roof Discount | -$38 | $1,243 |
| Newly Constructed Home Discount | -$372 | $910 |
Choose the Right Deductible for your Vestavia Hills, AL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $2,000 | $1,287 | $3,287 | $935 | $2,935 | $352 |
| Vestavia Hills, AL | $2,500 | $1,266 | $3,766 | $920 | $3,420 | $346 |
| Brighton, AL | $500 | $685 | $1,185 | $498 | $998 | $187 |
| McDonald Chapel, AL | $1,500 | $660 | $2,160 | $480 | $1,980 | $180 |
| Mulga, AL | $100 | $624 | $724 | $454 | $554 | $171 |
| Columbiana, AL | $1,500 | $919 | $2,419 | $668 | $2,168 | $251 |
| Locust Fork, AL | $400 | $897 | $1,297 | $652 | $1,052 | $245 |
| St. Clair County, AL | $2,000 | $1,121 | $3,121 | $815 | $2,815 | $306 |
| Sylacauga, AL | $300 | $797 | $1,097 | $579 | $879 | $218 |
| Nectar, AL | $2,000 | $1,113 | $3,113 | $809 | $2,809 | $304 |
| Hanceville, AL | $100 | $773 | $873 | $562 | $662 | $211 |
| Goodwater, AL | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
Identify Top Home Insurance Agents near Vestavia Hills, AL | Back to Top
| Home Insurance Company Vestavia Hills, AL | Homeowners Insurance Agency Vestavia Hills, AL | Address | Popularity Score | Distance from Vestavia Hills (miles) |
|---|---|---|---|---|
| State Farm | Mandy Pilgreen | 1960 Braddock Dr Ste 104, Hoover, AL, 35226-3605 | 5.7 | |
| State Farm | Caroline Dorris | 2717 7th Ave S Ste 103, Birmingham, AL, 35233-3423 | 4.4 | |
| Travelers | Trustway | 1837 Montgomery Highway South Suite 105, Hoover, AL, 35244 | 7.2 | |
| Farmers | Robert Hyche | 1200 Corporate Dr Ste 220, Birmingham, AL, 35242 | 4.6 | |
| Travelers | Alabama Insurance Center Llc | 2402 Valleydale Rd, Birmingham, AL, 35244 | 6.4 | |
| Travelers | Trammel-Harper-Williams Inc | 2073 Valleydale Rd, Birmingham, AL, 35244 | 8.1 | |
| State Farm | Chay Watkins | 2163 Clearbrook Rd, Hoover, AL, 35226-1566 | 6.8 | |
| State Farm | Leanne Dickinson | 200 B Y Williams Sr Dr, Midfield, AL, 35228-2221 | 9.9 | |
| Allstate | The Family Agency | 37 Buck Creek Plz Ste 100, Alabaster, AL, 35007 | 17.7 | |
| Farmers | David Porter | 3229 Veterans Cir Ste 115, Birmingham, AL, 35235 | 10.8 |
Compare Rates for Vestavia Hills, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,620 | $790 |
| Shelby County, AL | $199,500 | $1,302 | $890 | $1,860 | $970 |
| Vestavia Hills, AL | $360,800 | $1,281 | $940 | $1,810 | $870 |
| Brighton, AL | $57,700 | $693 | $480 | $990 | $510 |
| McDonald Chapel, AL | $54,600 | $668 | $490 | $930 | $440 |
| Mulga, AL | $50,200 | $632 | $460 | $870 | $410 |
| Columbiana, AL | $162,800 | $931 | $630 | $1,280 | $650 |
| Locust Fork, AL | $115,800 | $908 | $640 | $1,280 | $640 |
| St. Clair County, AL | $142,800 | $1,135 | $830 | $1,580 | $750 |
| Sylacauga, AL | $95,400 | $806 | $590 | $1,110 | $520 |
| Nectar, AL | $124,300 | $1,127 | $800 | $1,610 | $810 |
| Hanceville, AL | $91,100 | $783 | $570 | $1,070 | $500 |
| Goodwater, AL | $74,300 | $818 | $580 | $1,120 | $540 |
Research Home Insurance Companies Reviews in Vestavia Hills, AL Before Buying | Back to Top
Share a review on your home insurance company
American Modern Insurance Home Insurance Reviews
Date: September 15, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have had American Modern for several years now. They were one of the only companies that would insure my house because it is old and has asbestos siding on it.They continue to do so for a very reasonable rate.
GEICO Home Insurance Reviews
Date: July 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Geico was a good company. I never had drama and it was always easy to get my cards or retrieve any info i needed online.