How Can I Make My Rocklin, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Rocklin, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Rocklin, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,000 | $70,000 | $100,000-$125,000 |
| 2 Bedroom | $266,000 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $366,000 | $340,000 | $400,000-$500,000 |
| 4 Bedroom | $388,500 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $446,500 | $390,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Rocklin, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,161 |
| Superior Protection Discount | -$123 | $1,242 |
| Fire & Security Discount | -$96 | $1,270 |
| Hail Resistant Roof Discount | -$27 | $1,338 |
| Newly Constructed Home Discount | -$300 | $1,065 |
Choose the Right Deductible for your Rocklin, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Placer County | $1,500 | $1,054 | $2,554 | $766 | $2,266 | $288 |
| Rocklin, CA | $1,500 | $1,349 | $2,849 | $980 | $2,480 | $369 |
| Granite Bay, CA | $400 | $1,055 | $1,455 | $767 | $1,167 | $288 |
| Roseville, CA | $2,500 | $986 | $3,486 | $717 | $3,217 | $270 |
| Sheridan, CA | $100 | $775 | $875 | $563 | $663 | $212 |
| Plymouth, CA | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Davis, CA | $200 | $1,409 | $1,609 | $1,024 | $1,224 | $385 |
| Clay, CA | $2,000 | $1,324 | $3,324 | $962 | $2,962 | $362 |
| Buena Vista, CA | $100 | $463 | $563 | $337 | $437 | $127 |
| East Colusa, CA | $200 | $686 | $886 | $498 | $698 | $187 |
Identify Top Home Insurance Agents near Rocklin, CA | Back to Top
| Home Insurance Company Rocklin, CA | Homeowners Insurance Agency Rocklin, CA | Address | Popularity Score | Distance from Rocklin (miles) |
|---|---|---|---|---|
| State Farm | Pat Hagans | 414 Vernon St Ste 100, Roseville, CA, 95678-2641 | 6.5 | |
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 7.4 | |
| Farmers | Brendan Mohr | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 10.0 | |
| Travelers | Gaines Insurance Agency Inc | 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661 | 4.9 | |
| Travelers | Gaines Insurance Agency Inc | 2260 Lava Ridge Ct Ste 101, Roseville, CA, 95661 | 4.9 | |
| Allstate | Alain Ionescu | 9045 Fair Oaks Blvd Ste C, Carmichael, CA, 95608 | 12.7 | |
| Liberty Mutual Independent | Paragon Insurance Services | 301 Natoma St Ste 104, Folsom, CA, 95630 | 8.3 | |
| Farmers | Terry Bagwell | 1613 Eureka Rd Ste 300, Roseville, CA, 95661 | 4.9 | |
| State Farm | Ben Harwell | 11965 Heritage Oak Pl, Auburn, CA, 95603-2461 | 10.8 | |
| Allstate | Mary Agcaoili | 2390 E Bidwell St Ste 300, Folsom, CA, 95630 | 9.6 |
Compare Rates for Rocklin, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Placer County, CA | $413,300 | $1,067 | $790 | $1,450 | $660 |
| Rocklin, CA | $481,600 | $1,365 | $1,010 | $1,860 | $850 |
| Granite Bay, CA | $697,500 | $1,068 | $790 | $1,450 | $660 |
| Roseville, CA | $386,300 | $998 | $740 | $1,360 | $620 |
| Sheridan, CA | $289,400 | $784 | $580 | $1,070 | $490 |
| Plymouth, CA | $222,200 | $680 | $500 | $920 | $420 |
| Davis, CA | $608,800 | $1,426 | $1,060 | $1,940 | $880 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| Buena Vista, CA | $82,800 | $469 | $350 | $640 | $290 |
| East Colusa, CA | $232,700 | $694 | $510 | $940 | $430 |
Research Home Insurance Companies Reviews in Rocklin, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The deductible for Allstate is not that bad, around $500 which is cheap in comparison to other companies. The premium was the cheapest of any company I was able to find. I would rate them a 5.
Progressive Home Insurance Reviews
Date: July 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have had a positive experience with Progressive for renter's insurance. I would rate them with a 5, as the price for my renter's insurance has remained low and I am satisfied with their customer service.