How Can I Make My El Mirage, AZ Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in El Mirage, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate El Mirage, AZ Home Insurance Coverage Levels | Back to Top

El Mirage, AZ - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W Varney Rd, W Cholla Dr, W Sharon Dr, W Connecticut Ave, W Flores Dr, W Hollywood Ave, M Ln, 186th Ave, W Varney Ave, Ventura St $107,500 $100,000 $75,000-$100,000 $162,500 $150,000 $150,000-$175,000
Main St, W Camden Ct, W Wisconsin Ave, N Pablo Dr, W Scott's Dr, Poppy St, W St Moritz Ln, N 141st Ln, Citrus Rd, W Berry Ln $80,500 $70,000 $75,000-$100,000 $157,500 $140,000 $175,000-$200,000
N Fuller Dr, W Colter Ave, W Calavar Cir, W el Nido Ct, White Tanks Vista Ct, W Stella Ct, N 121st Ave, W Tuckey Ct, Peoria Ave, N A Ct $148,000 $130,000 $125,000-$150,000 $269,000 $250,000 $200,000-$250,000
N 128th Ln, W Alabama Ave, 122nd Ln, N Gil Balcome Ct, W Arizona Ave, N 116th Ave, W Florida Ave, N Alto St, Reems Rd, W Desert Mirage Cir $127,000 $120,000 $100,000-$125,000 $140,000 $120,000 $100,000-$125,000
W Youngtown Ave, W Pueblo, N Lana St, 180th Ave, River Rd, W North Ct, N Pablo St, el Mirage Rd, 182nd Ln, W Acapulco Dr $135,000 $110,000 $100,000-$125,000 $299,000 $260,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in El Mirage, AZ | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$114 $518
Superior Protection Discount -$57 $575
Fire & Security Discount -$57 $575
Hail Resistant Roof Discount -$13 $619
Newly Constructed Home Discount -$170 $461

Choose your El Mirage, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,488
Hail Damage $4,524
Wind Damage $6,624
Expensive Claims
Fire $43,336
Smoke $16,553

Identify Top Home Insurance Agents near El Mirage, AZ | Back to Top

Home Insurance Company El Mirage, AZ Homeowners Insurance Agency El Mirage, AZ Address Popularity Score Distance from El Mirage (miles)
Allstate Jared Baker 19011 E San Tan Blvd Ste 103, Queen Creek, AZ, 85142
45.9
State Farm David Dorman 5929 W Peoria Ave Ste 106, Glendale, AZ, 85302-1207
8.1
Farmers Zach Timberlin 7557 W Greenway Rd Ste 105, Peoria, AZ, 85381
6.6
State Farm Brian Stevens 21043 N Cave Creek Rd Ste A12, Phoenix, AZ, 85024-5519
18.1
State Farm Carlos Rivera 18434 N 99th Ave Ste 6, Sun City, AZ, 85373-1672
5.1
Travelers Guardian Insurance Group 8282 W Cactus Rd Ste E146, Peoria, AZ, 85381
5.2
State Farm John Dietz 15404 N 99th Ave, Sun City, AZ, 85351-1972
4.0
State Farm Maria Luisa Ramos 201 E Dunlap Ave Ste 101, Phoenix, AZ, 85020-2881
14.8
Farmers Joseph Lambros 916 E Baseline Rd Ste 103, Mesa, AZ, 85204
33.1
Farmers Robert Laubmeier 3303 S Lindsay Rd Ste 113, Gilbert, AZ, 85297
38.0

Compare Rates for El Mirage, AZ Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $193,200 $743 $510 $1,030 $520
Maricopa County, AZ $225,000 $757 $550 $1,070 $520
El Mirage, AZ $136,300 $631 $460 $900 $440
Sun City West, AZ $188,400 $685 $490 $980 $490
Surprise, AZ $213,600 $744 $530 $1,030 $500
Phoenix, AZ $200,800 $729 $530 $1,010 $480
Black Canyon City, AZ $101,400 $565 $380 $800 $420
Gilbert, AZ $286,400 $826 $590 $1,150 $560
Buckeye, AZ $174,600 $695 $510 $970 $460
Sacaton, AZ $85,000 $515 $370 $730 $360

Research Home Insurance Companies Reviews in El Mirage, AZ Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: October 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The higher your deductible, the lower your monthly premium. Choosing a higher deductible can save you money with a lower monthly premium but increases the risk you take.

Date: September 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer everything we need at a reasonable price. They have rental, renters, vacation, and home owners policies.


Date: September 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have not made a home insurance claim so I am unable to rate my experience with the customer service. However, I use the same company for auto insurance and other services.

Date: April 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The rates seem to be compatible or a little lower then other companies for the same coverage. As anyone I hate the deductible but there isn't anything you can do about that.

Date: January 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I am very satisfied with USAA being my home insurance company. They have been nothing but great and I look forward to utilizing them in the future for other insurance needs. I would recommend them to anyone looking for insurance.

Date: January 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Before I got married, I had Stillwater and I must say the USAA policy we have is very similar but a bit cheaper. I believe USAA offers at the very least the same products as any of the major companies with slightly cheaper rates.


Date: December 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have not had to make a claim but when I have contacted the insurance about any questions I have had a very good experience. They are always polite and take the time to answer the question and insure that you are satisfied with answer and understand.

Allstate Home Insurance Reviews

Date: October 20, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Their rates are very reasonable considering all of the costs that they cover. I have had a pretty decent using both.

Date: March 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I feel that it's difficult because home insurance is a necessity and companies are able to charge pretty much as much as they deem appropriate.

Date: October 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I like Allstate insurance company premium coverage because it cover all the cars and house if fire , I have coverage for all of my need in one fees. And other companies it's not possible or it to high for my household buget

Farm Bureau Home Insurance Reviews

Date: October 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They are easy to get in touch with and are happy to help with whatever problems may arise in regards to home damage.

Date: February 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We had to place a claim with our insurance after receiving damage during a storm. The company was easy to work with and paid the claim without question. We received the payment quickly after filing the claim.

Safeco Insurance Home Insurance Reviews

Date: December 21, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I have no experience with Safeco's customer service because I have to deal with an independent insurance agent rather than Safeco. I don't like that, I'd rather deal with the insurance company directly. I have never had a claim.

Date: March 31, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Compared to some of our older insurance carriers I'd say that safeco is pretty good about the policy options and offerings they have available.


Nationwide Home Insurance Reviews

Date: March 29, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I found Nationwide to offer coverage for my credit rating at a far more affordable rate than competing insurance companies that provide homeowners policies.

Date: November 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
There is communication. I had to file a claim and after over 20 calls to my claims adjuster I could still not get a return phone call or update. Talking anyone else was useless as no knew anything about my case and say my adjuster would call me. It took over a month to finally get a response.

GEICO Home Insurance Reviews

Date: July 12, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium and deductible were slightly lower than other insurance companies but not by much.

Date: April 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
From my point of view, all the policies are quite similar. Geico offers umbrella coverage which is a plus for me.


Farmer's Insurance Home Insurance Reviews

Date: April 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My premium is incredibly affordable and reasonable especially compared to other insurance providers with the same exact coverage

Date: March 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The policy is pretty much the same like every way, you only just have to follow the instruction pay you monthly fees accordingly.


American Family Home Insurance Reviews

Date: April 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
they are very useful in one of insurence company in family use


Country Financial Home Insurance Reviews

Date: October 05, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
i have liability insurance. My rates are good. when i set up my insurance and talked to a representative they told me the necessary things i needed to be aware of.

Liberty Mutual Home Insurance Reviews

Date: April 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
the premium and deductible policy compared to the other home insurance policies for the same coverage, i would say mine is best because the offering takes care of all you need

American Reliable Insurance Company Home Insurance Reviews

Date: December 30, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
In my experience, the American Reliable customer service has been above average. I have filed one claim due to a fire. A customer service representative was quick to gather my information and process my claim.

State Farm Home Insurance Reviews

Date: April 18, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
The offerings for home insurance seemed more thorough than other companies. There were more coverage options and a higher reimbursement cost.


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