How Can I Make My Portland, CT Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Portland, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Portland, CT Home Insurance Coverage Levels | Back to Top

Portland, CT - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Fairview St, Mountain Laurel Way, Bel Aire Ter, Palmer Rd, Grandview Ter, Adorno Dr, Hilltop Dr, Rose Hill Rd, Appletree la, Pepperidge Rd $324,500 $290,000 $300,000-$350,000 $235,500 $200,000 $250,000-$300,000
Tryon St, Murphy Rd, Taylor Dr, White Birch Bend, Sage Hollow Rd, Ferry Ln, Old Mill Ln, Wagon Wheel Ln, Culver Ln, Thompson Hill Rd $300,500 $280,000 $250,000-$300,000 $255,000 $240,000 $200,000-$250,000
Willow St, Scenic Dr, Airline Ave, Freestone Ave, Perry Ave, Wellyn Dr, Freedom Way, Old Carriage Rd, Copper Beech Ln, Farrell Rd $289,000 $250,000 $300,000-$350,000 $236,500 $200,000 $250,000-$300,000
Great Hill Rd, Brownstone Ave, Allison Dr, Buddy Ln, Gildersleeve Rd, Old Homestead Village, Ames Hollow Rd, Cote Ln, Williams St, Rockwood Dr $315,500 $250,000 $350,000-$400,000 $309,500 $270,000 $250,000-$300,000
Paley Farms Rd, Gospel Ln, Hartfield Rd, Chatham Hollow Rd, Rogers Rd, Susan Cir, Arvid Rd, Buttonhook Ln, Riverside St, Birch Tree Hollow $274,000 $220,000 $300,000-$350,000 $297,000 $250,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Portland, CT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$118 $724
Superior Protection Discount -$84 $758
Fire & Security Discount -$93 $749
Hail Resistant Roof Discount -$25 $817
Newly Constructed Home Discount -$227 $615

Choose the Right Deductible for your Portland, CT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Middlesex County $1,500 $1,184 $2,684 $861 $2,361 $324
Portland, CT $1,000 $832 $1,832 $604 $1,604 $227
Cromwell, CT $200 $832 $1,032 $605 $805 $227
Chester, CT $1,000 $1,479 $2,479 $1,075 $2,075 $404
North Branford, CT $200 $902 $1,102 $655 $855 $246
Prospect, CT $1,500 $950 $2,450 $690 $2,190 $260
Hamden, CT $200 $1,038 $1,238 $755 $955 $284
Windham, CT $2,000 $746 $2,746 $542 $2,542 $204
Southold, NY $100 $833 $933 $605 $705 $228
Orient, NY $700 $534 $1,234 $388 $1,088 $146
Holland, MA $500 $972 $1,472 $707 $1,207 $266
Mattituck, NY $2,500 $2,515 $5,015 $1,828 $4,328 $687

Identify Top Home Insurance Agents near Portland, CT | Back to Top

Home Insurance Company Portland, CT Homeowners Insurance Agency Portland, CT Address Popularity Score Distance from Portland (miles)
Liberty Mutual Independent Lamburt Corporation 1980 Main St, Stratford, CT, 6615
40.0
Liberty Mutual Independent Associated Insurance Services 106 W Main St, Plainville, CT, 6062
15.4
State Farm Michael Van Audekerk 63 E Cedar St Unit A, Newington, CT, 06111-2533
9.7
Travelers Goodworks Insurance 2534 Main St, Glastonbury, CT, 6033
8.1
State Farm Curtis Boyd 500 Long Hill Rd, Groton, CT, 06340-4167
32.3
State Farm Tiffany Nguyen 212 Mill St, Berlin, CT, 06037-2317
8.3
Liberty Mutual Independent Shimkus Murphy & Lemkuil Inc 380 New Britain Avenue, Hartford, CT, 6106
11.2
Travelers Double Eagle Agency Inc 418 Meadow St, Fairfield, CT, 6824
45.2
Travelers Alta Insurance Agency Llc 66 Cedar St Unit 206, Newington, CT, 6111
9.9
Travelers Hollis D Segur Inc 156 Knotter Dr, Cheshire, CT, 6410
17.2

Compare Rates for Portland, CT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $840 $1,770 $930
Middlesex County, CT $283,700 $1,199 $800 $1,640 $840
Portland, CT $244,800 $842 $610 $1,200 $590
Cromwell, CT $245,000 $843 $580 $1,160 $580
Chester, CT $358,400 $1,497 $1,020 $2,110 $1,090
North Branford, CT $281,800 $913 $670 $1,270 $600
Prospect, CT $307,400 $961 $680 $1,330 $650
Hamden, CT $225,700 $1,051 $700 $1,480 $780
Windham, CT $156,500 $755 $510 $1,050 $540
Southold, NY $544,400 $843 $620 $1,200 $580
Orient, NY $736,700 $541 $370 $770 $400
Holland, MA $214,300 $984 $710 $1,350 $640
Mattituck, NY $560,600 $2,546 $1,710 $3,590 $1,880